BOSS Retirement Solutions

10/14/2026

Your IRA and 401(k) are tax-deferred accounts. The IRS still collects eventually. The question is how much, and when.

This video breaks down the tax torpedo, Roth conversions, RMDs, and why timing all of it around your tax bracket matters more than most people realize.

Advisory services offered through B.O.S.S. Retirement Advisors, an SEC-Registered Investment Advisor. Insurance products and services are offered through B.O.S.S. Retirement Solutions. Information contained in this material is for informational purposes only, and no statement contained herein shall constitute tax, legal, or investment advice. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of any individual. You should seek advice on legal and tax questions from an independent attorney or tax advisor. BOSS is not affiliated with the U.S. government or any government agency.

10/13/2026

Medicare doesn't start until 65. If you retire earlier, you'll need a plan to cover healthcare in the meantime, and it's a cost a lot of people miss.

10/12/2026

Your IRA and 401(k) balances have been growing tax-deferred for years, and every dollar you eventually withdraw gets taxed as ordinary income. Social Security and required minimum distributions add another layer to that picture as retirement gets closer.

We wrote about a Roth conversion strategy designed to work around that timeline, including a real client example of how a multi-year approach can be structured around specific tax brackets. It's the kind of planning that tends to matter more the closer you get to retirement.

Read more here: http://bossretirement.com/blogs/the-roth-conversion-strategy-that-could-save-you-six-figures-in-retirement-taxes

Why your IRA and 401(k) aren't as tax-free as you think, and what a smarter conversion strategy could look like

10/09/2026

What’s your biggest concern when you think about retirement?

Taxes? Market volatility? The possibility of running out of money?

Everyone’s retirement concerns are different, and knowing what keeps you up at night can be an important place to start when reviewing your plan.

Take the B.O.S.S. Retirement Quiz to discover what your answers may reveal about your retirement strategy. It takes about two minutes and is completely free.

Take the assessment today:
www.bossretirementquiz.com

10/07/2026

For a lot of retirees, the answer is no. Between IRA withdrawals, Social Security, and fewer deductions, many end up in a similar or higher bracket than expected. A plan built around this reality can make a real difference.

10/06/2026

Do you know how much of your IRA or 401(k) you'll actually get to keep? Withdrawals are taxed as ordinary income, and they can trigger a chain reaction that reaches your Social Security benefits and Medicare premiums.

Ryan and Tyson Thacker break down three retirement tax traps and the planning moves that may help you stay ahead of them.

10/05/2026

Taxes, inflation, healthcare, and longevity all quietly work against your retirement savings, often at the same time. Most plans only account for one or two of them.

We unpack all four, and what it looks like to plan for them together.

Read it here: https://bossretirement.com/blogs/the-four-hidden-retirement-expenses-that-could-derail-your-plan

Taxes, inflation, healthcare, and longevity all quietly work against your savings. Here's how to plan for all four before they catch you off guard.

10/02/2026

The thresholds that determine how much of your Social Security gets taxed haven't been adjusted for inflation since the 1990s. As incomes have risen with the cost of living, more retirees cross into taxable territory every year, even though nothing about their actual financial picture has changed. Understanding where you stand against these thresholds is the first step toward planning around them.

Find out where you stand with a free B.O.S.S. Tax Analysis. Reach out to our team to learn more.

09/30/2026

Inflation does more than raise the price of groceries and gas. For retirees, it can set off a chain reaction that pushes you into a higher tax bracket, makes more of your Social Security benefit taxable, and triggers higher Medicare premiums through IRMAA, all while your savings has to work harder to keep up.

Inflation does more than raise the price of groceries and gas. For ...

09/29/2026

In this hypothetical example from the B.O.S.S. Retirement Blueprint book, a couple had saved over $1 million for retirement. Without a plan, their projected tax bill came to $952,500. Planning ahead changes the outcome.