Home Sweet Loans

Home Sweet Loans Mortgage Loan Officer educating people along the way. Need a mortgage loan or refinance? Let me know!

04/30/2026

🚨 The end of An Era! 🚨

The Federal Reserve just wrapped up their latest meeting, and as expected, they’ve kept interest rates at the 3.5% range. But the real story isn’t just the rates—it’s the end of an era.
- Jerome Powell’s final meeting as Chair. For homebuyers and investors, this marks a massive transition. Powell is leaving us in a ‘holding pattern’ due to global uncertainty, meaning we don’t know if we’ll see rate cuts this year.

What’s next? Kevin Warsh will take over in May as the incoming Chair. While the Fed is playing it safe for now, a change in leadership can brings a change in strategy. If you’re waiting for a sign to move, stability is your green light.

Markets are currently planning on zero rate cuts for the remainder of 2026. For buyers, this means “marrying the house and dating the rate” is still a good strategy, as waiting for a drop might take another 12 months.

If you’re wanting to get preapproved for a home or make a plan to buy a home, DM me Market and let’s chat. 🏡

04/25/2026

Parks and rec for the win! 🤣😭but seriously remember once you are under contract, no big purchases as underwriting is already working on your file with approved DTI.

04/21/2026

My grandpa was VP of a bank. I asked him after he retired, what the best way to grow money is . His answer? Real Estate.

You don’t have to just take my word, check out these numbers ☝🏼 and you’ll see the growth in real estate… Decade over decade.

This means once you have a home or a portfolio, your equity is just appreciating. I will walk you through the home buying process.

Most clients find it’s easier than they thought it was and they can buy a home with less than they thought they could, most times with 3.5-5% down. If you’re thinking of buying, message me and let’s chat.

Sometimes paying less is the key.🔑Sometimes securing additional assets with those other funds is key.🏡Homes appreciate o...
04/16/2026

Sometimes paying less is the key.🔑

Sometimes securing additional assets with those other funds is key.

🏡Homes appreciate over time and sometimes the cost of waiting costs more than you think.

💲💲As a mortgage loan officer, I help run the numbers to maximize your ability to build that generational wealth and make your money work for you.

📲If you’re ready to buy, let’s chat.

If you’re not sure where to start, let’s come up with a plan together.
It all starts with 1 step... action.

Sometimes paying less is the key. Sometimes securing additional assets with those other funds is key. 🔑🏡 Homes appreciat...
04/16/2026

Sometimes paying less is the key.
Sometimes securing additional assets with those other funds is key. 🔑

🏡 Homes appreciate over time and sometimes the cost of waiting costs more than you think.

💲💲As a mortgage loan officer, I help run the numbers to maximize your ability to build that generational wealth and make your money work for you.

📲 If you’re ready to buy, let’s chat.
If you’re not sure where to start, let’s come up with a plan together.

It all starts with 1 step… action.

Taxes are due today! This is how to get the best out of your refund and a head start on wealth building.
04/15/2026

Taxes are due today! This is how to get the best out of your refund and a head start on wealth building.

04/08/2026

How much do you REALLY need to buy a $600,000 house?
Let’s find out using a conventional loan with 5% down payment ($30,000) .
As a mortgage loan officer, I know most people have monthly debt. Let’s be honest, most people have at least car payments, student loans, credit card debt, something so I also run the numbers showing income needed with an average of $662 in monthly debt so you get a full view.
If you are starting the home buying process or interested in running your own numbers, contact me today.

04/03/2026

Need to lower your debt to income ratio (DTI) without increasing income? Home owners insurance is now cheaper which means you can willfully for more home. DM me if you’re wanting to see how much home you’re pre-qualified for.

On Black Friday, don't forget that shopping around is key — not just for deals, but for mortgages, too. I compare rates ...
11/29/2024

On Black Friday, don't forget that shopping around is key — not just for deals, but for mortgages, too.
I compare rates from multiple lenders to ensure you get a great deal. Reach out today and let's get you pre-approved before the Black Friday madness is over!

Happy Thanksgiving! This year, I am thankful for my family, my amazing clients and Real estate partners! I count my bles...
11/28/2024

Happy Thanksgiving!

This year, I am thankful for my family, my amazing clients and Real estate partners!

I count my blessings daily! Enjoy your day with your loved ones!

Several loan programs only require 3% down to qualify! Call now to start the pre-approval process.
11/25/2024

Several loan programs only require 3% down to qualify! Call now to start the pre-approval process.

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770 East Main Street
Lehi, UT

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 11am - 5pm

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