Lee Warbinton, Home Loans, NMLS #224542

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Lee Warbinton, Home Loans, NMLS #224542 Senior Loan Originator | President's Club | Top 1% in America
I answer my phone. 7 days a week. That alone sets me apart. Fast closings + creative solutions.

Serving FL + 48 states. 🏡
Dog & cat mom. Pickleball player. 📲 512-706-5827 As a Senior Loan Originator licensed to lend in 48 states, I’m committed to making the home loan process as smooth and stress-free as possible—no matter where my clients are located. With over 2,000 families and individuals served and a track record of Presidents Club–level production, I bring extensive experience in FHA & VA financing, sales, team building, and public speaking. I believe in being there when it counts—that’s why I answer my phone 7 days a week. Whether you're buying your first home, refinancing, or just exploring your options, I’m here to guide you every step of the way.

👻 **DON'T LET MORTGAGE MYTHS HAUNT YOUR HOME-BUYING DREAMS!** 🎃🏡Lee and Maxine are busting mortgage myths this Halloween...
10/31/2026

👻 **DON'T LET MORTGAGE MYTHS HAUNT YOUR HOME-BUYING DREAMS!** 🎃🏡

Lee and Maxine are busting mortgage myths this Halloween, and Maxine's already sniffed out a few tricks! 🐾

**MYTH #1: You need 20% down to buy a home.**
🎃 TRICK! Some mortgage programs offer down payments as low as 3%, and eligible buyers may qualify for zero-down options.

**MYTH #2: You need perfect credit.**
👻 BOO! Different loan programs have different credit requirements. Less-than-perfect credit doesn't automatically mean homeownership is out of reach.

**MYTH #3: Mortgage rates are too scary to buy right now.**
🏡 NOT NECESSARILY! The interest rate is just one piece of the puzzle. Your budget, loan options, and long-term plans matter, too.

Whether you're buying your first home, relocating to The Villages, or exploring homes in Eastport, Middleton, or anywhere in Central Florida, Lee Warbinton with Team Warbinton can help you separate mortgage myths from facts.

**No tricks. Just options. And maybe a few treats from Maxine!** 🐶

📞 Call or text Lee at **512-706-5827** to talk about your homebuying plans.

💬 **Which mortgage myth have YOU heard the most?**

Don't miss Maxine's next adventure — follow Lee Warbinton (NMLS #224542)! 🐾

*Loan programs, down payment options, and eligibility requirements vary. All loans are subject to credit approval and underwriting.*

This is not an offer for extension of credit or a commitment to lend. Equal Housing Lender. Lee Warbinton (NMLS #224542). Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). FL and TX Licensee Exempt.

10/30/2026

Staging Could Put More Money in Your Pocket

If you’re selling soon, staging can help you draw in buyers and get the most for your house. Mid-level staging can bring a 350% return on what you spend. On a $400k house, the typical $4k cost can add about $18k in value. That could mean about $14k more in your pocket at closing. Working with a smaller budget? Even just decluttering and rearranging furniture can make a big difference. Let’s walk through your house together and pinpoint the updates that’ll help it sell sooner – and for more.



I'd love to help you buy your next home. Call me! 512.706.5827
LeeWarbinton.com

10/28/2026

You don’t need a home run salary to start your homebuying game plan. ⚾🏡

World Series teams prepare long before the first pitch—and homebuyers can, too. Know your numbers, build your team, and have a game plan.

A mortgage conversation with Lee Warbinton at Waterstone Mortgage can help you understand your budget, explore down payment options, and map out your next steps. Whether you’re ready to step up to the plate or just figuring out where to start, Lee is here to talk it through.

Who are you rooting for in the World Series?

If you could hit a home run with ONE home feature, would you choose a dream kitchen, a bigger backyard, or a perfect location?



Message Lee to start building your homebuying game plan. 512-706-5827

10/23/2026

New Homes Cost Less in 1 in 3 Major Markets

Newly built homes now cost less than existing ones in about 1 in 3 major markets. How much less, exactly? Nationally, a newly built home typically sells for about $35,000 less. So, brand-new could be more budget-friendly than you think. Want to see how newly built and existing homes compare where you’re looking? Let’s tour one of each.



I'd love to help you buy your next home. Call me! 512.706.5827
LeeWarbinton.com

“If I was able to give her a 10-star review instead of a 5 out of 5, I would.”That one made our day. ❤️This client had b...
10/17/2026

“If I was able to give her a 10-star review instead of a 5 out of 5, I would.”

That one made our day. ❤️

This client had been through the mortgage process many times before. What stood out about working with me? Getting answers when they needed them, feeling supported at every step, and knowing their loan mattered to her personally.

That’s how I work. I take the time to explain things, stay in touch, and answer my phone when you need me. Even on evenings and weekends.

Thank you for such a thoughtful review and for trusting me with your financing. Helping someone feel this comfortable through a big financial decision means so much to us.

🏡 Buying or refinancing? Reach out to Lee Warbinton at Waterstone Mortgage. Available 7 days a week. 512-706-5827

Team Warbinton | Lee Warbinton, NMLS #224542
Waterstone Mortgage Corporation, NMLS #186434
Equal Housing Lender

10/16/2026

Do You Know How Much Equity You Have?

The low mortgage rate you locked in a few years ago might make moving feel off the table. But your equity could put it back on.Homeowners with a mortgage have an average of $310K in equity right now. That could go toward a bigger down payment, so you borrow less at today's rates. Or, you may be able to buy your next place in cash – without needing a mortgage at all. So, don’t write off a move just yet. Let's find out how much equity you have and what it could do for you.



I'd love to help you buy your next home. Call me! 512.706.5827
LeeWarbinton.com

10/14/2026

The house is perfect. The financing? That’s where the questions start. 🏡

Self-employed? Buying before your current home sells? Been told your situation is “too complicated”?

Call Lee Warbinton. With more than 25 years of mortgage experience, she knows which questions to ask, what details to dig into, and how to help you understand your options.

And while this reel jokes about solving problems “in ways you may not understand,” Lee takes the time to explain the plan—so you understand what comes next.

Available 7 days a week, including evenings and weekends. When you need her, Lee answers her phone.

📞 Call Lee at 512-706-5827.
Let’s talk through what’s standing between you and your next home.

Lee Warbinton, NMLS #224542 | Waterstone Mortgage Corporation, NMLS #186434. Equal Housing Lender. All loans are subject to credit and underwriting approval. Program availability and eligibility requirements vary. Financing is not guaranteed.

10/09/2026

Buyers Have More Room To Negotiate Right Now

Good news if you're house hunting: the asking price may not be the final word. Right now, about 60% of homes are selling below their original asking price. With budgets stretched thin, a little give on price or terms can take some pressure off your wallet. But how much you can negotiate depends on where you're buying. So, let's chat about what you can ask for in the neighborhoods you're eyeing.



I'd love to help you buy your next home. Call me! 512.706.5827
LeeWarbinton.com

10/02/2026

More Homes for Sale Now Than Any Time Since 2019

House hunting? You've got more homes to choose from than you've had in years. Right now, the number of homes for sale is the highest it's been since 2019. That's basically back to back to pre-pandemic normal – so there's more to pick from, and it's easier to find one that fits your budget. So, when you’re ready, let’s find your home and negotiate a deal you'll feel good about.



I'd love to help you buy your next home. Call me! 512.706.5827
LeeWarbinton.com

Address

215 N 2ND Street
Leesburg, FL
34748

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+15127065827

Website

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