Robert Hastings Union Home Mortgage

05/12/2022

Thank you for joining us at our Top Golf Realtor Social!

02/23/2022

Happy Wednesday – I hope everyone is doing well. For this week’s video, I want to discuss cash-out refinancing. I saw an article the other day that said people have more equity in their home than ever, but also more consumer debt. If you are in a situation where you have a lot of credit card or other high-interest debt, then it probably makes sense to look at using your equity to pay that off before rates go up much more. Please see my video for more details and call us if you want us to run numbers for you.

Video from Robert Hastings - Union Home Mortgage

12/10/2021

See what is under our tree for you! 👀 With just one referral, you could win this iRobot Roomba. Call us today with your referral.
The Hastings Mortgage Group 816-599-8937

12/09/2021

I hope you are having a great day! I wanted to let you know about the drawings we have coming up. For every referral you share with us, you will be entered into a drawing for an iRobot Roomba and a laptop. PLUS…with your referral, I would like to treat you with a gift card to your favorite restaurant! This is a WIN-WIN-WIN situation! Let us know who you would like to refer today.
The Hastings Mortgage Group
816-559-8937

Video from Robert Hastings - Union Home Mortgage

12/06/2021

Join us for our 3rd Annual Winter Realtor Appreciation

12/02/2021

The winner of the November TV referral giveaway is...

10/27/2021

I hope everyone is doing well and staying healthy. For this week’s video, I want to discuss refinancing. I have spoken to a lot of people that still have not refinanced because they think it will be too time-consuming. If you have all of your documents in order, it will only take 2 to 3 hours of your time to refinance and save a lot of money. We just closed 2 loans and that was the exact feedback we received. One client said he thought it would be hard, but it took less than 2 hours of his time for the whole process. So if you are currently in a rate that is 4% or higher, have PMI, want a shorter loan term, or need cash out to pay off debt or do home renovations please call me before it is too late. Rates are continuing to go up daily but are still very low.

Video from Robert Hastings - Union Home Mortgage

10/06/2021

Here is your mid-week update. I hope you are having a good one. I’ve had a few clients ask me if this is a good time to buy. My response is, it is a much better time to buy than it will be this time next year. According to many experts, home prices are expected to rise an average of 7.7%. Interest rates are also expected to increase anywhere from .5% to .75%. The bottom line is it’s going to cost you a lot more next year for the same home this year. Please watch my video for more information.

PS - If you have a rate of 4% or higher, have PMI, or want cash out, now may be the last chance to lock into a low rate. Please call us to discuss. We just need a few pieces of information for the initial call, and we can run a cost/benefit analysis for you without pulling credit.

Video from Robert Hastings - Union Home Mortgage

09/29/2021

Happy Wednesday! For this week's update, I want to discuss interest rates. Rates have gone up every day since last Wednesday and are up about .25% across the board. I am not sure when they will calm back down, but they are still near an all-time low to keep things in perspective. So if you have a rate above 4%, have PMI, or want to take cash out, now is the time to refinance so you can lock in before they go up too much more. If you are looking to buy a home, now is still a great time, and rising rates may help us with inventory. Please watch my video for more details and as always please call me if there is anything else we can do to help.

Video from Robert Hastings - Union Home Mortgage

09/22/2021

One year ago, FHFA put a rule in place that limited the amount of 2nd home and investment loans they could do to 7% of their total loans. This created a problem where some companies eliminated those loans and others drastically increased their interest rates. Last week this rule was eliminated so interest rates on 2nd homes and investment properties have greatly decreased. If you were considering refinancing or purchasing one of these types of properties but decided not to because of the rate, you are now back in business. Give us a call for a no-obligation analysis.

Video from Robert Hastings - Union Home Mortgage

08/25/2021

Happy Wednesday! I hope everyone is doing well and staying safe. For this week’s video, I want to ask for your help. I just read an article (https://www.foxbusiness.com/real-estate/home-mortgage-refinance-interest-rates-pandemic) that states less than 50% of people have taken advantage of low rates to refinance their home. Some people are surprised by this, but I am not. I do this for a living and it took me forever to find the time to do this. So please do me a favor and send this video to anyone, your friends, family, or co-workers that you think needs to refinance but have not taken the time to do so. The rule of thumb is if you have a rate of 3.75% or higher or have 3.5% or higher whit PMI and plan on staying in the home for at least 2 more years then this probably makes sense for you. Also, if you want to lower your term, get rid of a second mortgage, pay off debt, or do home renovations then now is a good time to look at this too.

https://vidmails.com/v/6JcgCSmbn9

Video from Robert Hastings - Union Home Mortgage

08/10/2021

Reasons to Refinance

I hope everyone is doing well. For this week’s video, I want to discuss reasons to refinance. With rates being near all-time lows and home prices being at all-time highs, refinancing makes sense for a lot of people. Although, it all comes down to a cost-benefit analysis. Please see below and watch my video for more details.

Reasons to Refinance
•Lower Rate
•Lower Term
•Remove PMI
•Debt Consolidation
•Home Renovation

Video from Robert Hastings - Union Home Mortgage