Mindy Jacoby, NMLS: 408928

Mindy Jacoby, NMLS: 408928 I’m Mindy Jacoby, NMLS: 408928, Loan Officer with PrimeLending. At PrimeLending, we are Home Loans Made Simple®. primelending.com/legal

Equal Housing Lender

PrimeLending NMLS ID: 13649

I’m Mindy Jacoby, NMLS: 408928, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-frie

ndly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries.

11/07/2025

I just helped a 21-year-old buy a duplex with only 3.5% down! Renting one unit covers over half his mortgage. Want to learn how duplexes can work for you? Let's chat! 🏡💰

Your credit story grows stronger with time, so let those older accounts keep telling it.💥
11/06/2025

Your credit story grows stronger with time, so let those older accounts keep telling it.💥

10/22/2025

Think you can't get a mortgage because you're self-employed or don't show a lot of income on paper?👀Let's talk about bank statement loans! 😊🏡

07/23/2025

I spoke to two future homebuyers today who used their savings as reserves, and it made a big impact on getting approved—having that backup fund is a game-changer! 🏠💵

Happy first official day of summer! Buying a home this summer can be a great move—with the right strategy. Here are 5 ti...
07/10/2025

Happy first official day of summer! Buying a home this summer can be a great move—with the right strategy. Here are 5 tips to help you stay a step ahead:

- Get your financing in order early – Knowing what you can afford helps you act quickly and confidently.
- House hunt early or late in the day – It’s cooler, less crowded, and gives you more time to make thoughtful decisions.
- Check out the AC – Summer is the ideal time to see how well a home handles heat.
- Pay attention to sun exposure – The way light hits the home can affect comfort, cooling costs, and even landscaping.
- Be ready for competition – With more buyers in the market, preparation is key to making a strong offer.

Reach out to us to talk through your summer homebuying game plan—we’re here to help.

Sometimes the only thing standing between you and homeownership is a little extra support—and that’s where a co-signer c...
07/08/2025

Sometimes the only thing standing between you and homeownership is a little extra support—and that’s where a co-signer can help.

If your credit score is still building, your income is just shy of what’s needed, or your debt-to-income ratio is a bit high, a trusted co-signer can strengthen your application and help you qualify. It’s a common solution, and it doesn’t mean you’re not ready—it just means you have someone backing you up.

And here’s the good news—having a co-signer isn’t forever. Once you’ve had time to build equity or strengthen your financial profile, you may be able to refinance and remove them from the loan.

There’s more than one way to get the keys—and this could be the one that gets you there. Send me a DM to walk through the details and see if this option makes sense for you.

Buying a fixer-upper? With a PrimeLending renovation loan, you can buy and renovate a home with one simple loan. No need...
07/01/2025

Buying a fixer-upper? With a PrimeLending renovation loan, you can buy and renovate a home with one simple loan. No need for separate financing or delayed projects—you get one application, one approval, one monthly payment. Here’s how it works—find a home with potential, roll the cost of the improvements into your mortgage and start creating a space that’s truly yours right after closing. It’s an easy way to turn “almost perfect” into “just right.” Let’s talk about how to make your next home move-in ready.

06/25/2025

Summer’s here—and while vacations and BBQs are top of mind, it’s also the perfect time to give your home a little seasonal TLC. ???

Here’s a quick summer home maintenance checklist to keep things running smoothly:
- Clean gutters and check for clogs
- Service the A/C (your future self will thank you)
- Power wash the exterior and outdoor furniture
- Inspect windows and doors for leaks
- Trim trees and check for overgrown branches

Want to make it fun? Crank up your favorite playlist, turn it into a weekend challenge, or reward yourself with a cold drink and some backyard lounge time when you check it all off.

Keeping your home in shape doesn’t have to be a chore—it can be part of the summer vibes.

Ever feel like your home’s value is growing, but you're not sure what that really means for you? That’s where your loan-...
06/23/2025

Ever feel like your home’s value is growing, but you're not sure what that really means for you? That’s where your loan-to-value ratio, or LTV, comes in.

LTV compares how much you still owe on your mortgage to how much your home is worth today. Here's an easy way to picture it—imagine your home as a pie and your LTV is the slice your lender still owns. The smaller their slice, the more equity you’ve built up—and that can open doors when you’re ready to refinance.

A lower LTV can open the door to better rates, more loan options, and the chance to drop mortgage insurance.

Want to see where you stand? DM me to get started.

Home trends in 2025 are all about comfort, convenience, and feeling good in your space — and we’re here for it. Here are...
06/16/2025

Home trends in 2025 are all about comfort, convenience, and feeling good in your space — and we’re here for it. Here are the home features buyers are loving this year:
• Smart home tech — From lighting to security, being able to control your home from your phone is no longer a luxury — it’s expected.
• Energy efficiency — Solar panels, efficient windows, and appliances that help lower bills while being eco-friendly? Big yes.
• Wellness spaces — Whether it’s a home gym, spa-inspired bathroom, or a quiet spot to recharge, buyers want homes that support healthy living.
If you’re thinking about your next home (or updating your current one), these features are worth keeping in mind. A renovation mortgage can help you bring them to life — without juggling multiple loans. DM me to chat about the details or toss around some ideas!

Have a client who thinks buying a fixer-upper is going to be overwhelming? It doesn’t have to be! Let’s clear up a few c...
06/14/2025

Have a client who thinks buying a fixer-upper is going to be overwhelming? It doesn’t have to be! Let’s clear up a few common misconceptions I’m sure you’ve probably heard before:
• “It’s too expensive to fix up.” — Not with a renovation loan that rolls the cost of improvements into one affordable mortgage.
• “It’ll take forever to start the project.” — With PrimeLending, the renovation process kicks off right after closing, no long delays.
• “It’s too complicated.” — We keep it simple. One loan, one approval, one monthly payment and a team to guide your client every step of the way.
Fixer-uppers can become dream homes with the right financing in place.
Let’s connect and show your buyers how doable a renovation really is.

Address

3540 NE Ralph Powell Road, Suite A
Lees Summit, MO
64064

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