Matthew Heard - NMLS# 1108602 - Central Bank

Matthew Heard - NMLS# 1108602 - Central Bank My mission is to provide the highest level of integrity and service in assisting all of my customers.

Austin, thank you for sharing your kind words! I am so happy we were able to work together. Wishing you well!
05/29/2026

Austin, thank you for sharing your kind words! I am so happy we were able to work together. Wishing you well!

Warm weather is approaching! Which would you choose for summertime? 🌞Drop a comment with your picks below!Member FDIC | ...
05/27/2026

Warm weather is approaching! Which would you choose for summertime? 🌞

Drop a comment with your picks below!

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/26/2026

Not every renovation adds real value. Some updates simply improve appearance, while others can make a meaningful difference when it’s time to sell.

Projects that often hold value well include kitchens, bathrooms, fresh paint, updated flooring, and curb appeal improvements. But one of the biggest factors people overlook is how those upgrades are funded.

Many homeowners are exploring ways to use the equity they’ve built for strategic improvements rather than pulling directly from savings. When the right project and the right financing approach align, it can create long-term value.

Because it’s not only what you upgrade—it’s how you position the investment. 🏡

To read more, head to our Learning Center: https://www.centralbank.net/learning-center/homeownership/investing/some-renovation-projects-are-better-than-others-at-recouping-costs/

Market conditions vary by location, price range, and property type, and are subject to change. For informational purposes only and not a commitment to lend or guarantee of loan approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

In honor of Memorial Day, our offices are closed today, Monday 5/25. In the meantime, feel free to leave a DM and I'll g...
05/25/2026

In honor of Memorial Day, our offices are closed today, Monday 5/25. In the meantime, feel free to leave a DM and I'll get back to you as soon as possible! 🦅

05/25/2026

Higher rates don’t always mean fewer options. A temporary buydown may help lower your rate for an initial period, which can reduce early monthly payments for qualified borrowers.

Programs, eligibility, and seller/builder contributions vary based on transaction structure and loan type. The best strategy depends on your goals, timeline, and overall financial picture.

If you’d like to explore what options may fit your situation, reach out anytime. 🏡https://www.centralbank.net/matthewheard/

Member FDIC | NMLS # 407985 | Equal Housing Lender

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for ...
05/18/2026

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for eligible buyers looking for a more accessible path to homeownership.

With lower down payment options and flexible qualification guidelines, FHA financing can be a strong solution depending on your goals and circumstances.

Let’s talk through your options: https://www.centralbank.net/matthewheard/

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/13/2026

Here are 3 must-have security items for every new homeowner:

-Video Doorbell
-Smart Locks
-Home security camera and alarms system

Many of these systems can even lower your homeowners insurance‼️

Interested in starting your homeownership journey? Shoot me a quick DM and let's chat!

Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

609 N. 291 Highway
Lees Summit, MO
64086

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