Matthew Heard - NMLS# 1108602 - Central Bank

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Lees Summit, MO
Matthew Heard - NMLS# 1108602 - Central Bank

My mission is to provide the highest level of integrity and service in assisting all of my customers.

10/31/2026

Happy Halloween! Enjoy the tricks, treats, and all the spooky fun that comes with this festive season. Stay safe and have a great time! 🕷️ 👻

10/22/2026

Navigating the mortgage process can raise a lot of questions.

Choosing a mortgage lender isn’t always just about the rates; it’s about finding someone who will support you and fight for your needs.

That's what you'll get working with me. I promise my clients a constant flow of communication, so you’ll never feel left in the dark about what’s happening.

DM me today and start asking away!

Member FDIC | NMLS # 407985 | Equal Housing Lender

10/19/2026

A lot of the home buying process can feel out of your control. However, the most important elements are within your hands!

By choosing a dedicated loan officer like myself, you set yourself on a strong path to discovering the best options available. Focus your energy on the things you can control, and let’s make your home buying journey a positive experience!

Member FDIC | NMLS # 407985 | Equal Housing Lender

10/12/2026

Our branches are closed today, October 12th, in observance of the federal holiday. If you have any mortgage inquiries, please message me, and I'll get back to you ASAP.

10/08/2026

Honoring those who have served!

For a limited time, eligible Veterans may receive $1,175 in waived lender fees on VA loans. If you’re considering buying or refinancing with a VA loan, I’d be happy to help you understand your options and what may be available to you.

Offer subject to eligibility, credit approval, underwriting guidelines and additional restrictions. See bank for details.

Matthew Heard | Mortgage Loan Officer | NMLS # 1108602
Member FDIC | NMLS # 407985 | Equal Housing Lender

10/08/2026

Saving for a house doesn't mean you can't celebrate the seasons!🍂🎃

Here are a few of my favorite ways to enjoy Fall while still keeping in mind your goal of homeownership.

For more ideas head to our Learning Center: https://www.centralbank.net/learning-center/budget-and-save/easy-budgeting/fall-fun-on-a-budget/

Member FDIC | NMLS # 407985 | Equal Housing Lender

10/05/2026

Imagine being a homeowner this fall 🍂

Now is a great time to buy a home, and I'd love to help you through the process. DM me with any questions you may have!

Member FDIC | NMLS # 407985 | Equal Housing Lender

10/02/2026

Seller concessions can do more than just help with closing costs.

Depending on the loan program and how your financing is structured, they may be used toward a temporary 2-1 buydown, eligible closing costs and prepaids, or even a permanent rate buydown.

The best option really depends on your timeline, cash needed at closing, and long-term goals.

If you’re getting ready to make an offer, reach out to me before you write it. We can compare the options and see what may make the most sense for your situation.

Disclosure: Seller concessions are subject to loan program limits, eligible costs, transaction structure, and underwriting approval. Rates, terms, and availability are subject to change. Applicant subject to credit and underwriting approval. Not all applicants will qualify. Central Bank NMLS #407985. Member FDIC. Equal Housing Lender.

09/23/2026

While you may be tempted to start touring homes the second you think about buying, getting preapproved is a key step in the process you don't want to skip.

Preapproval provides you with a clear price range, demonstrates to sellers that you’re serious, and enables you to act quickly when you find your dream home. This step significantly simplifies the home-buying experience.

Message me today, and let’s get you preapproved!

Read more about the benefits of preapproval here: https://www.centralbank.net/learning-center/homeownership/buying/5-tips-for-homebuyers/
Member FDIC | NMLS # 407985 | Equal Housing Lender

09/17/2026

I'm more than just your mortgage lender. 🤍

With me, it’s not just another transaction - it’s the beginning of a lifelong relationship! Message me today to get started on your homeownership journey.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

609 N. 291 Highway
Lees Summit, MO
64086

Website

https://www.centralbank.net/matthewheard/

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