Matthew Heard - NMLS# 1108602 - Central Bank

Matthew Heard - NMLS# 1108602 - Central Bank My mission is to provide the highest level of integrity and service in assisting all of my customers.

June is National Homeownership Month 🏡A great reminder that buying a home does not start with the open house — it starts...
06/23/2026

June is National Homeownership Month 🏡

A great reminder that buying a home does not start with the open house — it starts with clarity.

Before you start house hunting, make sure you understand your monthly payment, cash to close, loan options, and overall comfort level.

The goal is not just to buy a home.
The goal is to buy a home with confidence.

Thinking about buying this year? Start with the numbers first. https://www.centralbank.net/learning-center/homeownership/buying/

For informational purposes only. Not a commitment to lend or extend credit. Loan approval, terms, rates, down payment, and closing costs are subject to borrower qualifications, program guidelines, property eligibility, and underwriting approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/22/2026

A changing market calls for creative solutions. One option some buyers are exploring is a temporary rate buydown—designed to lower the interest rate for an introductory period on eligible loans.

In certain transactions, seller or builder concessions may be used toward the buydown cost, subject to guidelines and approval.

Every scenario is different, which is why personalized guidance matters.

Learn more or get in touch here: https://www.centralbank.net/matthewheard/

Member FDIC | NMLS # 407985 | Equal Housing Lender

🌞 Cheers to the first day of summer! Whether you're dreaming of a cozy lake house or a spacious family home, I'm here to...
06/21/2026

🌞 Cheers to the first day of summer! Whether you're dreaming of a cozy lake house or a spacious family home, I'm here to guide you every step of the way. DM me to get started on your mortgage journey!

Cheers to the dads! Wishing your family a blessed Father's Day.
06/21/2026

Cheers to the dads! Wishing your family a blessed Father's Day.

We honor Juneteenth today, a day of freedom and progress. Our offices are closed in observance of the holiday. If you'd ...
06/19/2026

We honor Juneteenth today, a day of freedom and progress. Our offices are closed in observance of the holiday. If you'd like to talk mortgages, don’t hesitate to call or email me, and I’ll reply as soon as I can.

06/17/2026

Did you take advantage of the summer market and move this summer? Here's a guide I put together to help you and your family adjust to your new neighborhood. If you have any mortgage questions, feel free to send me a DM—I’d love to chat!💬

Member FDIC | NMLS # 407985 | Equal Housing Lender

Seller concessions can be a helpful tool for buyers in certain situations.Depending on the loan program and transaction ...
06/15/2026

Seller concessions can be a helpful tool for buyers in certain situations.

Depending on the loan program and transaction details, seller concessions may be used toward eligible costs such as closing costs, prepaid items, or a temporary rate buydown.

This can sometimes help reduce the amount a buyer needs upfront or support a payment strategy during the early part of the loan.

Because concession limits and guidelines vary by loan type, it’s important to talk through the numbers before making an offer.

For informational purposes only. Loan approval, terms, costs, and concession limits are subject to borrower qualifications, program guidelines, property eligibility, credit approval, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

"Back To School" is fast approaching! If you want to be settled into your new home before the next school year starts, n...
06/10/2026

"Back To School" is fast approaching! If you want to be settled into your new home before the next school year starts, now is the time to act! Starting the mortgage process early is crucial to ensure a smooth transition for your family.

Don’t wait - message me today to get started!
Member FDIC | NMLS # 407985 | Equal Housing Lender

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609 N. 291 Highway
Lees Summit, MO
64086

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