Dalton O'Donnell at Cap One Lending, LLC

04/11/2025

Just before submitting this post, the 10-year Treasury had jumped to 4.51%—a significant move considering it was at 4.01% just a week ago. That’s a 0.50% increase in rates week over week, sending mortgage prices lower by over 1.5%.

As of today, the 30-year mortgage rate is around ~7%, compared to ~6.6% just seven days ago. While that’s a tough jump, it’s still slightly below the 7.25%+ levels we saw this time last year—offering a bit of optimism heading into the summer buying season.

From a macro view:

• If tariffs are neutral to moderately negative for the U.S., we could see rates move higher due to inflationary pressure.

• If tariffs go significantly wrong and push the economy into recession, rates could move lower.

Of course, there are other major variables—currency valuations among them—so we’ll see if this simplified take holds up.

12/24/2024

It's funny what the industry and therefor media has been saying about interest rates over the last couple of years. EVERYONE keeps saying that rates are going to come down soon... Well I am looking at it from a more "pessimistic" stand point. I believe we wont see any major rate cuts until something breaks or is about to break.

What do you think? Do you agree with me or do you agree with others. Here is a humorous article from August of 2022 when Fannie was saying rates were going to drop to 4.5% in 2023 LOL.

Might 2023 be good to mortgage rates? If you believe the latest Housing Forecast from Fannie Mae, then yes. Most everyone knows 2022 has wreaked absolute

10/30/2024

Check out one of my clients recent flips! He's on a roll!

If you are interested in getting into the fix n flip game, send me a message! We can set up a time to talk about what that process looks like and help you along the way, step by step!

Cap One Lending

This 1624 square feet Single Family home has 3 bedrooms and 3 bathrooms. It is located at 9351 E 77th St, Raytown, MO.

10/29/2024

Who out there would be interested in learning more about doing Fix n Flips, BRRR's and other Real Estate Investing strategies. Thinking about hosting an event in q1 of 2024 to educate people interested in real estate investing.

11/14/2023

12/15/2022

03/10/2022

03/10/2022

Even with this week's decline, mortgage rates have increased more than a full percent over the last six months. Overall economic growth remains strong, but rising inflation is already impacting consumer sentiment, which has markedly declined in recent months. As we enter the spring homebuying season...

03/10/2022

BIG ANNOUNCEMENT!
A1 Mortgage now offers a 5k closing date guarantee.
Meaning if you are purchasing a home and we can't close on your original closing date, we will give you 5k! *
In today's market you want a company that can close on your loan FAST!
If that can't happen then you deserve to be paid for your time and energy!
Message me today for more details!


*Terms and conditions apply
NMLS: 2069936