Jennifer Horwatt Agency LLC

Jennifer Horwatt Agency LLC Overwhelmed by Medicare? Call us 724-236-0469 We will find the best plan for you. No cost/obligation

Need help picking a Supplement or Advantage Plan. Call/Text me 724-236-0469. No cost or obligation
08/15/2025

Need help picking a Supplement or Advantage Plan. Call/Text me 724-236-0469. No cost or obligation

Need help picking a Medicare plan? I can help! Give me a call 724-236-0469 No cost or obligation
05/17/2024

Need help picking a Medicare plan? I can help! Give me a call 724-236-0469 No cost or obligation

02/26/2024

Have your home and auto insurance gone up? Odds are good, your neighbor's have too. Why? On a percentage basis, the cost of parts, materials and labor have gone up faster than your insurance premiums. Your insurance company has paid out much more than anticipated. They're no longer self insuring (or using surplus) and now they're buying insurance on themselves (reinsurance). With claim frequency and cost soaring, the reinsurance rates have soared.

Where and when will it stop? No one knows for sure. Every carrier handles their issues differently. Some are raising minimum home deductibles to $2,500. Most have started charging for every claim. In some cases, claims include, towing, glass repair and even a phone call to the claims center.

How can you combat the high prices? The first step, is for all of us to take a little more personal responsibility. I know it is tempting to take every coverage offered by the insurance company. But, think of it this way... If you use it, you will eventually lose it. Try to think of insurance as coverage for major or big losses. Pay for your own glass repair and pay for your own towing. Using these extra coverages frequently, will cost you more in the long run. Talk to your agent. Not the company. Ask your agent what they think. Next... push those deductibles up. $2,500 should be the minimum for home owners. Perhaps $500 for auto comprehensive and $1,000 for collision. With inflation, these numbers are not as big as they were five years ago.

Change your attitude... Is it insurance or a maintenance plan?

Maintenance plans are available on appliances at Best Buy, Home Depot, Lowes, Meijer, etc. Do you buy those every time you buy a mixer or drill? Probably not.. Stop buying maintenance plans on your home. Think of it as catastrophic loss coverage. It certainly stinks having to replace windshields on your own. Maybe this will force us to drive differently? It has certainly changed my driving....

01/29/2024

Looking for local PennDOT updates? Join one of our regional Facebook groups! Our groups currently include...

Northwest Region PennDOT
Greater Pittsburgh Area PennDOT
Greater Philly Area PennDOT
Northeast Region PennDOT

We also have groups specifically for PennDOT U.S. 422 Improvements and the Bayfront Parkway Project.

And don't miss tips from Live Free Ride Alive!

Cold weather reminder. Do NOT plug space heaters into power strips or extension cords. Plug space heaters directly into ...
01/18/2024

Cold weather reminder.

Do NOT plug space heaters into power strips or extension cords.

Plug space heaters directly into the wall outlet.

Powers strips are not designed to handle the high current flow required by a space heater and can overheat causing a fire.

01/06/2024

Did you know that if you have a Medicare Advantage plan and want to see if there are any better plans for 2024 it is NOT too late. I can help. You have a few more weeks. And of course there is never any fee or obligation for you.

Want to switch your Medicare Advantage plan? Are you signing up for Medicare for the 1st time? We can help! No cost or o...
11/09/2023

Want to switch your Medicare Advantage plan? Are you signing up for Medicare for the 1st time? We can help! No cost or obligation.

11/08/2023

Overwhelmed by Medicare? Call us 724-236-0469 We will find the best plan for you. No cost/obligation

11/06/2023

We have exciting news to share…… We have expanded what we offer at our office! We now can help you pick a Medicare Supplement or Advantage plan. We know this has been a need in our area for a while. There is no cost to you for this service. We know Medicare is confusing, let us help!

Address

1001 S Leechburg Hill Rd
Leechburg, PA
15656

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5am
Thursday 9am - 5pm
Friday 9am - 3pm
Saturday 10am - 2pm

Telephone

+17242360469

Website

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