Farmers National Bank

05/24/2026

05/20/2026

Congrats to the Class of 2026, especially our very own Phebe Jones!

05/19/2026

Big congratulations to Melissa Lee Knight, the new Chair of the Leadership Kentucky Board. Your leadership continues to inspire us all!

Leadership Kentucky has named Marion County native and Lebanon resident Melissa Knight as Chair of its 2026 Board of Directors, placing a local banking leader at the helm of one of the nation’s oldest statewide leadership development organizations.
Leadership Kentucky announced Monday that Knight, President of Farmers National Bank, will lead the organization’s Board of Directors during 2026 as it continues its mission of developing leaders across the Commonwealth.

“It is a tremendous honor to serve as Chair of the Leadership Kentucky Board in 2026 and to carry forward the legacy of an organization that has played such a vital role in developing leaders across our Commonwealth,” Knight said in the announcement. “I am excited to work alongside our dedicated board members, engaged alumni network, and talented staff as we continue to strengthen our impact, expand opportunities, and shape a bright future for Leadership Kentucky.”

Knight is a graduate of the Leadership Kentucky Class of 2015 and currently resides in Lebanon with her husband, Will. The couple has four sons and one daughter.

Leadership Kentucky, headquartered in Frankfort, is recognized as one of the premier statewide leadership programs in the country, bringing together professionals from business, government, education, healthcare, and nonprofit sectors to study issues impacting Kentucky communities.

05/18/2026

Thinking about making updates to your home this spring? Home equity may be one way to help fund those plans.

Home equity is the portion of your home that you own. It’s the difference between your home’s current value and what you still owe on your mortgage. As you make payments or as your home’s value increases, that equity can grow over time.

For homeowners, using equity often looks like borrowing against that value to cover larger projects, such as a kitchen remodel, new flooring, or outdoor upgrades. Instead of paying for everything out of pocket, equity can be used as a financing option tied to your home.

To learn more about using your home’s equity to fund home projects, reach out today. 🏠

Member FDIC

05/15/2026

Are you still using the same password you made three years ago?

Most issues don’t come from one weak password. They usually start when the same password is used across multiple sites. Once one account is exposed, the others are easier to get into.

With that in mind, here are a few things to check:

☑️ If you reuse passwords, start separating them out, especially for email and financial accounts.
☑️ Take a look at your saved passwords in your browser. You might find quite a few that are reused or haven’t been updated in a while.
☑️ Turn on alerts for unfamiliar logins when they’re available. This can help you catch issues early.
☑️ Update old or unused accounts. They can still be tied to your main login information.
☑️ If keeping track feels like a lot, a password manager can help you create and store stronger, unique passwords.

It doesn’t take long to tighten things up, and it’s one of those things you’ll be glad you handled before it becomes a problem.

05/14/2026

At FNB, we work closely with a lot of local business owners, and we get to see the level of care and effort they put into what they do.
These are the places many of us rely on every day, from a quick stop to a big purchase, and they’re built by folks who care about doing things right. If you’re out and about, consider stopping in, leaving a kind review, or sharing a favorite spot with a friend.

And don't forget, FNB is a small, locally owned business too. We've been here in Marion County since 1890, owned locally, and operated by 28 local bankers who are your neighbors and friends!

04/27/2026

Unexpected expenses happen—but an emergency fund can help you stay in control when they do. Here’s what to know:
🚨 How Much Should You Save?
A common goal is 3 to 6 months of essential living expenses. If that feels overwhelming, start smaller—like one month of expenses or a set amount from each paycheck.
🚨 What Counts as an Emergency?
Unexpected and necessary expenses such as medical bills, urgent car repairs, job loss, or essential home repairs.
🚨 What Doesn’t Count?
Planned purchases, vacations, and non-essential spending should be saved for separately.
🚨 How to Get Started
Set a realistic savings goal and keep your emergency fund in a separate, easily accessible account. Automating deposits each pay period can help your savings grow consistently.
Even small, steady contributions can build a strong financial safety net over time.
Member FDIC

04/22/2026

Budgeting doesn’t have to be complicated. Whether you follow the 50/30/20 rule or the envelope method, having a plan can help you take control of your money.
Here are a few practical strategies to get started and build a budget that fits your goals:
📝 50/30/20 Rule
Divide your after-tax income into three categories—50% for needs, 30% for wants, and 20% for savings and debt repayment. A simple framework for balance.
📝 Envelope Method
Set spending limits for categories like groceries or dining out. Once the allocated amount is gone, spending stops—encouraging mindful decisions.
📝 Zero-Based Budgeting
Give every dollar a purpose so income minus expenses equals zero. This helps eliminate waste and keeps you intentional.
📝 Pay Yourself First
Make saving a priority by setting money aside before discretionary spending. Automating transfers can help build consistency.

A clear plan makes it easier to stay organized, adjust when needed, and move confidently toward your financial goals.

Member FDIC

04/21/2026

There will be an autism awareness game tonight at MCHS at 5:30 !! 🧩

04/20/2026

You can feel confident knowing your money is protected when it’s kept at an FDIC-insured community bank like FNB.
The Federal Deposit Insurance Corporation (FDIC) provides insurance coverage for deposits at participating banks. Here’s how that protection works:
✅ Coverage Limit
Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category.
✅ What’s Covered?
Checking accounts, savings accounts, money market deposit accounts, and CDs—your standard deposit accounts.
✅ What’s Not Covered?
Investments such as stocks, bonds, mutual funds, crypto assets, or life insurance policies are not insured by the FDIC.
✅ How to Confirm Coverage

Visit the FDIC website to verify that your bank is federally insured.
As long as your community bank is FDIC-insured, your deposits are backed by the full faith and credit of the U.S. government.

Member FDIC