Gregory Draper, Insurance Agent

09/11/2026

🇺🇸 WE WILL NEVER FORGET — SEPTEMBER 11, 2001 🇺🇸

25 years later, we still remember.

We remember the lives that were taken too soon.
We remember the families whose lives changed forever.
We remember the firefighters, police officers, first responders, service members, and ordinary Americans who showed extraordinary courage in the face of unimaginable tragedy.

We remember a nation brought to its knees—but not broken.

On September 11, 2001, we were reminded just how precious life is, how powerful courage can be, and how quickly strangers can become neighbors when we stand together.

Today, Veterans Motorplex at the Rim pauses to honor the 2,977 lives lost and the countless heroes who ran toward danger while others were running away.

May we never forget their names.
May we never forget their sacrifice.
May we never forget the way America stood together in the days that followed.

25 years later, we remember. We honor. We stand together.

🇺🇸 September 11, 2001 — Never Forgotten. 🇺🇸

09/11/2026

It’s easy to think of life insurance as something to sort out closer to retirement, but it can offer value at many stages of life.

Follow the link in the comments to explore seven life events where life insurance can make a difference.

09/09/2026

INCOME PROTECTION-STATS THAT HIT HOME!

Insurance is available for everything from a car to a cell phone and it's vital to remember those things don't exist without the funds to facilitate them- which is why income protection is so important.

Here are a few stats that highlight the importance of having income protection.

An estimated 48.9 million people, or 19.4% of the non-institionalized US citizens have a disability.

An estimated 24.1 million people have a severe disability.

An estimated 34.2 million people, or 17.5% have a functional limitation.

Social Security is not a reasonable resource on its own-the average SSDI benefit payment is a mere $1256.00 for males and $993.00 for females per month.

Employer sponsored disability plans only pay 60% of a client's income-plus, the benefits are taxable with a cap on the maximum benefit. Less than 5% of disabilities occur as a result from an accident on the job- where worker's comp would be applicable.

I URGE YOU TAKE THIS MATTER TO HEART

THE REALITY IS YOU ARE YOUR LARGEST ASSET- YOUR ABILITY TO EARN A LIVING!

The Draper Insurance Group

615-379-3302 O 615-379-3244 C

[email protected]

09/02/2026

09/02/2026

WHEN A BUSINESS-OWNER'S QUALIFIED PLAN ISN'T ENOUGH
"The cobbler’s children go barefoot!” The expression is used to describe situations where people who are skilled at providing something for others often neglect to provide it for themselves or their own family.
But often it is the government preventing adequate self-provision by the person providing for others. Particularly in the case of business owners who provide for employees’ retirement by sponsoring a qualified benefit plan only to find they are restricted from making contributions on their own behalf that are proportionate to their earnings.
But an increasingly popular supplementary retirement strategy for business owners looking for an effective way to build supplementary retirement income is available.
Consider the advantages over what even a qualified plan can offer:
Availability of tax-free distributions at any time without early withdrawal penalties.
No government reporting or contribution limitations.
Complete separation from the business with no obligation to include employees
Tax-free protection in the event chronic illness, a long-term care event, and pre or post-retirement death.
Protection from income and estate taxation at death.
THE DRAPER INSURANCE GROUP
615-379-3302 O 615-379-3244 C
[email protected] See less

08/31/2026

THINKING ABOUT RETIREMENT, WHAT IS MY NEXT CHAPTER, OR AFTER I AM GONE?

Everyone is different. Everyone's needs, goals, family situation, budget, risk tolerance, health and protection concerns are different.

What are yours? Do you know?

Here are 6 questions to help you answer that:

1. What do you want your retirement to look like?

2. What kind of legacy do you want to leave?

3. How do you plan on taking care of your children if something happened to you?

4. What keeps you up at night?

5. What are you most passionate about?

6. What is important to you about life?

Take time to think about your answers. Are you prepared? If not give me a call, let's give the peace of mind you deserve.

The Draper Insurance Group

615-379-3302 O 615-379-3302 C

[email protected]

08/26/2026

ONE-WAY DISABILITY BUY-OUT POLICY FOR BUSINESS OWNERS

The average business owner is not prepared to have a spouse or relative step into the business in the event that they were unable to work.

In most cases, any business owner would prefer passing responsibilities to someone who already understands the business and will know how to keep it profitable.

A disability buy-sell option for the sole-owner, called a ONE-WAY BUY-OUT. Offers the flexibility to allow a key employee of the business to purchase Disability Buy-Out (DBO) insurance to fund a buy-sell agreement between him/her-self and the owner of the business.

The process is very similar to that of a life insurance policy that funds a buy-sell agreement. The difference is you have an eight times greater likelihood of becoming disabled during their working years than passing away.

ADVANTAGES OF ONE_WAY DISABILITY BUY-OUT INSURANCE

1 The disabled business owner is protected by obligating the Key Employee purchaser to buy-out the business owner's interest.

2 The Key Employee purchaser is protected by providing the opportunity and funding to purchase the disabled owner's interest.

3 Prevents the sole-owner from having to find an individual to buy the business while he/she is totally disabled.

4 Provides a smooth transition of ownership.

5 Benefits are tax-free (premiums are not deductible)

The Draper Insurance Group

615-379-3302 O 615-379-3244 C

[email protected]

08/25/2026

WHEN ASSET BASED LONG-TERM CARE IS A FIT

Most people will need long-term care services at some point during their lives, and the costs can be staggering.

Asset-Based Long-Term Care offers you an efficient way to plan for these potential expenses with LTC coverage plus as well as a death benefit for cost recovery.

FOUR POTENTIAL PROFILES ASSET-BASED LONG-TERM CARE INSURANCE.

1 Age 40-80 with "sleeping assets" or cash, such as:

Cash, CDs or Bonds that are maturing

Proceeds from selling a business

Funds from downsizing/selling a home

A recent inheritance

CONCERN: Impact a Long-Term Care event could have on their spouse, Family and finances

PAYMENT: Single premium

2 Age 55-67 closing in on retirement who are:

In the peak of earning capacity with excess income for premiums

Preferably age 59.5 or older so they can access qualified money not needed for retirement income.

CONCERN: The financial and lifestyle risks Long-Term Care expenses could have on their spouse.

Payment: 5,10,20-pay or pay for life

3 Retirees with IRAs, annuities or income sources to reposition:

Required minimum distributions from IRAs not needed for income purposes

Annuities not needed for retirement income purposes

Social Security benefits not needed for living expenses

CONCERN: Protecting assets/income and reducing Long-Term Care dependence on family

PAYMENT: 5,10 and 20-pay

4 HIGH EARNERS NOT RICH YET(HENRYs) AGES 40-55 WHO:

Have excess annual liquidity

May have experienced providing care for a parent or grandparent

See the value of buying earlier rather than later

Would like to insure their parents for LONG-TERM CARE to protect their own savings and retirement assets

CONCERN: Protecting assets/income and reducing LONG-TERM CARE dependence across generations

PAYMENT: 5,10 and 20 pay

Do you share these concerns? Let's Talk.

The Draper Insurance Group

615-379-3302 O 615-379-3244 C

[email protected]

08/17/2026

When it comes to securing a financial future, life insurance is a key piece of the puzzle. However, choosing the right policy isn’t just about picking a plan — it’s about understanding your needs and making informed decisions.
To ensure you’re getting the best coverage for yourself and your loved ones, it’s important to ask the right questions.

Here are the 5 essential Life Insurance questions everyone should answer to make a confident and well-informed choice:

If something happened to you, how would your family manage financially?

If you could get affordable coverage that secures your family’s future, would you be open to exploring options?

Have you heard of life insurance that pays policy holders for healthy living?

Will your business suffer financially if you lose a key employee?

Do you provide group term coverage to all your employees?

Would you be interested in rewarding key executives with permanent coverage for less than the cost of term insurance?

THE DRAPER INSURANCE GROUP
615-379-3302 C. 615-379-3244 O.
[email protected]