The Salzman Zimmerman Group at RBC Wealth Management

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The Salzman Zimmerman Group at RBC Wealth Management We take a complicated process and make it straightforward. We partner with clients to develop a weal

Please visit http://www.rbcwealthmanagement.com/us/en/legal for important disclosure information. Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested. RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC.

The S&P 500โ€™s trend is positive, but rising interest rates remain a concern that has led to deteriorating breadth. The s...
10/15/2026

The S&P 500โ€™s trend is positive, but rising interest rates remain a concern that has led to deteriorating breadth. The silver lining is that the weakness in many stocks has moved some indicators toward oversold levels that often support a rebound.

If youโ€™re 73 or older, your required minimum distribution (RMD) is on the calendar! What are your plans for your distrib...
10/08/2026

If youโ€™re 73 or older, your required minimum distribution (RMD) is on the calendar! What are your plans for your distribution(s)?

1. Paying bills
2. Vacation fund
3. Gifting to family
4. Gifting to organizations that matter to you
5. Saving it in a safe place for now

Let us know below.

If you still aren't sure, we have savings options to keep your funds protected and earning a competitive yield.

No complicated enrollment. No new platforms. Just a simple next step for funds you have already earned.

Reach out and let's talk through your options.

Here's how RBC Premium Savings works:โ€ข Deposit $25,000 or more in net new cash into your brokerage accountโ€ข Earn a compe...
10/01/2026

Here's how RBC Premium Savings works:

โ€ข Deposit $25,000 or more in net new cash into your brokerage account

โ€ข Earn a competitive yield, currently 3.82% APY

โ€ข Your cash is protected with up to $200 million in FDIC coverage

โ€ข Quick and easy access to funds through your financial advisor.

Simple. Secure. All built into your existing RBC Wealth Management account.

๐˜๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜™๐˜‰๐˜Š ๐˜—๐˜ณ๐˜ฆ๐˜ฎ๐˜ช๐˜ถ๐˜ฎ ๐˜š๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ๐˜ด ๐˜ฑ๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ (๐˜ต๐˜ฉ๐˜ฆ โ€œ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎโ€) ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ด๐˜ฆ๐˜ฏ๐˜ต ๐˜ต๐˜ฐ ๐˜ฅ๐˜ฆ๐˜ฎ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ฏ๐˜ฅ/๐˜ฐ๐˜ณ ๐˜ต๐˜ฐ ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ฆ๐˜บ ๐˜ฎ๐˜ข๐˜ณ๐˜ฌ๐˜ฆ๐˜ต ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ถ๐˜ฏ๐˜ต๐˜ด ๐˜ข๐˜ต ๐˜ฑ๐˜ข๐˜ณ๐˜ต๐˜ช๐˜ค๐˜ช๐˜ฑ๐˜ข๐˜ต๐˜ช๐˜ฏ๐˜จ ๐˜ฏ๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜๐˜‹๐˜๐˜Š-๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ฐ๐˜ณ๐˜บ ๐˜ช๐˜ฏ๐˜ด๐˜ต๐˜ช๐˜ต๐˜ถ๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด (โ€œ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ดโ€) ๐˜ฃ๐˜บ ๐˜™๐˜‰๐˜Š ๐˜ž๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ข ๐˜ฅ๐˜ช๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ง ๐˜™๐˜‰๐˜Š ๐˜Š๐˜ข๐˜ฑ๐˜ช๐˜ต๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ณ๐˜ฌ๐˜ฆ๐˜ต๐˜ด, ๐˜“๐˜“๐˜Š, (โ€œ๐˜ธ๐˜ฆ,โ€ โ€œ๐˜ถ๐˜ดโ€ ๐˜ฐ๐˜ณ ๐˜™๐˜‰๐˜Š ๐˜ž๐˜”โ€) ๐˜ฅ๐˜ช๐˜ณ๐˜ฆ๐˜ค๐˜ต๐˜ญ๐˜บ ๐˜ฐ๐˜ณ ๐˜ท๐˜ช๐˜ข ๐˜™๐˜‰๐˜Š ๐˜‰๐˜ข๐˜ฏ๐˜ฌ (๐˜Ž๐˜ฆ๐˜ฐ๐˜ณ๐˜จ๐˜ช๐˜ข), ๐˜•.๐˜ˆ., ๐˜ข๐˜ฏ ๐˜๐˜‹๐˜๐˜Š-๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ข๐˜ง๐˜ง๐˜ช๐˜ญ๐˜ช๐˜ข๐˜ต๐˜ฆ, ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ฏ๐˜จ ๐˜ข๐˜ด ๐˜ฐ๐˜ถ๐˜ณ ๐˜ข๐˜จ๐˜ฆ๐˜ฏ๐˜ต ๐˜ข๐˜ฏ๐˜ฅ ๐˜ด๐˜ถ๐˜ฃ-๐˜ค๐˜ถ๐˜ด๐˜ต๐˜ฐ๐˜ฅ๐˜ช๐˜ข๐˜ฏ. ๐˜”๐˜ฐ๐˜ฏ๐˜ช๐˜ฆ๐˜ด ๐˜ฉ๐˜ฆ๐˜ญ๐˜ฅ ๐˜ต๐˜ฉ๐˜ณ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ ๐˜ต๐˜ฉ๐˜ฆ ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜ข๐˜ณ๐˜ฆ ๐˜ฏ๐˜ฐ๐˜ต ๐˜ค๐˜ฐ๐˜ท๐˜ฆ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด ๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฐ๐˜ณ ๐˜—๐˜ณ๐˜ฐ๐˜ต๐˜ฆ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜Š๐˜ฐ๐˜ณ๐˜ฑ๐˜ฐ๐˜ณ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ (โ€œ๐˜š๐˜๐˜—๐˜Šโ€). ๐˜™๐˜‰๐˜Š ๐˜ž๐˜” ๐˜ช๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ข๐˜ฏ ๐˜๐˜‹๐˜๐˜Š-๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ฐ๐˜ณ๐˜บ ๐˜ช๐˜ฏ๐˜ด๐˜ต๐˜ช๐˜ต๐˜ถ๐˜ต๐˜ช๐˜ฐ๐˜ฏ. ๐˜๐˜‹๐˜๐˜Š ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ข๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ต๐˜ฉ๐˜ฆ ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜ช๐˜ด ๐˜ด๐˜ถ๐˜ฃ๐˜ซ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜ค๐˜ฆ๐˜ณ๐˜ต๐˜ข๐˜ช๐˜ฏ ๐˜ค๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜๐˜‹๐˜๐˜Š ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ต๐˜ฆ๐˜ค๐˜ต๐˜ด ๐˜ข๐˜จ๐˜ข๐˜ช๐˜ฏ๐˜ด๐˜ต ๐˜ง๐˜ข๐˜ช๐˜ญ๐˜ถ๐˜ณ๐˜ฆ ๐˜ฐ๐˜ง ๐˜ต๐˜ฉ๐˜ฆ ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ. ๐˜›๐˜ฐ ๐˜ฎ๐˜ฆ๐˜ฆ๐˜ต ๐˜ค๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜ฑ๐˜ข๐˜ด๐˜ด-๐˜ต๐˜ฉ๐˜ณ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ ๐˜๐˜‹๐˜๐˜Š ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ, ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ถ๐˜ฏ๐˜ต๐˜ด ๐˜ข๐˜ต ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ต๐˜ช๐˜ต๐˜ญ๐˜ฆ๐˜ฅ, ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ถ๐˜ฏ๐˜ต ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ณ๐˜ฅ๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ฎ๐˜ข๐˜ช๐˜ฏ๐˜ต๐˜ข๐˜ช๐˜ฏ๐˜ฆ๐˜ฅ, ๐˜ช๐˜ฏ ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ณ๐˜ฅ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜๐˜‹๐˜๐˜Š ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜ฑ๐˜ข๐˜ด๐˜ด-๐˜ต๐˜ฉ๐˜ณ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ ๐˜ค๐˜ฐ๐˜ท๐˜ฆ๐˜ณ๐˜ข๐˜จ๐˜ฆ. ๐˜›๐˜ฉ๐˜ฆ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ฐ๐˜ณ ๐˜ฎ๐˜ข๐˜บ ๐˜ฆ๐˜น๐˜ค๐˜ญ๐˜ถ๐˜ฅ๐˜ฆ ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ด ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜ฆ๐˜ญ๐˜ช๐˜จ๐˜ช๐˜ฃ๐˜ช๐˜ญ๐˜ช๐˜ต๐˜บ ๐˜ต๐˜ฐ ๐˜ณ๐˜ฆ๐˜ค๐˜ฆ๐˜ช๐˜ท๐˜ฆ ๐˜ช๐˜ต๐˜ด ๐˜ง๐˜ถ๐˜ฏ๐˜ฅ๐˜ด. ๐˜ˆ ๐˜ญ๐˜ช๐˜ด๐˜ต ๐˜ฐ๐˜ง ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ด ๐˜ช๐˜ด ๐˜ข๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ข๐˜ต ๐˜๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜๐˜ช. ๐˜๐˜ฏ๐˜ต๐˜ฆ๐˜ณ๐˜ฆ๐˜ด๐˜ต ๐˜ณ๐˜ข๐˜ต๐˜ฆ๐˜ด/๐˜ˆ๐˜—๐˜  (๐˜ˆ๐˜ฏ๐˜ฏ๐˜ถ๐˜ข๐˜ญ ๐˜—๐˜ฆ๐˜ณ๐˜ค๐˜ฆ๐˜ฏ๐˜ต๐˜ข๐˜จ๐˜ฆ ๐˜ ๐˜ช๐˜ฆ๐˜ญ๐˜ฅ) ๐˜ข๐˜ณ๐˜ฆ ๐˜ด๐˜ถ๐˜ฃ๐˜ซ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜ค๐˜ฉ๐˜ข๐˜ฏ๐˜จ๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ๐˜ฐ๐˜ถ๐˜ต ๐˜ฏ๐˜ฐ๐˜ต๐˜ช๐˜ค๐˜ฆ. ๐˜”๐˜ช๐˜ฏ๐˜ช๐˜ฎ๐˜ถ๐˜ฎ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฃ๐˜ข๐˜ญ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฒ๐˜ถ๐˜ช๐˜ณ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ข๐˜ฑ๐˜ฑ๐˜ญ๐˜บ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฎ๐˜ข๐˜บ ๐˜ค๐˜ฉ๐˜ข๐˜ฏ๐˜จ๐˜ฆ. ๐˜‹๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ญ๐˜ช๐˜ฎ๐˜ช๐˜ต๐˜ด ๐˜ฎ๐˜ข๐˜บ ๐˜ค๐˜ฉ๐˜ข๐˜ฏ๐˜จ๐˜ฆ, ๐˜ข๐˜ฏ๐˜ฅ ๐˜ด๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ค๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ข๐˜ฑ๐˜ฑ๐˜ญ๐˜บ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ด๐˜ฆ๐˜ฆ โ€œ๐˜Š๐˜ข๐˜ด๐˜ฉ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ตโ€ ๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฑ๐˜ถ๐˜ฃ๐˜ญ๐˜ช๐˜ค ๐˜ธ๐˜ฆ๐˜ฃ๐˜ด๐˜ช๐˜ต๐˜ฆ ๐˜ข๐˜ต ๐˜ธ๐˜ธ๐˜ธ.๐˜ณ๐˜ฃ๐˜ค๐˜ธ๐˜ฎ.๐˜ค๐˜ฐ๐˜ฎ/๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ฐ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜™๐˜‰๐˜Š ๐˜—๐˜ณ๐˜ฆ๐˜ฎ๐˜ช๐˜ถ๐˜ฎ ๐˜š๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ๐˜ด ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜›๐˜ฆ๐˜ณ๐˜ฎ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜Š๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด, ๐˜‹๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜—๐˜ญ๐˜ข๐˜ค๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ˆ๐˜จ๐˜ณ๐˜ฆ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ข๐˜ฏ๐˜ฅ ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜๐˜ฏ๐˜ต๐˜ฆ๐˜ณ๐˜ฆ๐˜ด๐˜ต ๐˜™๐˜ข๐˜ต๐˜ฆ๐˜ด.

After the Fedโ€™s rate hike, we see little question policymakers take back the 2025 cuts, but the real question might be w...
09/24/2026

After the Fedโ€™s rate hike, we see little question policymakers take back the 2025 cuts, but the real question might be whether they will take back the 2024 cuts tooโ€”and what that means for Treasury yields nearing 20-year highs.

A quick reminder of what RBC Premium Savings delivers to you:โ€ข Earn a competitive yield, currently 3.82% APYโ€ข Deposit $2...
09/23/2026

A quick reminder of what RBC Premium Savings delivers to you:

โ€ข Earn a competitive yield, currently 3.82% APY

โ€ข Deposit $25,000 or more in net new cash into your brokerage account

โ€ข Cash protected with up to $200 million in FDIC coverage

โ€ข Same-day access to your funds through your financial advisor

Simple. Secure. Built into your existing RBC Wealth Management account.

๐˜๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜™๐˜‰๐˜Š ๐˜—๐˜ณ๐˜ฆ๐˜ฎ๐˜ช๐˜ถ๐˜ฎ ๐˜š๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ๐˜ด ๐˜ฑ๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ (๐˜ต๐˜ฉ๐˜ฆ โ€œ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎโ€) ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ด๐˜ฆ๐˜ฏ๐˜ต ๐˜ต๐˜ฐ ๐˜ฅ๐˜ฆ๐˜ฎ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ฏ๐˜ฅ/๐˜ฐ๐˜ณ ๐˜ต๐˜ฐ ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ฆ๐˜บ ๐˜ฎ๐˜ข๐˜ณ๐˜ฌ๐˜ฆ๐˜ต ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ถ๐˜ฏ๐˜ต๐˜ด ๐˜ข๐˜ต ๐˜ฑ๐˜ข๐˜ณ๐˜ต๐˜ช๐˜ค๐˜ช๐˜ฑ๐˜ข๐˜ต๐˜ช๐˜ฏ๐˜จ ๐˜ฏ๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜๐˜‹๐˜๐˜Š-๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ฐ๐˜ณ๐˜บ ๐˜ช๐˜ฏ๐˜ด๐˜ต๐˜ช๐˜ต๐˜ถ๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด (โ€œ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ดโ€) ๐˜ฃ๐˜บ ๐˜™๐˜‰๐˜Š ๐˜ž๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ข ๐˜ฅ๐˜ช๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ง ๐˜™๐˜‰๐˜Š ๐˜Š๐˜ข๐˜ฑ๐˜ช๐˜ต๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ณ๐˜ฌ๐˜ฆ๐˜ต๐˜ด, ๐˜“๐˜“๐˜Š, (โ€œ๐˜ธ๐˜ฆ,โ€ โ€œ๐˜ถ๐˜ดโ€ ๐˜ฐ๐˜ณ ๐˜™๐˜‰๐˜Š ๐˜ž๐˜”โ€) ๐˜ฅ๐˜ช๐˜ณ๐˜ฆ๐˜ค๐˜ต๐˜ญ๐˜บ ๐˜ฐ๐˜ณ ๐˜ท๐˜ช๐˜ข ๐˜™๐˜‰๐˜Š ๐˜‰๐˜ข๐˜ฏ๐˜ฌ (๐˜Ž๐˜ฆ๐˜ฐ๐˜ณ๐˜จ๐˜ช๐˜ข), ๐˜•.๐˜ˆ., ๐˜ข๐˜ฏ ๐˜๐˜‹๐˜๐˜Š-๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ข๐˜ง๐˜ง๐˜ช๐˜ญ๐˜ช๐˜ข๐˜ต๐˜ฆ, ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ฏ๐˜จ ๐˜ข๐˜ด ๐˜ฐ๐˜ถ๐˜ณ ๐˜ข๐˜จ๐˜ฆ๐˜ฏ๐˜ต ๐˜ข๐˜ฏ๐˜ฅ ๐˜ด๐˜ถ๐˜ฃ-๐˜ค๐˜ถ๐˜ด๐˜ต๐˜ฐ๐˜ฅ๐˜ช๐˜ข๐˜ฏ. ๐˜”๐˜ฐ๐˜ฏ๐˜ช๐˜ฆ๐˜ด ๐˜ฉ๐˜ฆ๐˜ญ๐˜ฅ ๐˜ต๐˜ฉ๐˜ณ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ ๐˜ต๐˜ฉ๐˜ฆ ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜ข๐˜ณ๐˜ฆ ๐˜ฏ๐˜ฐ๐˜ต ๐˜ค๐˜ฐ๐˜ท๐˜ฆ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด ๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฐ๐˜ณ ๐˜—๐˜ณ๐˜ฐ๐˜ต๐˜ฆ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜Š๐˜ฐ๐˜ณ๐˜ฑ๐˜ฐ๐˜ณ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ (โ€œ๐˜š๐˜๐˜—๐˜Šโ€). ๐˜™๐˜‰๐˜Š ๐˜ž๐˜” ๐˜ช๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ข๐˜ฏ ๐˜๐˜‹๐˜๐˜Š-๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ฐ๐˜ณ๐˜บ ๐˜ช๐˜ฏ๐˜ด๐˜ต๐˜ช๐˜ต๐˜ถ๐˜ต๐˜ช๐˜ฐ๐˜ฏ. ๐˜๐˜‹๐˜๐˜Š ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ข๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ต๐˜ฉ๐˜ฆ ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜ช๐˜ด ๐˜ด๐˜ถ๐˜ฃ๐˜ซ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜ค๐˜ฆ๐˜ณ๐˜ต๐˜ข๐˜ช๐˜ฏ ๐˜ค๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜๐˜‹๐˜๐˜Š ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ต๐˜ฆ๐˜ค๐˜ต๐˜ด ๐˜ข๐˜จ๐˜ข๐˜ช๐˜ฏ๐˜ด๐˜ต ๐˜ง๐˜ข๐˜ช๐˜ญ๐˜ถ๐˜ณ๐˜ฆ ๐˜ฐ๐˜ง ๐˜ต๐˜ฉ๐˜ฆ ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ. ๐˜›๐˜ฐ ๐˜ฎ๐˜ฆ๐˜ฆ๐˜ต ๐˜ค๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜ฑ๐˜ข๐˜ด๐˜ด-๐˜ต๐˜ฉ๐˜ณ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ ๐˜๐˜‹๐˜๐˜Š ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ, ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ถ๐˜ฏ๐˜ต๐˜ด ๐˜ข๐˜ต ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ต๐˜ช๐˜ต๐˜ญ๐˜ฆ๐˜ฅ, ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ถ๐˜ฏ๐˜ต ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ณ๐˜ฅ๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ฎ๐˜ข๐˜ช๐˜ฏ๐˜ต๐˜ข๐˜ช๐˜ฏ๐˜ฆ๐˜ฅ, ๐˜ช๐˜ฏ ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ณ๐˜ฅ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜๐˜‹๐˜๐˜Š ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜ฑ๐˜ข๐˜ด๐˜ด-๐˜ต๐˜ฉ๐˜ณ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ ๐˜ค๐˜ฐ๐˜ท๐˜ฆ๐˜ณ๐˜ข๐˜จ๐˜ฆ. ๐˜›๐˜ฉ๐˜ฆ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ฐ๐˜ณ ๐˜ฎ๐˜ข๐˜บ ๐˜ฆ๐˜น๐˜ค๐˜ญ๐˜ถ๐˜ฅ๐˜ฆ ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ด ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜ฆ๐˜ญ๐˜ช๐˜จ๐˜ช๐˜ฃ๐˜ช๐˜ญ๐˜ช๐˜ต๐˜บ ๐˜ต๐˜ฐ ๐˜ณ๐˜ฆ๐˜ค๐˜ฆ๐˜ช๐˜ท๐˜ฆ ๐˜ช๐˜ต๐˜ด ๐˜ง๐˜ถ๐˜ฏ๐˜ฅ๐˜ด. ๐˜ˆ ๐˜ญ๐˜ช๐˜ด๐˜ต ๐˜ฐ๐˜ง ๐˜•๐˜ฆ๐˜ต๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ด ๐˜ช๐˜ด ๐˜ข๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ข๐˜ต ๐˜๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜๐˜ช. ๐˜๐˜ฏ๐˜ต๐˜ฆ๐˜ณ๐˜ฆ๐˜ด๐˜ต ๐˜ณ๐˜ข๐˜ต๐˜ฆ๐˜ด/๐˜ˆ๐˜—๐˜  (๐˜ˆ๐˜ฏ๐˜ฏ๐˜ถ๐˜ข๐˜ญ ๐˜—๐˜ฆ๐˜ณ๐˜ค๐˜ฆ๐˜ฏ๐˜ต๐˜ข๐˜จ๐˜ฆ ๐˜ ๐˜ช๐˜ฆ๐˜ญ๐˜ฅ) ๐˜ข๐˜ณ๐˜ฆ ๐˜ด๐˜ถ๐˜ฃ๐˜ซ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜ค๐˜ฉ๐˜ข๐˜ฏ๐˜จ๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ๐˜ฐ๐˜ถ๐˜ต ๐˜ฏ๐˜ฐ๐˜ต๐˜ช๐˜ค๐˜ฆ. ๐˜”๐˜ช๐˜ฏ๐˜ช๐˜ฎ๐˜ถ๐˜ฎ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฃ๐˜ข๐˜ญ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฒ๐˜ถ๐˜ช๐˜ณ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ข๐˜ฑ๐˜ฑ๐˜ญ๐˜บ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฎ๐˜ข๐˜บ ๐˜ค๐˜ฉ๐˜ข๐˜ฏ๐˜จ๐˜ฆ. ๐˜‹๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜ญ๐˜ช๐˜ฎ๐˜ช๐˜ต๐˜ด ๐˜ฎ๐˜ข๐˜บ ๐˜ค๐˜ฉ๐˜ข๐˜ฏ๐˜จ๐˜ฆ, ๐˜ข๐˜ฏ๐˜ฅ ๐˜ด๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ค๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ข๐˜ฑ๐˜ฑ๐˜ญ๐˜บ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ด๐˜ฆ๐˜ฆ โ€œ๐˜Š๐˜ข๐˜ด๐˜ฉ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ตโ€ ๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฑ๐˜ถ๐˜ฃ๐˜ญ๐˜ช๐˜ค ๐˜ธ๐˜ฆ๐˜ฃ๐˜ด๐˜ช๐˜ต๐˜ฆ ๐˜ข๐˜ต ๐˜ธ๐˜ธ๐˜ธ.๐˜ณ๐˜ฃ๐˜ค๐˜ธ๐˜ฎ.๐˜ค๐˜ฐ๐˜ฎ/๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ฐ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜™๐˜‰๐˜Š ๐˜—๐˜ณ๐˜ฆ๐˜ฎ๐˜ช๐˜ถ๐˜ฎ ๐˜š๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ๐˜ด ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜›๐˜ฆ๐˜ณ๐˜ฎ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜Š๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด, ๐˜‹๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต ๐˜—๐˜ญ๐˜ข๐˜ค๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ˆ๐˜จ๐˜ณ๐˜ฆ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ข๐˜ฏ๐˜ฅ ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜๐˜ฏ๐˜ต๐˜ฆ๐˜ณ๐˜ฆ๐˜ด๐˜ต ๐˜™๐˜ข๐˜ต๐˜ฆ๐˜ด.

Did you know steadily contributing to your 401(k) is one of the most important things you can do for your finances? Stea...
09/17/2026

Did you know steadily contributing to your 401(k) is one of the most important things you can do for your finances? Steady contributions. Smart planning. Long game. Thatโ€™s the formula!

๐ˆโ€™๐ ๐ฅ๐จ๐ฏ๐ž ๐ญ๐จ ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐›๐ฎ๐ข๐ฅ๐ ๐š ๐ซ๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐ฉ๐ฅ๐š๐ง ๐ฐ๐จ๐ซ๐ญ๐ก ๐œ๐ž๐ฅ๐ž๐›๐ซ๐š๐ญ๐ข๐ง๐ .

Did you know your most important asset may be your income?Life insurance can protect that asset, and itโ€™s important to m...
09/03/2026

Did you know your most important asset may be your income?

Life insurance can protect that asset, and itโ€™s important to make sure your coverage reflects your life today. Itโ€™s not just about having coverage; itโ€™s about having the ๐ซ๐ข๐ ๐ก๐ญ coverage.

๐‘๐ž๐š๐œ๐ก ๐จ๐ฎ๐ญ ๐ญ๐จ ๐ก๐š๐ฏ๐ž ๐š ๐œ๐จ๐ง๐ฏ๐ž๐ซ๐ฌ๐š๐ญ๐ข๐จ๐ง ๐š๐›๐จ๐ฎ๐ญ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ญ๐จ๐๐š๐ฒ.

The insurance policy is not required to receive credit, property or services from any lender or bank affiliates of RBC, and client has the right to choose any insurance provider. Any guarantees, warranties, or product benefits, including benefits allowed by riders, are subject to the claims-paying ability of the insurance company.

It's back-to-school season. Is your child's education plan ready? A new school year has a way of making the future feel ...
08/27/2026

It's back-to-school season. Is your child's education plan ready?

A new school year has a way of making the future feel closer. Backpacks, first-day photos, school supply lists. And for many families, it's also a natural moment to ask: are we doing enough to plan for what's ahead?

An educational savings plan is one of the most flexible tools available for education planning. Contributions grow tax-free, withdrawals for qualified expenses are tax-free and there are no income limits to participate. This season is a great prompt to start the conversation.

Did you know 32% of families use college savings plans as a way to pay for college?Education expenses evolve over time, ...
08/20/2026

Did you know 32% of families use college savings plans as a way to pay for college?

Education expenses evolve over time, but the advantage of starting earlier hasnโ€™t changed. Savings plans start working now, well before the acceptance letters roll in.

๐‹๐ž๐ญโ€™๐ฌ ๐œ๐จ๐ง๐ง๐ž๐œ๐ญ ๐ฌ๐จ ๐ˆ ๐œ๐š๐ง ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐›๐ฎ๐ข๐ฅ๐ ๐š ๐ฉ๐ฅ๐š๐ง ๐Ÿ๐จ๐ซ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐ž๐ฑ๐ฉ๐ž๐ง๐ฌ๐ž๐ฌ.

08/13/2026

Longevity isn't just a golf term, it's a financial one, too. RBC ambassador Shane Lowry opens up about what it takes to stay elite for the long run: the self-care, the mentors who shaped him and the importance of enjoying every step of the journey.

It's a mindset we bring to long-term wealth planning every single day.

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