Landau Lending Team - NMLS# 502099 - Central Bank

Landau Lending Team - NMLS# 502099 - Central Bank Luke Landau - NMLS # 502099
VP Mortgage Team Lead
Ricardo Perez - NMLS # 2110803
Mortgage Loan Officer

In the mortgage business, having a team that stays current on ever-changing loan programs is essential. Led by Mortgage Team Lead Luke Landau, the Landau Lending Team brings that dedication to every client interaction. Luke’s deep industry knowledge and Ricardo’s bilingual expertise create a well-rounded team that understands the needs of a diverse client base across Kansas City, Lawrence, and Wic

hita. With access to Central Bank’s wide range of mortgage options, the Landau Lending Team takes the time to understand your unique goals and match you with a loan that fits—not just for today, but for the future.

Our offices may be closed today, but I'm still here to help! If you have any questions or need assistance, don’t hesitat...
09/07/2026

Our offices may be closed today, but I'm still here to help! If you have any questions or need assistance, don’t hesitate to reach out via call, email, or direct message. Wishing you a wonderful holiday!

Here are my favorite road trips to take from Kansas City! Sometimes you just need a change of scenery—and we’re so lucky...
09/04/2026

Here are my favorite road trips to take from Kansas City! Sometimes you just need a change of scenery—and we’re so lucky to have so many great places within driving distance. Tag your travel buddy below!

Follow for more local recs!

A new option in Independence at $115,900.912 S Osage St offers 2 bedrooms, 1 bathroom and 1,158 square feet, and for an ...
09/02/2026

A new option in Independence at $115,900.

912 S Osage St offers 2 bedrooms, 1 bathroom and 1,158 square feet, and for an eligible buyer, the financing may be just as worth a look as the home itself.

The home is also located within an eligible area for Central Bank’s Home Turf Loan Program, which offers qualified buyers benefits such as up to a $3,000 lender credit, 100% financing and no PMI.

If this one is on your radar, I’d be happy to run the numbers and help you understand what the financing could look like for your situation.

For property details or a showing:
JAYME Generaux the Realtor | Weichert Realtors – Generations
816.399.9329

Learn more about the Home Turf Loan Program here:
https://www.centralbank.net/personal/home-loans/loan-types/home-turf-program/

Luke Landau | VP, Team Lead | NMLS #502099
Central Bank | NMLS #407985 | Member FDIC | Equal Housing Lender

This is not a commitment to lend or extend credit. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. All rates, programs and fees are subject to underwriting guidelines and are subject to change without notice.

Trying to compare a permanent buydown and a temporary buydown?Here’s the simple difference:A permanent buydown is focuse...
09/02/2026

Trying to compare a permanent buydown and a temporary buydown?

Here’s the simple difference:

A permanent buydown is focused on lowering the rate for the life of the loan.

A temporary buydown is focused on lowering the payment for an introductory period, often the first 1 to 3 years.

Both can be useful in the right situation, but the better fit depends on your loan type, available funds, seller or builder concessions, and how long you plan to stay in the home.

For informational purposes only. Not a commitment to lend. Loan approval, terms, rates, costs, discount points, and concession limits are subject to borrower qualifications, credit approval, program guidelines, property eligibility, contract terms, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

September in KC is stacked.Chiefs football is back, the Plaza Art Fair is around the corner, Parade of Homes kicks off, ...
09/01/2026

September in KC is stacked.

Chiefs football is back, the Plaza Art Fair is around the corner, Parade of Homes kicks off, and there are plenty of good excuses to get out around town.

A few things on my radar this month, plus a handful of spots worth checking out if you haven’t already.

Tanner, thank you so much for your kind words! It was a pleasure working with you, and I can't wait to work together aga...
08/14/2026

Tanner, thank you so much for your kind words! It was a pleasure working with you, and I can't wait to work together again in the future!

Arlene, thank you so much for sharing your positive experience working with me and my team! I'm so happy for you and wis...
08/12/2026

Arlene, thank you so much for sharing your positive experience working with me and my team! I'm so happy for you and wishing you the best in your new home!

It's Back to School Time! 📚As we gear up for a new school year, it's the perfect opportunity to brush up on some mortgag...
08/11/2026

It's Back to School Time! 📚

As we gear up for a new school year, it's the perfect opportunity to brush up on some mortgage basics and prepare for your journey to homeownership this fall!

Whether you're a first-time buyer or looking to upgrade, I'm here to help you navigate the process. Have questions? Don't hesitate to DM me anytime!

Member FDIC | NMLS # 407985 | Equal Housing Lender

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4801 Town Center Drive
Leawood, KS
66211

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