Landau Lending Team - NMLS# 502099 - Central Bank

Landau Lending Team - NMLS# 502099 - Central Bank Luke Landau - NMLS # 502099
VP Mortgage Team Lead
Ricardo Perez - NMLS # 2110803
Mortgage Loan Officer

In the mortgage business, having a team that stays current on ever-changing loan programs is essential. Led by Mortgage Team Lead Luke Landau, the Landau Lending Team brings that dedication to every client interaction. Luke’s deep industry knowledge and Ricardo’s bilingual expertise create a well-rounded team that understands the needs of a diverse client base across Kansas City, Lawrence, and Wic

hita. With access to Central Bank’s wide range of mortgage options, the Landau Lending Team takes the time to understand your unique goals and match you with a loan that fits—not just for today, but for the future.

06/15/2026

Higher rates don’t always mean fewer options. A temporary buydown may help lower your rate for an initial period, which can reduce early monthly payments for qualified borrowers.

Programs, eligibility, and seller/builder contributions vary based on transaction structure and loan type. The best strategy depends on your goals, timeline, and overall financial picture.

If you’d like to explore what options may fit your situation, reach out anytime. 🏡

Member FDIC | NMLS # 407985 | Equal Housing Lender

Over $6.9 million in volume and 25 families helped in May.I’m proud of the work the Landau Lending Team continues to do ...
06/11/2026

Over $6.9 million in volume and 25 families helped in May.

I’m proud of the work the Landau Lending Team continues to do and grateful for every client and referral partner who trusted us along the way.

Behind every closing is a family, a goal, and a home — and we don’t take that lightly.

Want to increase your property's curb appeal but don't know where to begin? Investing in your garden can significantly b...
06/10/2026

Want to increase your property's curb appeal but don't know where to begin? Investing in your garden can significantly boost your home's value! A beautiful outdoor space not only attracts potential buyers but also creates a welcoming environment. 🌱

Are you looking to finance your home improvement projects or considering selling your current home? I'm here to guide you through the process and help you find the best options tailored to your needs!

💬 DM me today to start that conversation!

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/09/2026

June is National Homeownership Month 🏡

A great reminder that buying a home does not start with the open house — it starts with clarity.

Before you start house hunting, make sure you understand your monthly payment, cash to close, loan options, and overall comfort level.

The goal is not just to buy a home.
The goal is to buy a home with confidence.

Thinking about buying this year? Start with the numbers first.

For informational purposes only. Not a commitment to lend or extend credit. Loan approval, terms, rates, down payment, and closing costs are subject to borrower qualifications, program guidelines, property eligibility, and underwriting approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Seller concessions can sometimes help buyers reduce upfront costs or support a monthly payment strategy.Depending on the...
06/08/2026

Seller concessions can sometimes help buyers reduce upfront costs or support a monthly payment strategy.

Depending on the loan type and program guidelines, concessions may be used toward eligible closing costs, prepaid items, or even a temporary buydown in certain scenarios.

Every transaction is different, which is why it helps to understand how these options work before writing an offer.

Learn more or get in touch here: https://ow.ly/luWp50Z6o5C

For informational purposes only. Loan approval, terms, costs, and concession limits are subject to borrower qualifications, program guidelines, property eligibility, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/02/2026

Imagine hosting your friends and family this summer in your own backyard, enjoying barbecues, pool parties, and late-night bonfires!

I specialize in helping you find the perfect mortgage to turn your summer party dreams into reality. No matter your budget or needs, I’m here to guide you every step of the way. 🏡

Ready to make unforgettable memories? Check out these tips for hosting summer parties on a budget: https://www.centralbank.net/learning-center/budget-and-save/easy-budgeting/hosting-summer-parties-on-a-budget/
Member FDIC | NMLS # 407985 | Equal Housing Lender

Congratulations to the Class of 2026! 🎓 If homeownership is your next milestone, send me a message today. Let’s build yo...
05/27/2026

Congratulations to the Class of 2026! 🎓 If homeownership is your next milestone, send me a message today. Let’s build your roadmap together!

Member FDIC | NMLS # 407985 | Equal Housing Lender

Forever grateful for the sacrifices of our brave men and women this Memorial Day. ❤️
05/25/2026

Forever grateful for the sacrifices of our brave men and women this Memorial Day. ❤️

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4801 Town Center Drive
Leawood, KS
66211

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