Oread Wealth Partners

05/28/2026

Are you working with a financial expert or just a generalist?

For many physicians, the "standard" financial advice doesn't quite cut it. Between managing high student loan balances, navigating 457(b) vs. 403(b) plans, and entering peak earning years later than most, your financial life is anything but average.

In our latest guide, we break down how to find an advisor who actually understands the physician career path.

What to look for:

- Fiduciary Status: Ensure they are legally obligated to put your interests first—at all times.

- Fee-Only Model: Clear compensation without the hidden bias of commissions.

- Physician-Specific Knowledge Base: Can they talk RVUs, partnership buy-ins, and complex tax strategies?

Don't settle for a "one-size-fits-all" plan. Read the full guide here: How to Choose the Right Financial Advisor as a Physician



https://www.oreadwealth.com/blog/how-to-choose-financial-advisor-physician

05/21/2026

Stop waiting until 59.5 to access your hard-earned savings. 🩺

For physicians at nonprofit or public hospitals, the 457(b) plan is a unique tool that can fund the gap between your final day of work and "traditional" retirement age.

In our latest blog, Scott Sturgeon, JD, CFP® breaks down:
✅ How to contribute up to $49k+ annually between plans.
✅ The 2026 catch-up contribution rules.
✅ The specific risks of non-governmental plans.

If financial independence is your goal, don't leave this account on autopilot.

Full article: https://www.oreadwealth.com/blog/physician-457b-retirement-planning-guide

05/14/2026

Stop reactive scrambling every April! 🛑

The most successful business owners don't find "clever loopholes"—they engage in deliberate, coordinated tax planning year-round.

If you’re 5-10 years away from retirement, now is the time to explore tools like Defined Benefit Plans or Section 179 deductions to accelerate your savings and lower your taxable income.

Check out our 9-step checklist to ensure your business and personal finances are working in harmony.



https://www.oreadwealth.com/blog/tax-strategies-business-owners-before-retirement

05/09/2026

When it comes to planning for retirement, there are a few different assets or items that often just don't make sense to sell.

Senior Wealth Advisor Scott Sturgeon recently spoke with MSN on the various things that Baby Boomers should avoid selling in retirement.

If you're between the ages of 57 and 75, you might be thinking about retirement or already living a retirement life. You might even consider selling off some of your assets to add to your cash pot....

05/07/2026

Between the brunch and the flowers this Sunday, there is a conversation most of us keep pushing to next year.

It is not about how much money mom has saved. It is about whether you would know where to look, who to call, or what she would actually want if something happened tomorrow.

Wrote this week's newsletter on how to bring it up without making it weird. Four simple questions, none of them about dollar amounts. Hope it lands at the right time for someone.
- https://mailchi.mp/oreadwealth.com/mothers-day-money-talks

04/25/2026

Not all financial advisors are held to the same standard.

If you're looking for one in the Kansas City area, here's a guide on what to look for, what to avoid, & the questions worth asking before you hire anyone.

🔗 https://www.oreadwealth.com/blog/how-to-choose-fee-only-financial-advisor-kansas-city

04/17/2026

Most business owners spend years building their company, but many treat "exit planning" as something to handle only when they’re ready to walk away. 📉

🔗:https://www.oreadwealth.com/blog/business-exit-planning-prepare-business-for-sale

The truth? Waiting until the last minute leaves money on the table. Whether you're planning to sell in two years or ten, the steps you take today—like cleaning up financials and reducing owner dependency—determine what your retirement actually looks like.

Check out our latest guide on how to maximize your business value and protect your wealth during the transition.

04/15/2026

Playing it safe feels smart right now. Tariffs, geopolitical conflict, rising oil prices... the headlines give you plenty of reasons to stay on the sidelines.

The surprising part? The market's best days almost always show up right in the middle of the scariest stretches. If you are sitting in cash when they arrive, you may miss them entirely.

Worth a read before you make any moves based on the current noise.- https://mailchi.mp/oreadwealth.com/playing-it-safe-could-cost-you

04/13/2026

High-income earners have options beyond maxing out retirement accounts.

Here are three wealth-transfer strategies Senior Wealth Advisor Scott Sturgeon discusses with physician and business owner clients..

We spoke with wealth advisor Scott Sturgeon about how high-income individuals can ensure their wealth is passed on according to their wishes.

04/10/2026

Did you know there's a provision in the U.S. Tax Code that lets homeowners rent their home for up to 14 days a year and pay zero federal income tax on that rental income?

🔗 https://www.oreadwealth.com/blog/what-is-the-augusta-rule

It's called the Augusta Rule, and it applies in two situations worth knowing about.

If you live near a venue that draws major crowds, you may be able to list your home during event week and pocket meaningful rental income that stays off your federal return. Just go in with realistic expectations about what platform fees and prep costs will take out of that gross figure.

And if you own a business, there's a more deliberate version of this strategy where your company rents your home for legitimate business use, takes the deduction, and you receive the income tax-free.

We published a full breakdown on the blog this week covering both angles, what the requirements are, what the IRS actually looks for, and how to think about whether it makes sense for your situation.