10/16/2026
Homeowners insurance deductibles are not always one-size-fits-all.
Your policy may have a different deductible for wind and hail, hurricanes, or other covered losses. It is also important to know whether each deductible is a flat dollar amount or a percentage of your home’s insured value.
A percentage deductible can add up quickly after a major storm, so understanding your coverage before you need it can help prevent surprises.
Our team at TWFG Insurance – Amber Pillsbury is here to help you review your home insurance policy and understand your deductibles. Reach out to us with questions about your Texas home insurance coverage.