Scott Blackley

Scott Blackley Investment Advisory Services are offered through Rossby Financial, LLC, a Registered Investment Adviser. Rossby Financial, LLC and Trucess are not affiliated.

Facebook Business is unaffiliated with Hornor, Townsend & Kent, LLC (HTK). Any recommendation posted to this page is not endorsed by and may not represent the views of HTK nor its affiliates. This material is not intended to be a recommendation, offer or solicitation. Always consult a tax, legal, or financial professional regarding your personal circumstances. Securities & Advisory Services offere

d through HTK. Member FINRA www.finra.org / SIPC www.sipc.org. 600 Dresher Rd., Horsham, PA 19044, USA. 800-873-7637, www.htk.com. Trucess is unaffiliated with HTK.

09/07/2026

Most people think Labor Day is just the unofficial end of summer. It isn't.

It's rooted in a fight: 12-hour days, poverty wages, and workers who organized anyway — strikes, rallies, an unpaid march from City Hall to Union Square in 1882 that became the first Labor Day parade in U.S. history.

It took over a decade, a nationwide railroad strike, and real unrest before the federal government made it official in 1894.

The long weekend exists because people fought for it. Worth remembering, however you're spending the day.

09/06/2026

The coverage amount on your life insurance policy: you picked it once. Do you actually remember why?

When I review life insurance with families as a CFP® professional, one of the things I want to understand is how that original coverage amount was determined—and whether the math still makes sense today.

A lot can change after a policy is purchased. Your mortgage may be larger or smaller. Kids get older, or new ones arrive. Income changes. Debt changes. Financial responsibilities evolve.

Meanwhile, the coverage amount can remain exactly where it was when you bought the policy.

That’s why I think two questions are worth revisiting:

Is your current coverage still appropriate for what your family would need today?

And are there options available now that weren’t available—or simply weren’t relevant—when you originally purchased the policy?

Life insurance deserves to be reviewed as the rest of your financial plan changes.

Details are below.
https://trucess.com/contact-us/

09/03/2026

If your health has improved since you bought your life insurance—maybe you quit smoking, lost weight, or got a medical condition under better control—it may be worth reviewing your coverage.

Your original policy was priced using your health profile at the time, and your options today could look different.

Here’s another question worth considering: Is there a cause or charity you’d want your life insurance to support? For people with charitable goals, beneficiary planning may offer another way to make an impact.

Two very different questions. Both worth a conversation.

Details are below.
https://trucess.com/contact-us/

09/02/2026

Quick question: when's the last time you actually looked at who's named as beneficiary on your life insurance, retirement accounts, or annuities?

A lot can change in a few years — marriages, divorces, new kids, relationships that end. But that old form doesn't update itself. And here's the part most people don't know: the beneficiary form controls over your will.

If you can't remember checking it, it's worth ten minutes.

https://trucess.com/contact-us/

09/01/2026

When’s the last time someone actually reviewed your life insurance with you?

Life changes—a marriage, a new job, a new child, or a loss in the family—may mean the coverage you bought years ago no longer fits your needs. The same goes for financial changes like a new mortgage, paying off debt, or a shift in income.

Most people buy a policy, file it away, and rarely look at it again.

If you can’t remember the last time someone walked through your coverage with you, it might be time for a review.

Details are below.
https://trucess.com/contact-us/

As you get closer to retirement, you may start to wonder what you should be doing with the assets you’ve saved up. Do yo...
08/31/2026

As you get closer to retirement, you may start to wonder what you should be doing with the assets you’ve saved up. Do you leave them where they are, or try out different financial vehicles? Let’s take a look at some options in this week’s blog.

08/27/2026

Trillions of dollars are about to move between generations. Are you ready for what happens when it lands?
Cerulli projects about $124 trillion in wealth transfers through 2048, with roughly $105 trillion expected to go directly to heirs.
If you’re building your own wealth and could also receive an inheritance, that money becomes part of a much bigger picture. Your taxes, investments, retirement income, and estate plan all affect what happens next.
Planning for those pieces together can make a meaningful difference before and after the transfer.
No pitch. Just math. Details are below.
Reference: Cerulli Associates
https://trucess.com/contact-us/

Toss aside those crusty old finance books (though some are tried and true and worth the read!). Let’s check out some new...
08/25/2026

Toss aside those crusty old finance books (though some are tried and true and worth the read!). Let’s check out some newer books to add to your TBR list!

08/23/2026

What if your charitable giving could also create lifetime income?

SECURE 2.0 created a one-time option that allows eligible IRA owners to use part of a qualified charitable distribution (QCD) to fund a charitable gift annuity, which can provide fixed payments for life.

In the video, I cover the 2026 limits, the once-in-a-lifetime restriction, and the tax tradeoffs you should understand before considering it.

Details are below.
https://trucess.com/contact-us/
Trucess Tax Advisory

References
IRS Notice 2025-67

08/22/2026

Taking RMDs from your IRA and also giving to charity? There’s a strategy worth knowing about before your next distribution.

A qualified charitable distribution (QCD) lets money go directly from your IRA to an eligible charity. It can satisfy all or part of your RMD without the qualifying amount being included in your gross income.

In the video, I cover the 2026 limits, who qualifies, and the two details you need to get right for a QCD to work as intended.

Details are below.
www.trucess.com
Trucess Tax Advisory

Address

510 Highway 3 North
League City, TX
77573

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18329407062

Website

Alerts

Be the first to know and let us send you an email when Scott Blackley posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Featured

Share

Category