What Are Rates At

What Are Rates At 📉 What are rates at? Find out. 🏆 20yr Mortgage Veteran 🏠 Real Stories. Real Rates. No BS. 👇 Rates & Loan Apps: NMLS # 274080 | Econ NMLS # 170916

09/03/2026

Rates are holding steady for the 3rd day in a row! 📊📉
With three key economic reports dropping today—showing solid services growth balanced by a minor tick up in jobless claims and a wider trade deficit—there wasn't enough good or bad news to move the needle. 🛢️🤝

Because of that, today might be a great day to lock in your rate ahead of tomorrow's major unemployment report and potential weekend bumps! 🗓️🏡

No matter what strategy fits your goals—whether it’s a new home purchase, refinancing, a 1st or 2nd mortgage, reverse mortgage, or a construction loan—I'm here to walk you through it. 🚪🔑

Today’s Rate Sheet Benchmarks:

Conventional (30-Yr Fixed): 6.375% (APR 6.508%) | 20% Down 📋

FHA: 5.750% (APR 6.588%) | 3.5% Down 🏠

VA: 5.725% (APR 6.071%) | $0 Down 🎖️

USDA: 5.750% (APR 6.321%) | $0 Down 🌾

(Based on 30-year fixed, $400k loan amount, 760 FICO, primary residence)

Direct: 801-682-5626 📞
Email: [email protected] 📧
Check rates anytime: whatareratesat.com 🌐

Equal Housing Opportunity 🏠 | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | September 3, 2026

09/02/2026

Rates are holding steady today! 📊📉
Even with oil staying down and the applications report showing solid movement, today's data wasn't enough to shake up the bond market, keeping mortgage rates flat right where they were yesterday. 🛢️🤝
With more key economic reports dropping later this week on Thursday and Friday, we could see some shifts soon. If you've been watching the market, I'm here for your mortgage needs and ready to help! 🗓️🏡
No matter what strategy fits your goals—whether it’s a new home purchase, refinancing, a 1st or 2nd mortgage, reverse mortgage, or a construction loan—I'm here to walk you through it. 🚪🔑

Today’s Rate Sheet Benchmarks:

Conventional (30-Yr Fixed): 6.375% (APR 6.508%) | 20% Down 📋

FHA: 5.750% (APR 6.588%) | 3.5% Down 🏠

VA: 5.725% (APR 6.071%) | $0 Down 🎖️

USDA: 5.750% (APR 6.321%) | $0 Down 🌾

(Based on 30-year fixed, $400k loan amount, 760 FICO, primary residence)

Direct: 801-682-5626 📞
Email: [email protected] 📧
Check rates anytime: whatareratesat.com 🌐

Equal Housing Opportunity 🏠 | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | September 2, 2026

09/01/2026

Rates are holding steady today! 📈📉

Even with wild energy prices keeping everyone on their toes, today’s ISM Manufacturing report came in slightly softer than expected. That cool-down gave the bond markets just enough breathing room to keep mortgage rates flat.

With a huge lineup of economic reports scheduled for the rest of the week, rate volatility is almost guaranteed. If you've been waiting for a stable moment, today might be a great opportunity to take advantage and lock in your rate! ⏱️

No matter what strategy fits your goals—whether it’s a new home purchase, refinancing, a 1st or 2nd mortgage, reverse mortgage, or a construction loan—I'm here to walk you through it.

Today’s Rate Sheet Benchmarks: 📊
🏡 Conventional (30-Yr Fixed): 6.375% (APR 6.508%) | 20% Down
🛡️ FHA: 5.750% (APR 6.588%) | 3.5% Down
🎖️ VA: 5.725% (APR 6.071%) | $0 Down
🌾 USDA: 5.750% (APR 6.321%) | $0 Down
(Based on 30-year fixed, $400k loan amount, 760 FICO, primary residence) 📝

📲 Direct: 801-682-5626
📧 Email: [email protected]
🌐 Check rates anytime: whatareratesat.com

Equal Housing Opportunity 🏠 | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | September 1, 2026 📅

08/31/2026

USDA, FHA, and Conventional are all up .125% today while VA has stayed steady! 📈 Between missiles flying in the Middle East over the weekend and Federal Reserve officials emphasizing that inflation remains the central bank’s predominant focus—giving housing professionals little reason to expect rate relief just because the market is struggling—rates have ticked up. 📉 With a heavy lineup of economic reports dropping all week long, nobody has any idea what the trend will do next. 🌪️ But I watch them in real time so I can help you lock in the best rate possible at that time. ⏱️

Whether you're looking at a purchase, refinance, 1st or 2nd mortgage, reverse mortgage, or construction loan—reach out by call, text, DM, or even fax! 📞✍️

Today’s Rate Sheet Benchmarks: 📊

Conventional (30-Yr Fixed, 20% down, 760 FICO): 6.375% (APR 6.508%) 🏡

FHA (3.5% down): 5.750% (APR 6.588%) 🛡️

VA ($0 down): 5.725% (APR 6.071%) 🎖️

USDA ($0 down): 5.750% (APR 6.321%) 🌾

(Based on 30-year fixed, $400k, 760 FICO, primary residence) 📝

Phone: 801-682-5626 📱

Email: [email protected] 📧

Website: https://www.econmortgage.com 🌐

Equal Housing Opportunity 🏠 | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | August 31, 2026 📅

08/28/2026

Rates have stayed the exact same since Tuesday! 📉 As I always say, "IF"—the biggest little word in the world—oil doesn't go bonkers over the weekend and the final vibe coming out of the Jackson Hole Symposium goes well, we could see some rate improvement on Monday ahead of next week's heavy economic reports.

Whether you're looking at a purchase, refinance, 1st or 2nd mortgage, reverse mortgage, or construction loan—reach out by call, text, DM, or even fax! 📱💻

Today’s Rate Sheet Benchmarks:
🔹 Conventional (30-Yr Fixed, 20% down, 760 FICO): 6.250% (APR 6.381%)
🔹 FHA (3.5% down): 5.625% (APR 6.465%)
🔹 VA ($0 down): 5.725% (APR 6.071%)
🔹 USDA ($0 down): 5.625% (APR 6.193%)
(Based on 30-year fixed, $400k, 760 FICO, primary residence)

📞 Phone: 801-682-5626
✉️ Email: [email protected]
🌐 Website: whatareratesat.com

Equal Housing Opportunity | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | August 28, 2026

08/27/2026

Rates are still flat and coasting today! 📉 With no major reports on the docket, yesterday's favorable numbers holding strong, and markets waiting on word from the Fed's symposium in Jackson Hole, it's a calm day across the board.

Whether you're looking at a purchase, refinance, 1st or 2nd mortgage, reverse mortgage, or construction loan—reach out by call, text, DM, or even fax! 📱💻

Today’s Rate Sheet Benchmarks:
🔹 Conventional (30-Yr Fixed, 20% down, 760 FICO): 6.250% (APR 6.381%)
🔹 FHA (3.5% down): 5.625% (APR 6.465%)
🔹 VA ($0 down): 5.725% (APR 6.071%)
🔹 USDA ($0 down): 5.625% (APR 6.193%)
(Based on 30-year fixed, $400k, 760 FICO, primary residence)

📞 Phone: 801-682-5626
✉️ Email: [email protected]
🌐 Website: whatareratesat.com

Equal Housing Opportunity | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | August 27, 2026

08/26/2026

Rates are holding steady today with a slight improvement on the APR for USDA! 📉 Thanks to some smart late-market tracking and repricing yesterday, I was able to lock in a fantastic win for a first-time homebuyer with 20% down and a 796 mid FICO—securing a rate of 6.00% (APR 6.157%) instead of the floating 6.250%, saving them about $60 a month on their payment! 🏠

With today’s economic reports coming in right as expected and stable oil keeping the bond market calm, it's a great reminder of how closely I watch the markets to help my clients time it right. Whether you're looking at a purchase, refinance, 1st or 2nd mortgage, reverse mortgage, or construction loan—reach out by call, text, DM, or even fax! 📱💻

Today’s Rate Sheet Benchmarks:
🔹 Conventional (30-Yr Fixed, 20% down, 760 FICO): 6.250% (APR 6.381%)
🔹 FHA (3.5% down): 5.625% (APR 6.465%)
🔹 VA ($0 down): 5.725% (APR 6.071%)
🔹 USDA ($0 down): 5.625% (APR 6.193%)
(Based on 30-year fixed, $400k, 760 FICO, primary residence)

📞 Phone: 801-682-5626
✉️ Email: [email protected]
🌐 Website: whatareratesat.com

Equal Housing Opportunity | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | August 26, 2026

08/25/2026

FHA and USDA improved by .125% today while VA and Conventional remained steady! 📉 Even with no major economic reports on the docket today, broader market drivers like oil prices are helping give the bond market some room to breathe.

Plus, with key economic reports dropping tomorrow and the Jackson Hole Symposium running Thursday through Saturday, today might be a great day to look at locking your rate! 🗓️ Whether you're looking at a purchase, refinance, 1st or second mortgage, reverse mortgage, or construction loan, reach out by call, text, DM, or even fax—I'm here to help! 📱💻

Today’s Rate Sheet Highlights:
🔹 FHA & USDA: Improved by .125%
🔹 VA & Conventional: Remaining steady

📞 Phone: 801-682-5626
✉️ Email: [email protected]
🌐 Website: whatareratesat.com

Equal Housing Opportunity | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | August 25, 2026

08/24/2026

Tired of renting and waiting to save up a massive down payment? 🏠 Utah Housing’s 3.5% Deferred Down Payment Option lets you step into homeownership right now with zero monthly payments on the DPA loan! You only pay it back later when you sell or refinance.

Watch the video to see how easy the transition can be! 👇

Casey Persinger

📞 801-682-5626

NMLS # 274080

Econ Mortgage

NMLS # 1709162

🌐 https://whatareratesat.com

✉️ [email protected]

Utah Housing DPA, Utah Down Payment Assistance, Zero Down Payment, First Time Buyer Utah, Utah Mortgage Officer, Econ Mortgage, Utah Home Buying, Mortgage Tips Utah

08/24/2026

Rates are opening the week completely flat! With no major economic data on the docket today, oil is holding steady, giving the bond market a chance to breathe as we look ahead to Wednesday's heavy calendar and the Jackson Hole meetings later on.

Markets are holding their ground, which means steady pricing across the board today. It's also been so fun seeing all the back-to-school photos popping up everywhere! Reach out if you're looking at homes or want to map out your financing strategy this season.

Today’s Rate Sheet Benchmarks:
🏠 Conventional (30-Yr Fixed, 20% down, 760 FICO): 6.250% (APR 6.381%)

🔑 FHA (3.5% down): 5.725% (APR 6.588%)

🎖️ VA ($0 down): 5.725% (APR 6.071%)

🌾 USDA ($0 down): 5.725% (APR 6.321%)
(Based on 30-year fixed, $400k, 760 FICO, primary residence)

📞 Phone: 801-682-5626

✉️ Email: [email protected]

🌐 Website: whatareratesat.com

Equal Housing Opportunity | NMLS # 274080 | Econ Mortgage NMLS # 1709162 | August 24, 2026

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