Carolyn Spicer - Farm Bureau Financial Services

07/14/2026

Your commercial insurance agent should be more than someone you hear from at renewal.

As your business grows, your insurance should grow with it. The best partnerships are built on regular conversations, proactive planning, and understanding your business—not just selling a policy.

After 20+ years in commercial insurance, I've learned that relationships matter.

What do you value most in a trusted business advisor?

06/29/2026

Happy 250th Birthday America!

Honored to be named to Newsweek's Most Patriotic Companies 2026 list for our commitment to community, values and service. Learn more: https://www.fbfs.com/about-us/awards.

06/10/2026

Every day, local business owners take risks, create jobs, and invest in their communities.

My job is helping protect those businesses from the unexpected.
Whether it's a liability claim, property loss, employee injury, or commercial auto accident, the right insurance program can help keep a setback from becoming a major disruption.

For over 20 years, I've had the privilege of working with businesses across many industries, helping them understand their risks and protect what they've built.

Thank you to all the business owners who put in the long hours to keep our communities thriving.

If you have questions about your current coverage, give me a call at 385-393-2745.

No obligation - just a conversation!

Send a message to learn more

05/14/2026

Business insurance is more than just checking a box — it’s protecting everything you’ve worked hard to build.

When reviewing your coverage, here are a few important things to consider:

✔️ Are your liability limits high enough for the work you perform?
✔️ Do you have coverage for completed operations or professional liability?
✔️ Would a lawsuit, vehicle accident, or property loss financially impact your business?
✔️ Are your tools, equipment, and business property properly insured?
✔️ Do your contracts require additional insured endorsements or umbrella coverage?
✔️ Have your coverages kept up with your business growth?

Every business is different, and having the right protection in place can make all the difference when the unexpected happens.

I’ve worked in commercial insurance for over 20 years and enjoy helping business owners understand their coverage and identify potential gaps before they become costly problems.

If you ever have questions about your current insurance program, I’d be happy to have a conversation.
📞 385-393-2745

03/14/2026

Referral drawing in June! Just in time for a smokin' summer!

03/14/2026

Referral drawing on June 15 - just in time for a smokin' summer!

🔥 Smokeshow Summer Giveaway 🔥

Summer just got a whole lot better. We're firing things up with a Smokeshow Summer Giveaway, and one lucky winner is taking home a Traeger smoker + a $200 Traeger gift card to get the grill going right away.

Here's the best part! You can enter just by sending us a referral. If you know someone who could benefit from a quick conversation with us, send them our way and you'll be entered for a chance to win.

Great food, great company, and a grill that will steal the show all summer long.

🔥 Send us your referral (one entry per referral)
🔥 Get entered.
🔥 Win the smoker.

Let's make this a Smokeshow Summer.

07/09/2025

Congratulations Cathy from Farr & Better Cleaning LLC

07/09/2025

04/14/2025

This Years Referral Drawing, Win a Free IPad!!

08/15/2024

Let me know if you'd be interested in meeting an amazing group of business owners.