09/22/2026
The 2027 conforming loan limits are here—and they're effective immediately.
The Federal Housing Finance Agency (FHFA) has announced updated conforming loan limits for 2027, giving homebuyers more purchasing power across the board. Here's what you and your clients need to know:
📊 Standard Limits
• 1-Unit: $845,000
• 2-Unit: $1,081,950
• 3-Unit: $1,307,800
• 4-Unit: $1,625,350
📊 High-Cost Areas*
• 1-Unit: $1,267,500
• 2-Unit: $1,622,925
• 3-Unit: $1,961,700
• 4-Unit: $2,438,025
*High-cost area limits apply in designated markets, including Alaska and Hawaii.
Why this matters: Higher conforming limits mean more buyers can qualify for conforming loan rates and financing—potentially avoiding the stricter requirements and higher costs of jumbo loans. For agents, that's a wider pool of qualified buyers and stronger purchasing power for your clients.
Connect your buyers with a New American Funding loan officer early to see how these updated limits can work in their favor. 🏡
