01/10/2026
It’s Time Don’t Wait!
The housing market just had a big moment… and most people didn’t even notice.
Yesterday, the government stepped in and directed Fannie Mae and Freddie Mac to start using their own cash reserves to buy mortgage bonds. The goal is simple: help ease rates without waiting on the Fed.
And the market reacted fast.
For the first time in a long time, we’re seeing a “5” in front of some 30-year fixed rates.
Now, before anyone panics or celebrates too hard—this isn’t a magic switch.
Rates move every day. One headline doesn’t “fix” housing…But it does change the temperature of the room.
Right now, we’re in a rare spot where two things are true at the same time:
• Rates are becoming more attractive
• Most buyers haven’t rushed back in yet
That overlap matters. That’s leverage.
Because once the crowd returns:
• Seller concessions shrink
• Competition picks back up
• Price increases start eating away at any rate savings
In real estate, certainty is expensive. By the time everyone feels “sure” the market is back, the best opportunities are usually already gone.
2026 isn’t about chasing the perfect rate.
It’s about recognizing when the balance of power is quietly shifting.
And that shift just started.
I’m here when you’re ready!! 🤍
