Goosehead Insurance - Lauren Perry - Chad Shannon Agency

12/28/2021

Did you know this about your homeowners?

Home insurance myths busted! ✅

12/08/2021

Let’s get your Teenager Covered!

Are you adding a teenager to your car insurance? Learn more about how to save on car insurance for teenage drivers.

12/02/2021

🌟🌟Couple more Satisfied Client Reviews!🌟🌟
You might be over paying for your Home🏠
+Auto 🚘 Insurance If you haven’t had a quote ran in the last few years! Think about the cost of building materials. Are you sure your protected?

Now’s the time to be SAVING Money especially around the Holidays!! ••I have 80 DIFFERENT COMPANIES TO QUOTE YOU THROUGH••
•I will never quote State Minimum Limts on your car insurance, that doesn’t protect you. It only makes you legal to drive!
•Even with state minimum one single wreck can ruin your life because your not properly covered.
•Take a look at your home is covered for Right Now, would you be able to rebuild your home EXACTLY how it is with your coverage?
Think about how the Cost of Building Materials + Labor have Increased. 💰 💰

Don’t wait until it’s too late your making a claim to your insurance and your underinsured! 😨

11/23/2021

Are you one of the 48 million Americans planning to drive for Thanksgiving this year? Don’t let a flat tire or dead battery take away from turkey time! Prepare for your trip now by checking if and how you’re covered with roadside assistance in case of an emergency: https://bddy.me/3cIReSJ

09/15/2021

Here’s some Client Reviews so far!!

Come see what your missing!!! 🤩

🤩🤩🤩🤩

If you think your paying too much for your auto or home insurance, let me quote you! I saved each of these people above HUNDREDS of dollars on their policies.

All they had to do was provide me their information, I did the rest and found the best price and most importantly the BEST COVERAGE!

It’s not just about the lowest price, it’s about the best coverage. Any price you pay for wrong coverage is TOO HIGH!

09/13/2021

•••What is Personal Auto Coverage?•••

🚘 Bodily injury liability coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission.

🚙 ‼️It’s very important to have enough liability insurance, because if you are involved in a serious accident, you may be sued for a large sum of money. ❗️It's recommended that policyholders buy more than the state-required minimum liability insurance, enough to protect assets such as your home and savings.❗️ 👀

🚗 Medical Payments pays for the treatment of injuries to the driver and passengers of the policyholder's car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. It may also cover funeral costs.

🚘 Property damage liability pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone else’s car, but it also includes damage to lamp posts, telephone poles, fences, buildings or other structures your car hit.

💥🚙 Comprehensive covers events such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer. It will also pay to repair your windshield if it is cracked or shattered.

💥🚗 Collision coverage pays for damage to your car resulting from a collision with another car, an object, such as a tree or telephone pole, or as a result of flipping over (note that collisions with deer are covered under comprehensive). It also covers damage caused by potholes.

🚙 Underinsured motorist coverage reimburses you, a member of your family, or a designated driver if one of you is hit by an uninsured driver or a driver who doesn’t have sufficient insurance to pay for your total loss. This coverage also offers protection in the event a covered driver is the victim of a hit-and-run or if, as a pedestrian, you are struck by an uninsured or underinsured motorist.

09/12/2021

•••What’s Covered in your Homeowner’s Policy?•••

🏡 Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living expenses.

🏡 Your homeowners policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your policy. Most policies also cover detached structures such as a garage, tool shed or gazebo—generally for about 10 percent of the amount of insurance you have on the structure of the house.A standard policy will not pay for damage caused by a flood, earthquake or routine wear and tear.
When purchasing coverage for the structure of your home, remember this simple guideline: Purchase enough coverage to rebuild your home.

🏡 Your furniture, clothes, sports equipment and other personal items are covered if they are stolen or destroyed by fire, hurricane or other insured disasters. The coverage is generally 50 to 70 percent of the insurance you have on the structure of the house.
Expensive items like Fi****ms, jewelry, furs, art, collectibles and silverware are covered, but there are usually dollar limits if they are stolen. To insure these items to their full value, purchase a special personal property endorsement or floater and insure the item for its officially appraised value.

🏡 Liability covers you against lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets. So, if your son, daughter (or even your dog) accidentally ruins a neighbor’s expensive rug, you are covered.

🏡 Your policy also provides no-fault medical coverage, so if a friend or neighbor is injured in your home, he or she can simply submit medical bills to your insurance company. This way, expenses can be paid without a liability claim being filed against you. It does not, however, pay the medical bills for your own family or your pet.

🏡 If you have significant assets and want more coverage than is available under your homeowners policy, consider purchasing an umbrella or excess liability policy, which provides broader coverage and higher liability limits.

🏡 Additional living expenses pays the additional costs of living away from home if you cannot live there due to damage from a an insured disaster. It covers hotel bills, restaurant meals and other costs, over and above your usual living expenses, incurred while your home is being rebuilt.

09/12/2021

•••What makes me different?•••

Agents represent insurance companies, while brokers represent consumers.

Unlike captive and independent agents, who represent one insurance company, a broker’s primary duty is to the client! We also have access to 8️⃣0️⃣+ DIFFERENT WELL KNOWN INSURANCE COMPANIES to compare to get you the BEST COVERAGE for the BEST PRICE!!

BUT…
if the coverage you currently have is a better value than what I can offer I will let you know that too.