Jason VanDermark - Loan Originator

08/03/2026

Same trusted team 🤝 New name.

Introducing... Preferred Rate – Crossroads Team!

While our name is changing, the people and service you know and trust remain exactly the same. Our new name better represents the communities we proudly serve across Indiana through our four branches in Greendale, Brookville, North Vernon, and Connersville.

Why Crossroads Team?

Indiana has long been known as the "Crossroads of America"—a place where major highways, communities, and opportunities come together. We love the symbolism behind that name because it's exactly what we strive to be for our clients: a trusted guide helping you navigate one of life's biggest journeys—buying or refinancing a home.

No matter which road you're on, our team is here to help you find the best path home.

Thank you for continuing to trust us with your home financing needs. We can't wait to serve you under our new name!

🏡 Preferred Rate – Crossroads Team
📍 Proudly serving Greendale, Brookville, North Vernon & Connersville—and all surrounding communities.

05/24/2026

05/07/2026

Open house for this nice home in Oak Hills School district. If you would like to get pre-approved before the man let me know.

04/21/2026

To all my agent friends, join us tomorrow at 1pm for a seminar made for you.

04/16/2026

👋 It’s been a minute…

I haven’t posted on here in a while, but I’ve been busy behind the scenes helping families buy homes, refinance, and figure out what’s actually possible in today’s market.

If you’ve been wondering:
🏡 “Can I even afford to buy right now?”
💰 “How much do I really need to get started?”
📊 “What do rates mean for me?”

You’re not alone — and the answers might surprise you.

The biggest thing I’ve learned lately?
Most people are closer to buying a home than they think… they just need the right information.

If buying (or even just exploring your options) is on your radar this year, feel free to reach out. No pressure, just a conversation.

Send a message to learn more

04/06/2026

From Renting to Owning 🏡

Congratulations to my latest clients who after years of improving the home they were renting, were able to purchase the home they created equity in.

The best part is their mortgage payment wasn’t much more than their rent.

If you have been renting and wondering if homeownership is possible for you, it might be closer than you think. We have programs available to assist with down payments!

03/25/2026

Check out Michelle LaHue-Allgeyer Coldwell Banker Realty and Julie Rose, Coldwell Banker Realty newest listings. Let me know if you have any mortgage questions or would like to get pre-approved.

03/16/2026

🏡 Struggling with the Down Payment? There May Be a Path Forward.

One of the biggest challenges for homebuyers isn’t the monthly payment… it’s the cash needed upfront.

That’s where the Pathway Down Payment Assistance program can help.

Here’s how it works:
✔️ Assistance for 3.5%–5% of the purchase price
✔️ Works with a 30-year fixed FHA loan
✔️ Funds can be used toward your down payment
✔️ Designed to help buyers get into a home sooner with less upfront cash

The assistance comes as a fixed-rate second mortgage, helping reduce the amount you need to bring to closing.

💡 Many buyers assume they need tens of thousands saved before they can buy — but programs like this are designed to make homeownership more accessible.

If you’re curious whether this program could work for you, send me a message or comment “PATHWAY.”

I’m happy to walk you through the details and see if you qualify.

03/10/2026

🚫 Major Victory for Homebuyer Privacy!
Buying a home is stressful enough without hundreds of unwanted marketing calls. As of March 5, 2026, the new Homebuyers Privacy Protection Act shuts down the sale of "trigger leads"! 🏠✨
✅ No more spam: Credit bureaus can no longer sell your data to unauthorized lenders just because you applied for a mortgage.
✅ Increased Security: Your personal information stays private.
✅ Choice: Only lenders with a pre-existing relationship or those you consent to can reach out.
Say goodbye to predatory marketing and hello to a more secure home-buying journey. 🔒

03/10/2026

🏡 Free Mortgage Review for Homeowners

A lot of people review their:
✔ Car insurance every year
✔ Cell phone plan
✔ Credit cards

But many homeowners haven’t reviewed their mortgage in years.

Sometimes there are opportunities to:
• Lower your monthly payment
• Remove mortgage insurance
• Pay off the home faster
• Use equity for renovations or debt consolidation

And sometimes the answer is simply “leave it exactly how it is.”

Either way, it’s good to know.

If you’d like a free mortgage checkup, just comment RECIEW or message me and I’ll run the numbers for your situation.