Robert Cerniglia - Thrivent Financial

02/23/2026

Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️

See thrivent.com/social for important disclosures.

02/09/2026

Whether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates.

Explore your options below and let’s connect to keep your goals on track as interest rates change.

Keeping too much cash on hand can hurt your portfolio. Discover tips to help optimize returns when rates fluctuate. Contact a financial advisor

12/22/2025

From slowing manufacturing to resilient corporate earnings, December brings mixed signals for the economy. Explore what these trends mean for your portfolio and the year ahead in Thrivent's December Market Update.

U.S. equities continue their upward trend despite tech sector volatility, while strong retail sales and job growth underscore consumer resilience.

12/19/2025

Scammers have evolved their tactics, and their schemes have become more convincing and a lot harder to recognize. That’s why awareness matters.

Protect yourself by staying up to date on the latest scams: https://bit.ly/492hx4g

11/21/2025

I had the pleasure of hosting a 2nd annual toy drive recently at Salvatore's in lawrence along with the Merrimack Valley Chamber and my friend Stephanie Sewade from LukeJackson. Thank you for everyone attending and supporting this event as without you all we could not make it such a great success. Look forward to doing it again next year!!

11/14/2025

It can be hard to picture needing extended care—especially when you’re in good health. But the reality is that 56% of adults age 65+ will require it at some point, and the costs can be significant.

Having an extended care strategy can help provide an added layer of protection. It not only helps cover expenses—it also gives you more options for where and how you receive care.

Let’s schedule time to discuss.

See thrivent.com/social for important disclosures.

11/12/2025

AM Best has affirmed Thrivent's A++ (Superior) rating with stable outlook for 2025! 🌟 This demonstrates our continued financial strength and stability and commitment to serving our clients for generations to come.

Rating is based on Thrivent's financial strength and claims-paying ability and does not apply to investment product performance.

11/03/2025

The market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇

Sequence of returns risk can jeopardize long-term financial security. This is especially the case in the first decade of retirement, when portfolio balances are largest and most vulnerable to market downturns. But the right investment strategies can help minimize this risk and maximize your…

10/22/2025

You can keep giving long after you’re gone. Learn more about how you can leave a legacy by gifting life insurance ➡️ https://bit.ly/3Yl1I3o

10/20/2025

How many times have you seen someone worry about finances while grieving the loss of a loved one?

With life insurance, families can protect their financial futures—so they can focus on grieving and healing together during times of loss.

Let’s connect and discuss how life insurance can be tailored to your needs.

See thrivent.com/social for important disclosures.

10/20/2025

A long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.

Discover how to help your savings go the distance, support your future health and care needs, and give you more freedom in retirement.

10/17/2025

If giving is important to you, consider a strategy that maximizes your charitable impact.

Learn how to make the most of your charitable donations with strategies that align your giving goals with financial planning while maximizing tax benefits.