Robert Cerniglia - Thrivent Financial

08/27/2026

Tuesday night I had the privilege of hosting my annual backpack drive at Millhaven in Lawrence. This is the 4th year I have had the ability to do this on conjunction with the Merrimack Valley Chamber and local business community. Every year it has grown and I am proud to be a part of that. All backpacks and supplies were donated to the Lawrence YMCA. Thank you to all who came out and participated, those who donated before hand, and others who supported in any way possible. I look forward to next year!!!

06/10/2026

A variable annuity offers several key features: income in retirement, potential tax-deferred growth based on market performance, and—depending on the contract—potential to pass money on to your heirs.

Check out this article for more information and let’s connect if you want to discuss how an annuity could help you reach your retirement goals.

As you approach retirement, your focus may shift from building up a nest egg to ensuring you have ongoing income to cover expenses. A variable annuity is designed to help you accumulate assets for the long-term with the option of converting those savings into a lifetime income stream in retirement.

06/05/2026

What are common mistakes people make when investing?​

1️⃣ Lacking diversification​
2️⃣ Trying to time the market​
3️⃣ Investing with your emotions​
4️⃣ Ignoring fees and taxes​

For more mistakes to watch out for and smart strategies to consider. 👇

If you're not a pro at investing, you can get tripped up. Here's what you need to know to sidestep common investment pitfalls and make the most of your money.

06/03/2026

There are different types of annuities, and it’s important to understand which one is right for your financial situation. For more information about annuities 👉 https://bit.ly/4jpD7Ss

02/23/2026

Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️

See thrivent.com/social for important disclosures.

02/09/2026

Whether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates.

Explore your options below and let’s connect to keep your goals on track as interest rates change.

Keeping too much cash on hand can hurt your portfolio. Discover tips to help optimize returns when rates fluctuate. Contact a financial advisor

12/22/2025

From slowing manufacturing to resilient corporate earnings, December brings mixed signals for the economy. Explore what these trends mean for your portfolio and the year ahead in Thrivent's December Market Update.

U.S. equities continue their upward trend despite tech sector volatility, while strong retail sales and job growth underscore consumer resilience.

12/19/2025

Scammers have evolved their tactics, and their schemes have become more convincing and a lot harder to recognize. That’s why awareness matters.

Protect yourself by staying up to date on the latest scams: https://bit.ly/492hx4g