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Dave Rosenthal, PrimeLending, NMLS: 878495

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Lawrence, KS
Dave Rosenthal, PrimeLending, NMLS: 878495

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I’m Dave Rosenthal, NMLS: 878495, Sr. Loan Officer with PrimeLending, a national mortgage lender. At PrimeLending, we are Home Loans Made Simple®.

VA loans & VA IRRRL streamline refinances · serving veterans, active-duty & AFSOC/military families nationwide PrimeLending NMLS ID: 13649

I’m Dave Rosenthal, NMLS: 878495, Senior Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. VA loans & VA IRRRL streamline refinances · serving veterans, active-duty & AFSOC/military families. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

For licensing information, go to: www.nmlsconsumeraccess.org

11/03/2026

Would you rather: (A) buy now with some negotiating power, or (B) wait for lower rates and fight more buyers for the same house? Comment A or B. 👇

A lot of buyers are waiting on rates. If rates drop, many of them jump back in at once, and that can mean fewer seller concessions and more competition. The best time to buy is when the numbers work for your budget and timeline, whatever rates are doing.

Want to see which side your numbers land on? Let’s talk.

10/31/2026

Have a fang-tastic Halloween! 🎃 I’m here to take the mystery out of your mortgage options and make the path home a little less frightening.

10/29/2026

A few weeks of appraisals, conditions, and “just one more document.” Then closing day hits, and everybody finally gets a milkshake.

Calm closings usually come down to one thing: the agent and the lender talking early and often. A buyer who’s pre-approved before the first showing, plus quick updates through underwriting, keeps the surprises off the closing table.

Buying soon? Let’s get your team lined up before the house hunt starts.

10/28/2026

Home price or monthly payment? For most buyers, the payment is the scarier ghost.

When you negotiate, you can ask for more than a lower price. Seller concessions can cover some of your upfront costs or pay for a temporary buydown, which lowers your payment for the first few years before it steps up to the regular amount.

Before you make an offer, let’s run both options side by side.

10/26/2026

Rates got you hiding behind a pumpkin? Fair. Just don’t let one number make the whole decision.

Buying could still get you into the right home and out of a rental that stopped working, and it starts building equity. A refinance* could still make sense if you want to tap equity or change your loan terms.

Let’s run the real numbers before the rate does the deciding.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

10/23/2026

That "Pay in 4" for the patio set? Your lender can spot it on your bank statements.

Buy Now, Pay Later payments can count as monthly debt when a lender reviews your finances, which can affect your debt-to-income ratio and how much you can borrow.

A few plans won't automatically block a mortgage, but it's worth knowing before you apply.

Thinking about buying soon? Let's look at the full picture first.

10/22/2026

Good news: I don't need all of that.

What underwriting actually asks for is pretty manageable: recent pay stubs, W-2s or tax returns, bank statements, and a short letter if there's an unusual deposit. That's most of it. Send it fast and complete, and the process moves faster too.

Want the real checklist? Message me.

10/21/2026

Ugly carpet is a weekend project. On the other hand, a great neighborhood is hard to find.

Opening your search to fixer-uppers gives you more homes to pick from and room to make the place yours. With the right renovation loan, you may be able to finance the home and the improvements together.

Before you swipe past the one with the avocado-green bathroom, let's talk.

10/19/2026

The best time to start prepping for a home was five years ago. The second-best time is this week.

Work on your credit, build some savings, look into down payment assistance, or just find out what you can afford today. You don't need it all figured out before we talk. An early conversation shows you exactly what to work toward.

Wherever you're starting from, let's map your next step.

10/16/2026

Kitchen stuck in 1994? Credit card balance that won't quit?

A home equity loan* lets you borrow against the equity you've built as one lump sum, for a remodel, paying off higher-interest debt, and more. It's still a loan against your home, so let's look at your full picture before you decide.

Curious what your equity could do? Let's talk.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Address

1201 Wakarusa Drive Bldg C, Suite 1B
Lawrence, KS
66049

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+17857481234

Website

https://lo.primelending.com/dave.rosenthal/

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