Shelter Insurance - Derek Thomason Insurance Agency LLC

04/29/2026

🚨 “FULL COVERAGE” IS NOT A THING 🚨

We hear it all the time at the Lake…

👉 “I’ve got full coverage, I’m good.”

But here’s the truth:
There’s no such thing as “full coverage” — only the coverage you actually choose.

That means there could still be gaps when it comes to:
🏠 Your home
🚗 Your vehicles
🚤 Your boat or jet ski
💰 Your liability protection

💡 The difference between “thinking you’re covered” and actually being covered can be HUGE when something goes wrong.

Let’s help you understand the difference.

No pressure. Just clarity.

📍 Stop by or message us
📞 573-374-6331

04/03/2026

🚤 What People THINK their insurance covers… vs what it actually covers

At the Lake of the Ozarks, we hear this all the time:

❌ “My home policy covers everything”
❌ “My boat is automatically covered”
❌ “I don’t need extra coverage for jewelry”
❌ “If someone gets hurt, I’m good”

👉 The truth? There are a lot of gaps people don’t realize until it’s too late.

A quick conversation now can help you understand if:
✔️ Your lake house is properly covered
✔️ Your boat or jet ski is protected
✔️ Your liability limits are where they should be
✔️ Your valuables are actually insured

No pressure — just clarity.

📞 573-374-6331
📍 Derek Thomason – Shelter Insurance

03/26/2026

🌤️ Spring is around the corner at Lake of the Ozarks!

Before the warm weather fully hits, here are a few quick things to check around your home:

✔️ Clean out gutters
✔️ Check your roof for winter damage
✔️ Inspect decks & railings
✔️ Test sump pumps
✔️ Look for any water leaks or cracks

A little prep now can save you a big headache later 👍

If you ever have questions about what your home policy does (or doesn’t) cover — we’re always here to help.

📞 573-374-6331

03/19/2026

Most people set up their insurance once… and then don’t look at it again for years. But life changes quickly.

You might now have:

• A different home value
• New vehicles
• A boat or jet ski
• Kids driving
• A need for life insurance
• Opportunities for bundling discounts

A quick coverage review can sometimes mean better protection, better discounts, or both.

At the Derek Thomason Shelter Insurance Agency, we’re always happy to help people take a second look at their coverage.

No pressure. Just good information.

📍 Laurie, Missouri

03/11/2026

Spring is a GREAT time to review coverage for your home, auto and boats!! Stop by and see us (and our mustaches).

02/19/2026

Please exercise all caution as we enter into the next few days. Seeing the Oklahoma & Kansas fires spread so quickly and all of those affected is heartbreaking. Prayers to all involved 🙏

Thursday there is an EXTREME fire threat for the Ozarks and much of the region! Relative humidity will be very low and wind gusts will be very high (35mph+). Any fires that develop will spread rapidly. DO NOT BURN and take every precaution to not start an accidental fire.

02/13/2026

Big news at Shelter Insurance in Laurie!

Please help us welcome Chris Boyd to our team! 👏 We’re excited for our clients and community to get to know Chris. He’s ready to serve the Lake area and help with all your insurance needs.

If you see him around town, be sure to say hi!

01/09/2026

We are proud to be selected for Shelter Insurance’s Conference of Champions. This milestone is the result of hard work, INCREDIBLE clients, and a whole lot of gratitude! We are truly thankful for the trust our clients place in us—it means more than you know. Looking forward to what’s ahead and continuing to serve you at the highest level.

If you haven’t reviewed your insurance lately, now is the time. Reach out to schedule a complimentary policy review and see how we can better protect what matters most to you!!

12/25/2025

🎄 Merry Christmas from Derek Thomason Shelter Insurance Agency! 🎄

As we celebrate Christmas, we want to take a moment to say thank you — to our customers, friends, and community who trust us to protect what matters most.

We’re grateful for the relationships we’ve built this year and the opportunity to serve you and your families. We hope your Christmas is filled with peace, joy, and time with the people you love most.

From all of us at Derek Thomason Shelter Insurance,
Merry Christmas! ❤️🎄

11/02/2025

Happy Birthday to our favorite boss man!!! Hope you have an amazing day! 🎂 Derek Thomason