Rasberry Financial Services

Rasberry Financial Services Rasberry Financial Services The thought of saving and investing can be complicated and confusing. We help you understand your options in a way that makes sense.

Have you already been saving money elsewhere and have questions? We can help there too. Come by or call for more info. Securities and Advisory Services offered through Client One Securities, LLC Member FINRA/SIPC and an Investment Advisor. Rasberry Financial Services and Client One Securities, LLC are not affiliated.

Last week, our team got to spend time with a few local legends at the Veterans Memorial Museum. We are fortunate to have...
11/11/2024

Last week, our team got to spend time with a few local legends at the Veterans Memorial Museum. We are fortunate to have a place here at home where we can see America’s history come to life. It’s so important that we recognize and remember the men and women of our armed forces who protect our freedom.



Today we celebrate those among us who answer the call to defend this country and our way of life. For making that commitment, we say Thank You!

Rasberry Financial Services is proud to be sponsoring the Kids Zone at this weekends Wing Wars. We will have chicken nug...
11/07/2024

Rasberry Financial Services is proud to be sponsoring the Kids Zone at this weekends Wing Wars. We will have chicken nuggets, drinks, and games for all kids to enjoy. We will see you from 12-4pm this weekend!

Our girls are gearing up for a fun Halloween this week. It’s easy to get overwhelmed with all the stuff kids and grandki...
10/29/2024

Our girls are gearing up for a fun Halloween this week. It’s easy to get overwhelmed with all the stuff kids and grandkids have going on. I have to remind myself to just enjoy the moment. These two will be in high school and off to college in the blink of an eye. Speaking of, guess I better throw another dollar in the college savings bucket. Call us if you’re in a similar boat. We’re happy to help you enjoy your moments.

I'm excited to share my new e-book, "A Short Guide to Elections and The Markets". This campaign season is nearing a deci...
09/26/2024

I'm excited to share my new e-book, "A Short Guide to Elections and The Markets". This campaign season is nearing a decision point and there are so many questions about political policy and how the markets react to one party over the other. This guide is a short read and will shed some interesting perspective on past election cycles and your money! Check it out and let me know how you feel about elections and your money.

Click here to download your copy: https://lp.constantcontactpages.com/sl/YnsW79m/ElectionsandtheMarkets

Have you ever tried to remove a tree on your own?This summer I received a text from my neighbor telling me a huge oak tr...
08/21/2024

Have you ever tried to remove a tree on your own?

This summer I received a text from my neighbor telling me a huge oak tree on our shared property line was dead and needed to be removed. I went to the back yard to look. The tree was tall, thick, on a slope, and hard to get to with anything bigger than a golf cart.

I’ve removed some small trees on my own. But, a big tree? The internet is filled with failed attempts at cutting down trees and removing stumps. I am grateful to all those who suffered and struggled and filmed their efforts so I could learn that it isn’t as easy as tying a stump to the back of a truck. It also isn’t as easy as asking my friend or relative with a chainsaw to cut a large tree down.

Why is it so difficult?

Because it takes experience and knowledge to know where and how to cut to avoid damage. It takes experience to know where to look for roots before trying to pull a stump out. It takes a professional. I’ve found that to be true in financial planning, too.
The internet is full of good ideas on things to watch for and do when creating a financial plan. These are great for those little trees. You know, like setting this month’s budget. Or getting the reminder to update your will.

For things like adjusting your plan to maximize your in-pocket income from your investments. Or modifying your investment allocation to reduce risk but still working to meet your objectives. Or even prioritizing goals based on family and economic changes. There is no substitute for a professional who has the experience and knows how to dig down and find all the roots that could be
keeping you from your goals.

If you’ve been doing it on your own, it might be a good time to meet. My team and I will analyze your plan in depth to ensure your retirement is as great as it should be.

As investors, there is a lot to learn from “Miss Unsinkable.”At the age of 24, Violet Jessop was employed as a steward o...
08/15/2024

As investors, there is a lot to learn from “Miss Unsinkable.”

At the age of 24, Violet Jessop was employed as a steward on board the RMS Olympic when it collided with the HMS Hawke. While both ships were heavily damaged, the
Olympic made it into port. As her first crash at sea, with no need to abandon ship, it seemed to have been a non-event in her memoirs.

In 1912, she was part of the crew that boarded and set sail on the Titanic. While in her quarters, she heard a loud crash and then some crunching noises. Then she heard the announcement that they were sinking. Believing there was a plan in place, she calmly
gathered her passengers, even taking her time to find the right hat to wear, before boarding the lifeboats.

Hers was one of the last lifeboats pulled from the water.

That harrowing experience didn’t stop her from going back to sea. She wanted the adventure and needed the income. Just four years after her experience on the Titanic, Violet was aboard the HMHS Britannic (a hospital ship being used during WWI). As
this ship was on its way to the Greek town of Moudros, it struck a deep sea mine. Everyone felt the explosion but still reacted with a sense of calm. Not due to blind trust or denial of the situation, but due to experience in war.

Again, Miss Unsinkable was able to get to a lifeboat and, despite the captain's horrible decision-making, survived another shipwreck at sea.

As I read her story, I found two lessons for us as investors so we can be unsinkable.

First, market volatility can be dramatic and scary. Proper planning and a focus on the destination can inform our decisions about how we can get to port.

Second, while Violet was able to survive the Titanic disaster despite faulty guidance, every investor should be fully aware of their situation so they can make the best decisions possible when markets appear to be crashing. Proper guidance and education
should allow you to focus on things in life that are far more important than the markets
(like finding the right hat).

I’m sure you can see other lessons here, too. Most importantly? Miss Jessop successfully retired and had plenty of stories to tell until her passing in 1971.

That is my goal for the families I work with: to make it to and live a happy retirement. I do that with proper education and guidance.

Source: https://explorethearchive.com/violet-jessop

18 years ago we took on the task of revitalizing downtown Laurel. With the help of many volunteers, community champions,...
08/09/2024

18 years ago we took on the task of revitalizing downtown Laurel. With the help of many volunteers, community champions, and city leaders, we keep pressing. I’m proud that we’ve been at it for so long. I’m proud of Home Town and the people of Laurel and Jones County that have supported a rebirth of the city we love.

The next chapter is underway.

07/30/2024

With Back-to-School season just around the corner, here’s a little Tuesday Trivia for you!

Pop quiz: How long does a RESP last?

a) Till the death of the Beneficiary
b) Up to 71 years. It becomes unavailable when you start receiving income from your RRSP
c) You can continue contributing to it for 31 years after it is opened, but you usually need to use
the funds by the end of the 35th year.
d) It lasts as long as the money does.

The answer is…

C!

You can make contributions to a Registered Education Savings Plan (RESP) until 31 years after it was first opened. You would then have until the end of the 35th year after the plan was first opened to use
the funds before the RESP expires, although some specified plans allow up to 40 years.

Furthermore, if the beneficiary of your RESP chooses not to pursue higher education after high
school, the RESP can stay open in case they change their mind later.

SOURCE: https://www.canada.ca/en/services/benefits/education/education-savings/managing-plan.html

Sometimes, I stumble across a National Day that makes me laugh. Sometimes, I come across one that makes me laugh at firs...
07/26/2024

Sometimes, I stumble across a National Day that makes me laugh. Sometimes, I come across one that makes me laugh at first, but then feel inspired. That’s what happened today when I saw this one.

Did you know that July 26th is National All-or-Nothing Day?
It’s a day dedicated to completing your to-do list and making things happen.

When thinking about it, while everyone gets things done, my thoughts turned to my friends and clients who are business owners. You are those who get things done. While the above poem comes from a children’s book of poems, I feel it fits the business owner.

You strive every day. You give your all. In doing so, you pave the way for others to follow.
Thank you for doing what you do!

There comes a time in everyone's life where you are faced with your own mortality. A time where something happens to you...
07/17/2024

There comes a time in everyone's life where you are faced with your own mortality. A time where something happens to you or those around you that you don't see coming. It's at that moment when you start thinking about the things you should have done or should have said. We think these are tough conversations to have and we force them to the back of our minds.

Most of us would say that tough conversations are never fun. But the reality is that they can be very productive. Having them can bring calm, openness, and even security. However, they must be done in the right way. Otherwise, anyone can leave those conversations with hurt feelings and raised walls.

I’ll wrap up my post on Family Conversations today with this point: there are three keys to starting the tough conversation of estate planning. Whether you are a parent wanting to broach the subject of estate planning with your children or want to get your parents to let you in on the plan, these things are key to starting those conversations.

First, start with something lighthearted and easy. Something like, “I know everyone is clamoring for who will get the disturbing picture of your great-great uncle after we’re gone, but we figured we’d settle the matter with a game of rock-paper-scissors.” Or you could go with the easy, “Mom, Dad, I’ve been thinking a lot about all you’ve taught me and how I’d pass that on, but I’m curious, what would be the lessons or values you think are most important for the next generations of our family?”

Second, understand that in these conversations, it is far more important to listen than talk. Present your thoughts. Ask your questions. Then listen intently. The key is that none of us want to discuss something difficult or painful with someone who is just trying to get to a point.

Third, ensure that all parties in the conversation understand that this isn’t the last time we will discuss this. Especially when it comes to estate and legacy planning, make sure everyone knows this is a big discussion with many intricacies. Not everything will be discussed or solved in one sitting. Having that understanding will help the next conversation become easier because everyone will be expecting it.

Please remember that having these tough conversations is imperative. I’ve seen families split apart when a loved one passes away without having discussed and planned for their absence.

Make sure the people you care most about, know it. Don't let the unexpected come between what matters most.

Tired of seeing that big pile of tax files, receipts, and other personal papers? Don't risk your personal information be...
04/22/2024

Tired of seeing that big pile of tax files, receipts, and other personal papers? Don't risk your personal information being stolen. Bring them to the annual RFS Shred Day and shred them for free! We'll have the shred truck available from 10-2!

Address

401 Central Avenue
Laurel, MS
39440

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16013350024

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