Simmerer Insurance

Simmerer Insurance We are local professional independent insurance agents who work for you, not any insurance company.

We advise, consult, and advocate for our clients free of charge. Contact us now for all your Business and Personal insurance needs. Founded in 2003 by Philip Simmerer, our agency has enjoyed continued growth every year since. We have one simple rule in our office: Treat our clients, co-workers, insurance carriers, and families the way they want to be treated. We take the time to listen to our cli

ents so we understand their individual needs. Then we design an insurance program that fits their needs and their budget. Every client gets contacted if their policy is in danger of cancelling for non-payment or any other reason. We also contact every client annually to conduct an On Your Side Insurance Review and if in the event they have a claim. Each new policyholder is also contacted 2 week after they purchase to make sure they received there policies and are still satisfied with their decision to employ us as their local professional agents. Contact us today via email or phone for a no obligation proposal and see the difference for yourself. We are licensed in MD, DC, and VA and several agents on staff to serve you.

🎉 Meet Rob and help us wish him a HAPPY BIRTHDAY! 🎂We’re kicking off our new Staff Spotlight series with one of the peop...
08/31/2026

🎉 Meet Rob and help us wish him a HAPPY BIRTHDAY! 🎂

We’re kicking off our new Staff Spotlight series with one of the people who helps keep Simmerer Insurance moving every day.

Rob brings leadership, experience, and a genuine commitment to helping both our clients and our team. We’re lucky to have him, and we couldn’t think of a better person to start this series with!

Drop a 🎉 in the comments to wish Rob a happy birthday!

And stay tuned...you’ll be meeting more of the faces behind Simmerer Insurance soon. 👀

Summer is winding down, making it the perfect time to get your home ready for fall. Clean gutters, check heating systems...
08/25/2026

Summer is winding down, making it the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.

Summer is winding down, making it the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later. #...

Insurance mistakes usually don’t feel expensive… until it’s time to file a claim. 👀From waiting too long to report damag...
08/25/2026

Insurance mistakes usually don’t feel expensive… until it’s time to file a claim. 👀

From waiting too long to report damage to assuming something is covered when it isn’t, small decisions can turn into major headaches.

Swipe through 5 mistakes worth avoiding before you ever need to use your insurance.

Save this for later, send it to a homeowner or business owner who needs it, and if you’re unsure what your policy actually covers, ask us. That’s what we’re here for.

📲 Simmerer Insurance
Covering your car, home, and hustle.

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against ...
08/18/2026

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

No accidents? No tickets? Still seeing a higher insurance premium? 🤔Your rate can change for reasons beyond your persona...
08/13/2026

No accidents? No tickets? Still seeing a higher insurance premium? 🤔

Your rate can change for reasons beyond your personal driving history. Swipe through to learn three common factors that may be affecting what you pay.

The good news is that a higher premium does not always mean you are out of options. A fresh comparison may uncover available discounts, bundling opportunities, or coverage that better fits your current needs.

Ready to see what your options look like? Send us a DM with the word “QUOTE,” and a member of the Simmerer Insurance team will help you get started with a personalized quote.

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, kee...
08/12/2026

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, keep weight evenly distributed, and avoid blocking your view. Secure rooftop cargo and bring only what you need to help reduce risk on the road. Get more tips for safer summer travel.

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, keep weight evenly distributed, and avoid blocking your view. Secure rooftop cargo and bring only what you need to help reduce risk on the road. Get more tips for safer summer travel....

Your trucks keep business moving. Your insurance should keep up. 🚛Whether you’re an owner-operator or managing a growing...
08/10/2026

Your trucks keep business moving. Your insurance should keep up. đźš›

Whether you’re an owner-operator or managing a growing fleet, Simmerer Insurance can help you explore commercial trucking coverage built around your operation, your risks, and the road ahead.

One call. Every mile.

Ready to review your current coverage or discuss options for your trucking business? Call us today or send us a DM with the word TRUCKING to start the conversation.

Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows,...
08/10/2026

Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows, pause mail delivery, set light timers, and unplug electronics. Check out the full checklist to help protect your home while you’re away

Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows, pause mail delivery, set light timers, and unplug electronics. Check out the full checklist to help protect your home while you’re away ...

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators sa...
08/06/2026

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more:

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more: ...

We're honored to be recognized as GAINSCO's Top Producing Agency in Maryland for the 2nd Quarter of 2026! 🏆This award is...
08/06/2026

We're honored to be recognized as GAINSCO's Top Producing Agency in Maryland for the 2nd Quarter of 2026! 🏆

This award is a reflection of the hard work, dedication, and commitment of our incredible team, and the trust our clients place in us every day.

Thank you to GAINSCO for the recognition, and thank you to our customers for choosing Simmerer Insurance to help protect what matters most. Here's to continuing to serve our community with excellence!

Address

601 7th Street Ste 103
Laurel, MD
20707

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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