Morita Financial Concepts Inc.

Morita Financial Concepts Inc. Founded in 2003 by Morty Katz who entered the Insurance business in 1982. He has been servicing the

We, at Morita Financial, strive to provide the most out of the box thinking to help the consumer obtain the most cost effective plans and products in their quest for family and personal security.

An Annuity, period certain is a contract providing income for a definite and specified period of time, with payment goin...
03/26/2025

An Annuity, period certain is a contract providing income for a definite and specified period of time, with payment going to a designated beneficiary if the annuitant dies prior to the end of that period.

Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordab...
03/25/2025

Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordable way of ensuring that your home is paid for no matter the circumstances. Cancer, stroke, heart attack, injury, death—your family will never be in jeopardy of losing its home as long as you put a custom mortgage protection insurance plan in place.

Living benefits are exactly what the name implies. They are benefits paid from the term life policy while you are living...
03/24/2025

Living benefits are exactly what the name implies. They are benefits paid from the term life policy while you are living. More commonly, they are known as accelerated death benefits.

Though we travel the world over to find the beautiful, we must carry it with us or we find it not.
03/21/2025

Though we travel the world over to find the beautiful, we must carry it with us or we find it not.

First-year premium is the life insurance premium falling due during the first year the policy is in force. Premiums paid...
03/20/2025

First-year premium is the life insurance premium falling due during the first year the policy is in force. Premiums paid in subsequent years are known as renewal premiums. In an annuity, first year premiums are any payments used to initially purchase the policy or that are paid during the first year.

Life Insurance 101: Contingent Beneficiary: Is a secondary beneficiary who will receive the death benefit if the primary...
03/19/2025

Life Insurance 101: Contingent Beneficiary: Is a secondary beneficiary who will receive the death benefit if the primary beneficiary dies before the insured.

Having life insurance later in life has many advantages, like relieving the burden of funeral costs, paying state estate...
03/18/2025

Having life insurance later in life has many advantages, like relieving the burden of funeral costs, paying state estate taxes, paying off your debt or simply giving your children a nest egg they can use to help support their own families.

Around 65% of adults that don’t have life insurance say they don’t know how to buy a policy or aren’t sure what life ins...
03/17/2025

Around 65% of adults that don’t have life insurance say they don’t know how to buy a policy or aren’t sure what life insurance is right for them.

"Just don't give up trying to do what you really want to do. Where there is love and inspiration, I don't think you can ...
03/14/2025

"Just don't give up trying to do what you really want to do. Where there is love and inspiration, I don't think you can go wrong."

An annuity is different from most other retirement savings vehicles. It's actually a contract between you and an insuran...
03/13/2025

An annuity is different from most other retirement savings vehicles. It's actually a contract between you and an insurance company. In return for making one or more premium payments, the insurance company agrees to provide you an income stream, usually during retirement.

The face value of a life insurance policy is the death benefit the policy will pay. If you take out a $100,000 life insu...
03/12/2025

The face value of a life insurance policy is the death benefit the policy will pay. If you take out a $100,000 life insurance policy, $100,000 is the face value. That value can change over time as you borrow from the policy or increase the amount of coverage you have. Face value is not the same as cash value, which is the excess premiums you’ve paid plus interest earned, which accumulates in the policy’s cash value account.

Are you confused about how to set up Life Insurance to protect your future and the ones you love? Contact us today so we...
03/11/2025

Are you confused about how to set up Life Insurance to protect your future and the ones you love? Contact us today so we can review your situation!

Address

4846 N University Drive Ste 173
Lauderhill, FL
33351

Opening Hours

Monday 8am - 11pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 9pm
Saturday 9am - 8pm
Sunday 8am - 11pm

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