This means that you pay only AFTER we correct or remove negative information from your credit. We are a full service credit repair company that uses advanced credit repair techniques in order to remove derogatory information from our client's credit reports. The techniques involve but not limited to using the laws and regulations set forth that governs the credit bureaus, Equifax, Experian, and Tr
ans Union, as well as the original creditors and collection companies. The regulations that govern them included but not limited to the Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA), Fair Debt Collections Practices Act (FDCRA), Consumer Protection Laws, US Bankruptcy Laws, and Health Insurance Portability & Accountability Act (HIPAA). We comply with the regulations of the Credit Repair Organizations Act (CROA) by not charging any upfront fees for our credit repair services and complying with the rest of the regulations set forth.