HBW Partners - Paul Morehouse

05/13/2026

The June 30th Free Application for Federal Student Aid (FAFSA) deadline is rapidly approaching.

The information students and parents (if applicable) enter into the application determines eligibility for federal grants, student loans, work-study programs, and various state and school-based aid. As such, failing to submit this key form can have serious financial consequences.

Here are some key action items for those with the FAFSA still on their to-do list:

✅ Obtaining federal student aid (FSA) IDs for each contributor (student, parents, etc.).
✅ Getting all tax information from the previous year ready and any required financial information.
✅ Deciding which colleges to share the FAFSA information with. If a specific college has already been chosen, you only need to include that institution.
✅ Carefully reviewing the FAFSA submission summary.
✅ Signing and submitting the application before the deadline.

We hope this checklist helps those preparing for college submit the FAFSA accurately and on time!

Regardless of what milestones you’re approaching, know that we are here to help you make investment decisions that reflect your current goals and future ambitions. Give us a call anytime.

03/03/2026

We recognize how difficult it can be to set aside the strong emotions that often arise during major geopolitical events, such as the start of the war in Iran on February 28, 2026. However, as difficult as it may be, investment decisions driven by short-term fear should be avoided, as history has consistently shown that long-term investing outshines attempts to time the market during periods of volatility.

Here is what we know so far:

💠Oil prices have risen and may continue to increase, with the Strait of Hormuz effectively closed.
💠Global markets have closed lower and may continue to experience volatility in the coming days.
💠Gold, a safe-haven asset, has surged.
💠There is some risk of limited economic impacts tied to these developments, depending on how the situation unfolds.

However, there are still unknown variables, including how long the war will last, whether the conflict will expand beyond the current fighting in Iran and Hezbollah, and who will rise to power in Iran.

Ultimately, the decisions made by Iran, Israel, the United States, and other countries may influence markets and the broader economy

We understand that periods like this can feel uncertain. Please know that we are actively monitoring developments, assessing long-term opportunities, and considering your specific financial situation. We will continue to keep you informed of meaningful market and economic updates.

If you have questions in the meantime, do not hesitate to reach out.

02/16/2026

Trump Savings Accounts, officially designated as Section 530A accounts, are new tax-deferred investment accounts created for children under age 18. Swipe for an overview of what parents need to know.

As with any long-term investment vehicle, understanding contribution limits, tax treatment, and withdrawal rules is key to determining whether this account aligns with your family’s goals. Reach out anytime for investing guidance from our team.

01/01/2025

Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

12/30/2024

The average college senior graduates with credit card debt. How will your kids manage money?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

12/27/2024

Did you hear about Aretha Franklin’s handwritten will? How did Frank Sinatra keep his family from contesting his \$100m estate? The examples of famous celebrities underline the need for a clear estate strategy.

The examples of famous celebrities underline the need for a clear estate strategy.

12/25/2024

Mortgage lenders consider many personal factors when deciding whether you can afford a home.

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

12/23/2024

As retirement approaches, enhance your financial well-being. Explore some key tips for a prosperous retirement.

Here are ten key steps to help improve your financial health and make the most of your retirement years.

12/20/2024

Do your kids have the right stuff for college?

Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.

12/18/2024

10 tips that can head-off marriage money problems.

Couples may be able to head off many of the problems in a marriage that money can cause.