Nicole Davis, Mortgage Loan Originator

07/18/2023

When thinking of purchasing a home 🏠 - who is your go-to for advice? Is it the news 📺, your uncle👴 or the internet💻?

While there may be some good insight from each of them, it is always a good idea to talk to a licensed mortgage professional - we work with buyers day in and day out to help them achieve their real estate goals!

Call me today for a free consultation 702.580.1814 📲
Your dreams of homeownership may be closer than you think! 😁

06/16/2023

Let’s set the record straight by debunking yet another Home-Buying Myth once and for all.💪💪

⛔ Myth: If you owe a lot of student loan debt, there is no way you can get a mortgage.
✔️Reality: Having a lot of student loan debt doesn’t automatically disqualify you from getting a mortgage. The key factor is not necessarily the size of your loan, but the amount of your total monthly debt payments compared to your monthly income. This is called DTI. 🧑‍🎓

The bottom line? Strategy! 📈📈 Explore your home financing options early, and start building a personal team of experts on your side.

DM me to learn more!

06/12/2023

5 must-ask questions for your lender: 👇

1. What are my mortgage options?
2. Can I qualify for any down payment assistance programs?
3. What are your lender fees?
4. What will my closing costs be?
5. How often will I be updated on the loan’s progress?
Communication is key to getting the results you want for your dream home.

Save this post for later when you’re ready to look for your next home! OR give me a call today and we can your pre approval started! 702.580.1814

06/09/2023

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.

06/08/2023

👭💖 Hey, it’s Best Friends’ Day! What’s more exciting than celebrating friendship? How about celebrating it in a home you both adore!

Imagine the endless laughter echoing in the living room, movie nights in the cozy den, or impromptu dance-offs in the kitchen – the possibilities are endless!

So here’s to good times, great friends, and homes that welcome the joy of friendship every day! 🎊 Happy Best Friends’ Day, from my home to yours! 🏠

06/07/2023

Q: How often do closings fall through?
A: Not very often! In fact, about 96.1% of contracts seal the deal through closing day. So, you can stop holding your breath!

Closings can fall through for many reasons, from declined mortgage applications and failed home inspections to low appraisals and title issues.

Work with an experienced mortgage broker (Hello 👋) and you can help boost your odds of getting across the housing finish line. 🏁

Nicole Davis - NMLS 1583861
702.580.1814
[email protected]

06/01/2023

New month, new beginnings!

If you have been on the fence about making a move and purchasing a home, now is a great time! The market usually heats up in summer, maybe you’re looking for a certain school district or a backyard oasis?

Give me a call today to begin your journey, and be in your new home before the summer ends!

👩🏼‍💼 Nicole Davis
🪪 nmls 1583861
📞 702.580.1814
📧 [email protected]
Apply now: https://go.streamlinehl.com/Nicole-Davis
🏢 Streamline Home Loans

05/26/2023

❌ Myth: School District is Irrelevant to Those Without Kids
✔️ Fact: Even if you don’t have kids, you should still pay attention to the rating of the school district when buying a home.

You might be thinking, “Why? I’m not planning on having kids so this doesn’t matter to me.”

It might not seem important to you now, or even while you’re living in that home, but when it comes time to sell, you’ll be kicking yourself for not placing more importance on the school district rating in your neighborhood.

Why?

Because a good school district will help to increase the value of your home and boost home price when you decide to sell.

05/25/2023

Financing your home purchase.

You’re getting ready to purchase your first home, and you want to make sure you get the best deal possible. With so many options out there, it can be a bit overwhelming at first. But don’t worry! With a little research and my guidance, you’ll be on your way to finding the perfect loan for your needs.

🔸 First, you’ll want to decide on a loan type
Do you want to go with a traditional mortgage loan or a government-backed loan such as an FHA loan or VA loan? Each one has its own set of benefits and drawbacks, so you’ll want to weigh the pros and cons to decide which one is best for you.

🔸 Next, you’ll want to compare interest rates
Shop around and compare rates from different lenders to see who offers the best deal. Don’t forget to factor in other costs such as points and origination fees that may be associated with the loan

🔸Finally, you’ll want to consider other financing options such as grants or down payment assistance programs. These can be great resources for first-time home buyers who need a little extra help.

So don’t be intimidated when it comes to financing your first home. With a little research and the right information, you can find the perfect loan for your needs. Good luck, and happy house hunting! Give me a call 📱 to get started today! 702.580.1814