What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Merit Lending

Kelly Graham, Owner/Broker at Merit Lending, has over 26 years experience helping his clients save thousands on their mortgage or refinance loan.

He can help you too!

* NO LENDER FEES
* EASY PROCESS
* GREAT RATES
* FASTER CLOSING
* EXCELLENT SERVICE Serving clients in Nevada, California and Utah!

09/29/2025

Congratulations Linsy! You’re a new homeowner and wonderful person!

04/10/2025

SHEIN: home of dope sweaters and moral dilemmas 🧥🔥

Fast fashion does what it does best—gives you style while making you question everything.

So… are we ignoring it, or what?

04/08/2025

Made a lot. Spent a lot. Wish I kept more. 💸

Real estate makes you think the money train never stops… until it does.

Hold onto assets, save more, and don’t chase the next big thing just because you can.

Learn from my 30+ years so you don’t have to learn the hard way.

04/07/2025

Most people focus on getting—I focus on giving 🎯

Helping families buy homes is great, but training loan officers to build their businesses?

That’s legacy. Serve. Communicate. Help people win. And they’ll always come back.

04/03/2025

Mortgages? Boring 🥱 Tequila & fitness? Way better 🥃💪

I started mixing my passions into my business, and suddenly work wasn’t just work—it was fun.

Build relationships your way.

04/02/2025

🏠💰 Ready to buy a home in the Las Vegas area? Join us for a FREE Lunch & Learn hosted by Merit Lending and Attainable Housing Advocates! 🌟

Learn how you can access a $13,000 homebuyer incentive to make your dream home a reality!

04/01/2025

Most lenders overcomplicate everything 🏡

If you have income, credit, and assets, you have options. The only thing standing in the way?

A bad communicator. If your lender can’t explain it so you understand, they don’t deserve your business.

03/31/2025

Most people quit when things get tough 🤷‍♂️

Recession? Market crash? Slow months? They run back to their old job.

Pros? They adapt, they save, they keep moving. Retreat isn’t failure—it’s strategy.

Just don’t stop. Your future is your responsibility.

03/27/2025

Most lenders drag their feet. I don’t ⚡

21 days or less—you’re pre-approved, closed, and holding the keys.

Families in Vegas have called me since 1995 to make it happen.

That’s why they call me the Super Broker.

03/25/2025

Banks lock you in—brokers move your loan when rates drop 📉

I’ve saved deals just by shifting lenders when better pricing came up.

If your lender can’t do that, you’re probably overpaying.

03/24/2025

Most people try to sell without earning trust. 🤦‍♂️

In the Hispanic community, trust isn’t given—it’s built.

If you don’t learn their culture, respect their way of doing business, and actually care, you’re never getting their business. Simple.

03/20/2025

Most lenders talk at you. I talk with you. 📢

If you're lost in the home buying process because no one speaks your language—literally—I got you 🏡💰

Because buying a home shouldn’t feel like taking the SAT in a foreign language.

Address

9960 W Cheyenne Avenue, Ste 240
Las Vegas, NV
89129

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://meritlending.com/

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Welcome to Merit Lending

Thank you for considering Merit Lending for your home loan. We take great pride in knowing that we can offer the best terms possible for you. Our small size and low overhead allow us to provide you the best interest rates with low fees and personal service.

People come to Merit Lending for the following:

Below-market rates on conforming, government and jumbo loans