A title loan is a loan that you can get easily by using your vehicle title as collateral. Getting the loan is as easy as showing proof of income and ownership of your vehicle, with no lien holders. Why is Title to Cash the best option for getting a title loan? Title to Cash offers one of the most competitive interest rates in the business, usually 51% lower than the competition. We also offer more
cash! You never have to worry about a credit check and the process is completed in 30 minutes or less. With Title to Cash, it couldn't be easier! Hundreds have been helped by the speed, ease and convenience of Title to Cash's services. What is a lien-free car title? A lien-free car title means you owe no money to any company whatsoever. Usually liens are placed on a vehicle when there is money owed on it. In order to get a title loan from Title to Cash, you need to have a lien-free vehicle. How does the title lending process work? Title to Cash makes the title lending process simple, and it only takes a few minutes to get the cash you need. Here's what you do...
Bring your car and lien-free car title to Title to Cash. Fill out an application while Title to Cash does a quick 5-minute vehicle appraisal. Title to Cash will determine a transaction amount based upon your need and the appraised value of your vehicle. Upon approval, you will receive the cash you need and be able to keep using your vehicle. Once you pay off your account balance, Title to Cash gives you back your title and your free to go. What if I have bad credit? Am I still eligible for a title loan? Absolutely! Your credit score is not considered when you come in to Title to Cash for a title loan. That's the great thing about a title loan. You can have good credit, bad credit, or no credit and still get a title loan. There is also no effect on your credit score by getting a loan through Title to Cash. What is required to be approved for a title loan? To be approved for a title loan with Title to Cash, you must be at least 18 years old and have the following:
A vehicle
Lien-free car title
Proof of income
A government-issued ID
Does the car title have to be in my name? Yes, the title of the vehicle you are using to obtain the loan is required to have your name as the owner. If you own the vehicle jointly with another person, contact the nearest location and speak with a representative to determine if the other person has to apply with you. Do I need to have a job to be approved for a title loan? No, Title to Cash does not require you to be currently employed to get a title loan. But you do need to have some type of income (unemployment, disability, retirement income, etc). What if I am on disability or retired? Can I still be approved for a title loan? As long as you have a source of income (disability, pension, etc.), you are eligible for a title loan with Title to Cash. How do I know if I will be approved for a title loan? In order to know for sure that you are approved, stop by your nearest Title to Cash with the list of items mentioned above. Title to Cash will do a quick assessment of your vehicle while you fill out the nesicary paperwork. In about 15 minutes, you will know how much cash you have been approved for. Can I only apply for a title loan at Title to Cash locations? You can apply for a title loan at any one of our 2 convenient locations in Las Vegas. How much cash can I get with Title to Cash? You can get up to $10,000!* The loan amount is based upon your need and the value of your vehicle appraisal. How long does it take to get approved for a title loan? With Title to Cash, you can get the cash you need in under 30 minutes. Please make sure that you being the required items when you come in to apply for your title loan and you'll have the cash you need fast. How do I get my title back? Title to Cash will return your title immediately after you pay back the full amount due on your account. Why acquire funds from a title lender? Getting a title loan is easier and faster than many other sources of loans. No waiting days for approval from a bank or financial institution. No need for perfect credit. At Title to Cash, we use the value of your car to determine what your eligible for. And you can keep driving your car while you have the loan. Aren't title loan interest rates considered high? Not with Title to Cash. While some title lenders do charge high interest rates, Title to Cash charges up to 51% less than these guys. How do I know my personal information is safe with Title to Cash? Title to Cash has been a trusted consumer lender for over a year in Las Vegas and goes to extreme measures to keep our customers' personal information safe. Your information is as safe as it can be with Title to Cash. How do I make a payment on my title loan? Title to Cash offers various payment options for customers: debit, Western Union, and cash. You choose the option that makes the most sense for your situation. Is there a pre-payment penalty? Title to Cash does not charge a pre-payment penalty. In fact, we encourage customers to pay off their title loans sooner if possible.
