Craig Koehm NMLS #363313

Craig Koehm NMLS #363313 Craig Koehm
Mortgage Loan Officer
NMLS # 363313 Branch NMLS ID # 39754

Hold off on big purchases until after closing.It can be tempting to start buying furniture or making big financial moves...
08/27/2026

Hold off on big purchases until after closing.

It can be tempting to start buying furniture or making big financial moves once a home is under contract. But large purchases before closing can affect your debt-to-income ratio and potentially impact your loan.

Holding off until after the keys are in hand is the safer move.
https://myoc.io/httpswwwpmrloanscomloanofficerCraigKoehm

If part of your income comes from overtime or bonuses, it may still count toward a mortgage.The key isn't just how much ...
08/20/2026

If part of your income comes from overtime or bonuses, it may still count toward a mortgage.

The key isn't just how much you earn. Lenders also look for consistency and documentation during the approval process.

Read the full breakdown at pmrloans.com.
https://myoc.io/httpswwwpmrloanscomloanofficerCraigKoehm

Back-to-school season has a way of making you rethink how your home is set up.A dedicated spot to focus, spread out, and...
08/18/2026

Back-to-school season has a way of making you rethink how your home is set up.

A dedicated spot to focus, spread out, and get things done can make the whole school year feel a little more manageable for everyone in the house.
https://myoc.io/httpswwwpmrloanscomloanofficerCraigKoehm

It's a common assumption that you have to sell before you can buy. In reality, the order of those steps depends on a num...
08/13/2026

It's a common assumption that you have to sell before you can buy. In reality, the order of those steps depends on a number of factors, including your financial situation, local market conditions, and timing goals.

There are options worth exploring before assuming one path is the only one available.
https://myoc.io/httpswwwpmrloanscomloanofficerCraigKoehm

A payment that stays the same makes planning ahead a little easier.One of the quieter benefits of a fixed-rate mortgage ...
08/06/2026

A payment that stays the same makes planning ahead a little easier.

One of the quieter benefits of a fixed-rate mortgage is knowing exactly what to expect each month.

No surprises, no adjustments. Just a consistent payment that makes it easier to plan for what's ahead.
https://myoc.io/httpswwwpmrloanscomloanofficerCraigKoehm

Craft room or home office. If you had the extra space, which would you choose? Drop your pick in the comments.
07/31/2026

Craft room or home office. If you had the extra space, which would you choose? Drop your pick in the comments.

Address

5550 Painted Mirage Road, Suite 320, Suite 22
Las Vegas, NV
89149

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