Modern Capital Concepts

06/05/2026

We made a video explaining how to open an account with us! Enjoy! Nancy Teinowitz was the choreographer. Erin Babbin of On The Real Film was the director.

Stay tuned to the end for the information needed to open an account...

06/01/2026

Some people are managing their home insurance expense by choosing a high deductible. This could strain savings if disaster strikes. Talk to us if you want to factor in costs to protect your assets in your financial plan.

The growing frenzy over memory chips is driving a historic stock rall

05/20/2026

Are you on track for retirement? We use Monte Carlo to gauge probability of success. If yours is less than 82% you could:

1. Increase savings
2. Reduce expenses in retirement
3. Plan to work longer

A diversified strategy involving all three is a prudent approach. Schedule a time with us if you need help calculating the impact on your earliest retirement date.

05/12/2026

How long are high oil prices expected to last? We can look to the futures market for insights into how investors have historically perceived the duration supply shocks. According to this video by the CME, investors tend towards overoptimism.

Oil futures are sharply higher at the front end vs. towards the end of 2026 amid the Middle East conflict.

04/22/2026

When a transformational technology emerges like it it crucial for companies to form partnerships to innovate together and develop standards that are inclusive of diverse segments of the population and consider environmental impact. is a leader in green data centers and would use more of its warm air from data centers to heat communities if municipalities had the infrastructure for it. is reducing water consumption in data centers by cooling Nvidia GPUs with oil - they do R&D together, is partnering with startup to reduce waste and environmental damage in mining.

These are not stock recommendations. Investing involves risks including loss of principal.

04/20/2026

At Hannover Messe: Microsoft x Nvidia enables manufacturing teams to track performance.

04/20/2026

At , one of the world’s largest industrial fairs, enabling more intelligent product design, reducing waste in production, and improving the flow of data for business intelligence are big themes.

Photo: Deb Cupp, EVP & Chief Revenue Officer, Microsoft Global Enterprise.

04/20/2026

Everyday Low Prices (EDLP) is key to maximizing resources for higher ticket items. At the grocery store, I buy produce on sale and yesterday’s baked goods. One time I bought cabbage and told my kid to pretend it was kale. And every now and that we binge on raspberries that I bought on sale. It makes it easier to afford travel or a dinner out with friends so we are going to keep at it.

High earners are embracing thriftiness—unless it’s for something really fun.

04/05/2026

I went to the center of China’s humanoid robot industry to learn about their applications of embodied AI. China has for years been deploying robots in surgery from dental implants to heart and knee surgery and it’s covered by insurance. Here is example of a dental implant robots.

04/05/2026

Robot taxi in Beijing. China wants to dominate robotics but their driverless taxi experience is far behind Waymo. It took thirty minutes to order and wait for this taxi and it picks up only at designated locations, like the bus. At least it cost one-tenth of the cost of a Waymo.