Modern Capital Concepts

10/15/2026

I am opening a Trump account for my 17 year old. Why? It’s a retirement that a parent or relative can contribute to. So I could deposit $5,000 this year and $5,000 next year and when she turns 18 it becomes hers. Then she does a Roth Conversion which makes the $10,00 taxable income but does not have the 10 percent early withdrawal penalty and since she will be in the lowest tax bracket, she pays no taxes.

Clients should talk to me if they want to learn more.

10/07/2026

At the Economist Grid Intelligence Summit Europe: Energy is weaponized. It used to be about climate and now it’s about sovereignty. Decentralized generation is more expensive but more resilient against attacks from Putin. 

10/06/2026

At the Economist Sustainability Week in Amsterdam. Nadia Setiabudi of Adidas says fashion is a journey.

To be more sustainable we need to reduce the waste from bad purchase decisions. “Fashion is a social, functional, and emotional decision.”

Consumers need to spend more time thinking about how an item meets these three criteria. Let’s end impulse shopping.

09/22/2026

We are in the networking layer if the AI stack. At the in Málaga, presentation by Huawei. There are many types of networks that are feasible and we won’t know what will stick until customers use them. From an investment perspective, this means it’s hard identifying which company will dominate. And it might not be a US company. Huawei might dominate the market through the time proven Chinese model of low price and massive scale.

09/21/2026

At tech conference in Málaga, Spain. Oracle says current tech spend in data centers is not sustainable. Companies seeking solutions to lower energy consumption. Fiber optic cables seem to be a solution.

Reducing packet loss avoids the need to resend data. Routing is becoming more granular from flow-based to Packet based, according to Huawei.

Talk to us to learn about companies innovating on reducing data center power consumption.

09/18/2026

The next Women's Travel Club Dinner for clients is on 10/21. RSVP on Eventbrite. Contact Khloe if you need to bring your kid/s.

Share your travel stories and get inspiration for your next trip with other women who want to explore the world.

09/08/2026

I’m working from Oregon until Friday. My clients here are so lucky!

08/11/2026

Planning for needs to cover Social Security and Medicare. Prepare for your meeting with us by estimating your expenses so we can determine how you need to cover from assets in the event your Social Security benefit is reduced due to insolvency or increased Medicare payments.

08/11/2026

At the LPL Financial Independent financial advisors are more likely to recommend solutions in the client’s interest.

08/10/2026

Higher income retirees should expect to pay more for Medicare Part B in retirement. If you retire before age 65, expect to pay COBRA level prices. Schedule a time to go over your retirement income strategy to manage healthcare subsidy eligibility.