Chris Garza Loans

Chris Garza Loans Chris Garza, NMLS #373813
Stockton Mortgage NMLS # 8259
Equal Housing Lender.

You do not have to wait until you find a house you love to talk to a lender.In fact, starting earlier can give you time ...
09/03/2026

You do not have to wait until you find a house you love to talk to a lender.
In fact, starting earlier can give you time to understand your buying power, discuss financing options, work through potential challenges, and establish a comfortable price range.
Then, when the right home does come along, you can spend less time wondering what is possible and more time deciding whether it feels like home.

Refinancing your home could come with more savings and less hassle than you might expect.With SmartRefi, eligible borrow...
09/02/2026

Refinancing your home could come with more savings and less hassle than you might expect.
With SmartRefi, eligible borrowers may save $300–$4,000* on refinance costs while benefiting from a faster, more streamlined closing process.
Thinking about refinancing? Reach out to see if your loan may be eligible for SmartRefi.
*Depending on state and loan amount. Only available in select states.

If your credit is keeping you from even asking about a mortgage, it may be worth having the conversation anyway.Mortgage...
09/01/2026

If your credit is keeping you from even asking about a mortgage, it may be worth having the conversation anyway.
Mortgage qualification can involve several factors, including income, debt, assets, credit history, property type, and the loan program being considered.
And if you are not ready today, understanding why can help you build a clearer path forward.
A “not yet” does not always mean “not possible.”

There's something special about summer evenings at home. 🌅 Whether you're grilling on the patio, watching the kids play...
08/29/2026

There's something special about summer evenings at home. 🌅
Whether you're grilling on the patio, watching the kids play, or simply enjoying the sunset, those unhurried moments often become our favorite memories.

Here's to soaking up every last bit of summer.

🏡 Enjoy Your Mortgage.

Homeownership isn't just about creating memories. It's also about building something valuable over time. 🏘️The equity yo...
08/27/2026

Homeownership isn't just about creating memories. It's also about building something valuable over time. 🏘️

The equity you've built may be able to help you reach future goals, invest back into your home, or simply create more financial flexibility. 💸

If you're curious about what your equity could do for you, let's have a conversation.

There can be a lot of pressure around buying a home.The perfect neighborhood. The perfect amount of space. The place you...
08/27/2026

There can be a lot of pressure around buying a home.
The perfect neighborhood. The perfect amount of space. The place you will stay forever.
But sometimes your first home is simply the place that fits your life right now.
A condo, townhome, smaller home, or different neighborhood may be the beginning that eventually helps you reach something bigger.
Homeownership does not have to begin with your dream home. It can begin with a smart first step.

Address

303 S Water Street Suite 200 Office 260
Las Vegas, NV
89015

Telephone

+17022030110

Website

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