Cardinal Financial-Lucresha Rose Nmls#404564

Cardinal Financial-Lucresha Rose Nmls#404564 Whether you're getting into your first home, or second home, my highest priority is service. I love watching Netflix and Crime Drama's.

Background
Lucresha has been a professional in the mortgage and lending business since 1988. Her career started in retail banking where she was for 17 years prior to transitioning into the mortgage industry. Her extensive background in customer service, wealth building as well as asset management makes her a valuable asset to her clients. On What She Finds Rewarding
“What’s most rewarding to me ha

s been building long-lasting relationships with both my clients and colleagues.”

On Her Priorities
“My highest priority is giving customers the information they need to make an educated decision. Another big priority of mine is constant communication about the loan process that leads to closing the deal with my client’s full satisfaction.”

On Helping Clients Be Successful
“The best way to help clients be successful is to educate them on credit, assets and loan products.”

On Her Interests
“Away from the office, I am a mother of 3 adult sons. Lucresha Chris Rose, Senior Loan Originator, NMLS 404564
CFLP 66247
EQUAL HOUSING OPPORTUNITY
https://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1850

Lic in AZ, NV, CA
AZ BK 0906702
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
NV MB 164

Your credit score helps lenders see how you've handled debt in the past; the higher your score, the lower the interest r...
07/22/2025

Your credit score helps lenders see how you've handled debt in the past; the higher your score, the lower the interest rate on your mortgage might be. So, as you can imagine, it's good to raise your score in preparation for applying for a loan. Send me a message for more tips to help get your finances in good shape for a mortgage!

Refinancing doesn’t have to be stressful, especially with the right guide by your side! 🌞 Whether you're looking to lowe...
07/01/2025

Refinancing doesn’t have to be stressful, especially with the right guide by your side! 🌞 Whether you're looking to lower your monthly payment, tap into equity for summer projects, or just see what’s possible, I’m here to help. We’ll walk through your options and find the best fit for your goals. Curious if now’s the right time? Let’s connect and talk numbers! 💬📉

Homeownership comes with more than just a place to call your own—it can also come with tax benefits! 💰 From mortgage int...
06/09/2025

Homeownership comes with more than just a place to call your own—it can also come with tax benefits! 💰 From mortgage interest deductions to property tax write-offs, owning a home could help you keep more money in your pocket. Not sure how it all adds up? I’m here to help break it down! Send me a message to learn more about how buying a home could benefit you this tax season.

03/22/2025

If you’re considering building a home and wondering if it’s the right fit for you, send me a message. We can talk about the pros and cons of building and financing a new build and if it’s right for your unique situation!


https://www.apmortgage.com/lucresha-rose

03/22/2025

Did you know that in most cases a first-time homebuyer is defined as an individual who has not owned a residence within the past three years? That’s right! Even if you’ve owned a home before, you may still be able to reap the benefits of being a first-time homebuyer.

To learn more about qualifying as a first-time homebuyer, send us a message! We would love to help you on your homeownership journey.


https://www.apmortgage.com/lucresha-rose

03/22/2025

When determining how much home you can afford, there are two things to consider:

1. How much you can qualify for with a mortgage lender. This takes into account your gross monthly income, other debt and monthly obligations, assets, credit score, and ability to repay your mortgage.
2. What monthly payment you feel comfortable making, taking into account your other obligations, lifestyle, and expenses tied to homeownership.

These two numbers don’t always align, so it’s important to get a look at how homeownership will pencil out for you—which is exactly what our payment calculators and my team can help with.

To connect with my team for guidance, send us a DM and let’s get you on the path to homeownership!
https://www.apmortgage.com/lucresha-rose

03/15/2025

Once you’ve decided on building vs. buying, the fun begins. Compared with buying an existing home, building a home has a whole different set of to-do tasks and a much longer process that you’ll want to prepare for.

I’m here to help you prepare by sharing the construction & loan process and all the little things to expect. Send me a DM to get started!


https://www.apmortgage.com/lucresha-rose

03/12/2025

Did you know that owning a home offers tax benefits? Homeowners can take advantage of deductions on mortgage interest, property taxes, and certain expenses tied to getting a mortgage. All that can reduce your overall liability come tax time.

Curious on what tax breaks you may be eligible for? Send me a DM, I’d love to chat!


https://www.apmortgage.com/lucresha-rose

03/08/2025

Down payment assistance is a hot topic in today’s market, and there are three commonly asked questions about it:

1. How does it work?
2. What programs are available to me?
3. Is it the right fit for my situation?

The truth is there are many programs offered at the local, state, and national levels, and they each come with their own set of qualifications and guidelines.

That’s why it’s important to get informed about your options. The best way to do that is to meet with our team so we can assess your specific scenario, answer your questions, and match you with the right programs.


https://www.apmortgage.com/lucresha-rose

Address

10777 W Twain Avenue, Ste 210
Las Vegas, NV
89135

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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