Joshua Nieves Team at Merit Lending NMLS 557025

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Joshua Nieves Team at Merit Lending NMLS 557025 Looking to Buy or Refinance? We Can Help! 🏠✨

Ready to buy your dream home or refinance for better terms? Our team is here to assist you every step of the way! 🌟

Joshua Nieves is a Branch Manager for Merit Lending. He is committed to helping people get HOME. A born Las Vegas Native that is an expert on Mortgage loan knowledge and the Las Vegas Real Estate market. Joshua has been licensed since 2000. Joshua has worked in all aspects of mortgage lending assisting several homebuyers in achieving their goals of homeownership. Joshua Nieves interviews all new applicants and guides them throughout the first steps of the loan process up to qualification and approval of the loan. He can help with Loan numbers, pricing, interest rates, and loan status after application up to approval and closing. Providing mortgage solutions and good answers has been one of key points he has built his reputation and business on. Joshua counsels our borrowers towards readiness for homeownership, determining eligibility for all our programs, and discusses any sort of assistance that could be available for the borrower while preparing a home financing plan to complete. Joshua has an unsurpassed amount of knowledge regarding “how to” get a loan and loves to share this knowledge with anyone interested or needing to buy a home. He has proven that he has a strong knowledge in mortgage loans such as Conventional, FHA, VA, Down Payment Assistance, Investor loans, and Jumbo financing. Joshua is a member several multicultural associations related to the Real Estate Industry – NAHREP, AAREA, WCR of Las Vegas, and Las Vegas Chamber of Commerce member.

10/30/2026

🏠 Should you buy now? It depends on you, not the headline.

Before you open a single listing, bump your payment up 10% and see if you can still save, eat out, and sleep at night.

📌 Save this for when you start house hunting.

💬 DM me and we’ll run your numbers together so you know your real comfortable payment.

Happy Nevada Day! 💙⭐There’s something special about calling Nevada home.From the beautiful desert sunsets and mountain v...
10/30/2026

Happy Nevada Day! 💙⭐

There’s something special about calling Nevada home.

From the beautiful desert sunsets and mountain views to the neighborhoods, local businesses, and people who make this community what it is, there’s so much to appreciate about the Silver State.

I’m grateful to live and work in a place where I get to help people put down roots and build their futures.

Here’s to the place we call home and the people who make it special.

Wishing everyone a wonderful Nevada Day! 🏡

—
Joshua Nieves
Mortgage Loan Advisor | NMLS 557025
📞 (702) 580-5069
📧 [email protected]

10/29/2026

🏢 Condo loans just got harder, and your HOA dues might go up too.

Fannie Mae and Freddie Mac now want a full review on condo loans and 15% of HOA income set aside for reserves, up from 10%. This starts January 2027 -**Condo Owners - get this in the budget now!!

⏱️ My tip: order your HOA docs right away so the review doesn’t push your closing back.

📩 Buying a condo? DM me before you make an offer and I’ll help you plan the timeline. Save this for later too.

Forget ghosts and haunted houses… these are the things that actually scare me as a loan officer. 👻😂A new car payment, a ...
10/29/2026

Forget ghosts and haunted houses… these are the things that actually scare me as a loan officer. 👻😂

A new car payment, a surprise credit card, or an unexplained deposit might seem harmless, but during the mortgage process, even small financial changes can create unexpected challenges.

My advice? Before making a big money move, talk to your lender first. A quick conversation now could save you a headache later.

Let’s keep the scares for Halloween, not your closing day! 🎃🏡

Joshua Nieves | Mortgage Loan Advisor
Merit Lending | NMLS #557025

10/28/2026

🏠 Which of these are you doing right now?

A lot of people think they’re building wealth when they’re really just playing it safe. The difference usually comes down to how you use your financing.

💬 Want to know which move fits your situation? DM me and we’ll talk through it.

📌 Save this for when you’re ready to buy your next property.

Address

9960 W Cheyenne Avenue #240
Las Vegas, NV
89129

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm

Telephone

+17025805069

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