01/31/2026
💳 AMEX PLATINUM IN 2026 — IS IT WORTH $895?
Short answer: YES—if you steward it well. 👇🏾
God didn’t call us to play small. If you’re building legacy, traveling for purpose, or even running your business—this card can pay you back in abundance if you use it with intention.
✈️ TRAVEL FAVOR CREDITS
• 🏨 $600 hotel credit via Amex Travel
• ✈️ $200 airline incidental credit
• 🛂 Global Entry or TSA PreCheck (≈ $120)
• 🧳 Baggage insurance (up to ~$3,000)
• 🛋️ Lounge access for rest & restoration
🚗 DAILY LIFE PERKS
• 🚕 $200 Uber Cash
• 🚘 Uber One credit
• 🛒 Walmart+
• 🛫 CLEAR Plus credit (≈ $199)
📺 LIFESTYLE COVERAGE
• 📺 $300 digital entertainment
• 🍽️ $400 Resy dining (that’s $100 every quarter)
• 🛍️ $100 Saks credit (split in 6-month blocks)
🛡️ DIVINE PROTECTION FEW TAP INTO
• 🛒 Purchase Protection
– Up to $10K per item lost/stolen/damaged
– $50K/year total coverage
• 📱 Phone protection when you pay your bill with the card
🎯 REWARDS REVELATION
• ✈️ 5X points on travel & prepaid hotels
• 🎁 Up to 175,000 bonus points = free flights, hotel stays, or first-class upgrades
💰 POTENTIAL VALUE:
👉 Over $2,000+ in credits and perks
👉 BEFORE you even count travel lounges, protections, or points
⚠️ Stewardship Note:
If you don’t travel or won’t activate these benefits, it’s not for you.
But if you do? The $895 fee gets buried under the blessings 💥
Comment “AMEX” and I’ll send you the full breakdown of the cards I actually use to level up credit & cashflow 💳
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