XS Financial Consulting

XS Financial Consulting Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from XS Financial Consulting, Credit Counseling Service, 6150 Transverse Drive, Las Vegas, NV.

We are a team of:
📈Certified Credit Consultants
🤝Business/Financial Coaches
💰Creating/Teaching Generational Wealth
✨Invest In You

We specialize in helping individuals with credit education and credit improvement.

The World is in debt 🌎Almost all people and organizations are carrying debt to survive, including the Governments of all...
05/17/2022

The World is in debt 🌎

Almost all people and organizations are carrying debt to survive, including the Governments of all of our Nations.

This is just a fact of life and this is the way that we were raised. You must acquire debt to survive; there is no other way. 🙅🏾‍♀️

But, this is entirely not true.

So, the key to getting out of debt is really quite simple; organization.

You cannot help yourself get out of any situation without first realizing what exactly you
are into. This indeed is the first step.

Wanna start your journey towards debt-free life?
Dm us or go to the link the bio to book a Free Consultation.
⁣⁣⁣⁣⁣

Request an increase on your cards today. You never know, you might get an increase. This will help more than hurt anythi...
05/16/2022

Request an increase on your cards today. You never know, you might get an increase. This will help more than hurt anything.

High utilization kills your score significantly. This is always the 1st place to start when wanting to improve your credit score.

Cut down that utilization!

What are the 3 major credit bureaus & which one should you contact? Well, there are 3 major credit bureaus that have inf...
05/15/2022

What are the 3 major credit bureaus & which one should you contact?

Well, there are 3 major credit bureaus that have information on you regarding your credit history.
If you have ever applied for a loan or credit of any kind you have a file at one of the 3 major credit bureaus. 📇

You may have to request a free report online from all three to get an overall look at your credit report. 📄

You should also note that you might have an excellent credit record with two of the 3 major credit bureaus and a poor rating with another. 📊
So, make sure to request from all 3 of them!

Do you need help with your report? 👩‍💼📄
Contact us now to Schedule your Free Consultation! 📞

Keeping your credit card balances low will result in a low utilization rate, which is good for your score. Apply extra m...
05/13/2022

Keeping your credit card balances low will result in a low utilization rate, which is good for your score. Apply extra money as you have it. Or, if you're funds are low, split up that monthly amount into 2.

🔑What are the 3 major credit bureaus & which one should you contact?Well, there are 3 major credit bureaus that have inf...
05/13/2022

🔑What are the 3 major credit bureaus & which one should you contact?

Well, there are 3 major credit bureaus that have information on your regarding your credit
history.

If you have ever applied for a loan or credit of any kind you have a file at one of the 3 major credit bureaus.

You may have to request a free report online from all three to get an overall look at your credit report.

You should also note that you might have an excellent credit record with two of the 3 major credit bureaus and a poor rating with the other.

So, make sure to request from all 3 of them!

If there’s inconsistencies showing up on some of your reports, this would mean errors or inaccuracies that should be deleted.

Do you need help with your report?

Contact us via DM or our website link above, and let’s schedule your free consultation!

📋We are accepting new clients!!! Invest in yourself and take the 1st step of restoring/rebuilding your credit!📋💎Financia...
10/07/2021

📋We are accepting new clients!!! Invest in yourself and take the 1st step of restoring/rebuilding your credit!📋
💎Financial Literacy is Important to us! 💎
🧠We will not only help you validate and restore your credit, we will ensure you have an understanding of your credit situation and give you tips to self-improve.🧠
🔥Click the link in our bio to Get Started🔥

How to get out of credit card debt faster and save lots of money?⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀The most important lesson I learned a...
09/09/2021

How to get out of credit card debt faster and save lots of money?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The most important lesson I learned about getting out of debtors that you’ll NEVER get out of debt playing by the rules of your creditors.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
No matter what they say.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
After all, the longer it takes you to pay of your debt, the more money they’ll make. 🤷🏾‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So trust me, you’ll NEVER get out debt by just making minimum payments.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, how do you pay off your credit card bills…especially when money is REAL tight?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏾 Automate your minimum payment⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏾 Make additional payments as you have extra cash available (Can pay less than minimum amount)⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏾 Put most of your pay check on your credit card, the funds can be used right away (Use only what you need)⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏾 Use your credit cards as you would use your debit card⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
You’ll be able to pay off your bills more quickly, and the credit card companies will get their money faster.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Are you ready to get out of debt? Send us a DM or Click the Link in Bio.

What happened to your credit?? 👀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀The first step to repairing your credit s in understanding what happen...
09/07/2021

What happened to your credit?? 👀⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The first step to repairing your credit s in understanding what happened and why you are now in financial trouble.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Did you lost your job by being laid off?⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Did you get sick and lost access to your income?⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Or did you overspend and now find yourself with a mess to fix?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Your first step in fixing your credit is knowing and acknowledging the reasons why your credit situation is the way it is currently.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The second step is in knowing how tot fo about repairing your credit, and yes there is a right and wrong way of doing this!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, fix your credit the correct way.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Are you ready? We can help you! Send us a DM or click the link in bio.

Having poor credit may seem a little like you are stuck in quicksand, no matter how hard your struggle you just get suck...
09/04/2021

Having poor credit may seem a little like you are stuck in quicksand, no matter how hard your struggle you just get sucked in deeper.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
But there are simple things you can do that can improve your credit almost instantly, and other things that will work but it can take months to see the results.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
🔑 Of course, paying your bills on time alone with help enormously. Some of the other things that can help almost instantly are:⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏾 Paying down balances ⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏾 Reporting bills that don’t report to your credit already; cell phone bill, rent, etc.⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏾 Ask for a credit limit increases⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Although bills like utilities and cable don’t auto report to your credit, we all know that if you stop paying them, they’ll end up on your credit as negative accounts.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, pay everything on time every month. If there’s one thing I’ve learned, CALL your companies to ask for options if you can’t pay, or need to make other arrangements. You’d be surprised! 💁🏾‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Still confused about how to input our credit score? Send us a DM or click the link in bio.

Here's a quick question: What is the average U.S. credit score?⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀👉 The answer is 690.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀...
09/03/2021

Here's a quick question: What is the average U.S. credit score?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 The answer is 690.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, how close did you get? 🤔⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
If you were pretty far off, that's okay.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Before you can make an accurate guess, you need to know a few things.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
You need to have some idea of how the economy is doing.⠀⠀⠀⠀⠀⠀⠀⠀⠀
You also need to know what the full range of credit scores is.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
A highest score possible is 850, and the lowest possible score is 300. And a bit of a quick math tells us that the average of those two numbers is 575.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
But the national average credit score is 690.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
This mostly due to the fact that no matter how tough things get, people still do their best to pay their bills, and pay them on time. Perhaps many be people attribute it to the desire of keeping one's word.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Whatever the reason, the actual average of 690 is significantly higher than 575.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Got questions? Let's chat! - Send us a DM, or Post a Comment below 👇

Do you know how to keep your credit score safe?⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀If you have a lower credit score that you like, odds ar...
09/02/2021

Do you know how to keep your credit score safe?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
If you have a lower credit score that you like, odds are that the score is caused by some small financial mistakes or oversight you've made.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Not every person with bad credit has a low credit score caused by something they did though. 🤷‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Sometimes, other people's criminal activity can affect your credit score!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, here are a few tips that can keep you and your credit safe👇⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Look out for identity theft.⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Practice safe banking, safe computing, and safe business practices.⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Check your credit score regularly.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Sometimes, these errors are caused by mistakes made at the credit bureau, but they could be an indication that someone is using your identity.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, in either case, such mistakes could hurt your credit score. Fixing such errors improves your credit score.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
If you're in need of fixing errors or making any corrections to your credit report, we can help! Click the link in bio, or send us a DM. 🤝⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Got questions? Drop a comment below 👇

Do you know the best ways to boost your credit score?⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀The way credit scores are calculated, some action...
09/01/2021

Do you know the best ways to boost your credit score?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The way credit scores are calculated, some actions you take will affect your credit score better than others.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, paying your bills on time and meeting your financial responsibilities will boost your score the most.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
💎 It will show lenders that you take your finances seriously and pose little threat to lost money.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Here are a few tips that will boost your credit score 👇⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Pay your bills on time.⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Avoid excessive credit usage.⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Pay down your debts.⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉 Have a range of credit types.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The types of credit you have are a factor in calculating your credit score.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, in general, lenders like to see that you are able to handle a range of credit types well.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Book a Free 15 minute Consultation with us today! - See link in bio 🔗⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
**You will need to obtain a copy of your credit report prior to your consultation** DM us for help!

Address

6150 Transverse Drive
Las Vegas, NV
89146

Opening Hours

Tuesday 11:30am - 6:30pm
Wednesday 11:30am - 6:30pm
Thursday 11:30am - 6:30pm

Telephone

+18004868081

Website

Alerts

Be the first to know and let us send you an email when XS Financial Consulting posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category