VIP Mortgage Las Vegas. Moore-Wilson Branch NMLS 1717889

VIP Mortgage Las Vegas. Moore-Wilson Branch NMLS 1717889 V.I.P. Mortgage, Inc. Las Vegas NMLS # 144502
(www.nmlsconsumeraccess.org)
Equal Housing Lender Find your trusted local Fairway loan officer today.
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Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions. We have over 670 branches across the country offering hometown service backed by national strength. Whether you’re buying your first home, a second home or refinancing your current mortgage, Fairway offers a wide variety of home financing options that are designed to fit your unique needs and

goals. Our loan officers are ready to guide you every step of the way, from application to closing and beyond. Speaking of closing, we have a reputation for closing on time — sometimes in as little as 10 days!

09/11/2026

Can you afford to buy a home with $63 an hr?

09/10/2026

We’ve all been there! Suddenly you forget every stressful moment from the last 30 days 😂🕺

🔑🏡

09/09/2026

🚨 BIG FANNIE MAE UPDATE for departing residences! 🏡➡️🏡

Mortgage guidelines are always changing — and if you’re planning to keep your current home as a rental while buying your next one, this is an update you need to know.

Effective with Fannie Mae’s 9/2/26 update, the rules around using rental income from a departing residence have changed.

✨ Here’s what changed:

• A lease agreement alone can no longer be used to establish rental income on a departing residence.

• Instead, market rent may need to be documented through an appraisal with market rents, Form 1007, or another qualifying market-rent analysis using comparable rentals.

• Lenders can still use 75% of the gross market rent and compare it against the property’s PITIA — principal, interest, taxes, insurance, and applicable association dues.

• If the calculation produces positive cash flow, it can help offset the departing residence payment, but the excess generally can’t be added as additional qualifying income.

• If there’s a loss, that negative amount must be factored into the borrower’s DTI.

• Depending on the borrower’s property-management history, additional reserves may also be required.

Translation? 👇

Keeping your current home and turning it into a rental can still be a great strategy — but how that rental income is documented can directly affect whether you qualify for your next home.

Before you sign a lease, move money around, or assume the future rent will offset your current mortgage, talk with a loan officer who understands the updated guidelines.

Mortgage rules change. Your strategy should change with them. 🏡📚

09/09/2026

If you and your partner make $155k combined, what can you qualify for?🏡

09/02/2026

Every Realtor/Lender duo has had this conversation 😂

When something’s running behind, somebody has to take the fall… and apparently it’s usually the lender.

Appraisal delay, stalled condition, listing agent asking questions—we do what we have to do to keep the deal moving.

Tag your Realtor/Lender duo who does this to each other 👇😂

09/01/2026

Most Realtors are leaving an entire market of homeowners untouched. 👀🏡

A reverse mortgage isn’t just a lending product—it can be a powerful real estate tool for homeowners 62+.

Understanding how reverse mortgages work can help you:

🏠 Help older homeowners purchase their next home
💰 Show clients ways they may be able to access their home equity
🔑 Create options for clients who thought moving wasn’t financially possible
🤝 Become a better resource for your clients AND their families
📈 Open the door to opportunities other agents may be overlooking

You don’t have to be a reverse mortgage expert.

But if you work in real estate, you should understand enough to recognize when it could help a client—and know who to bring into the conversation.

The more solutions you understand, the more people you can help.

Follow V.I.P. Mortgage for more strategies and education to help you grow your real estate business.

MortgageEducation RealtorTips SeniorRealEstate LasVegasRealtor

09/01/2026

Making more money doesn’t automatically mean you’re building wealth.

There’s a difference between having money, having financial stability, and actually owning assets that can build wealth over time.

For some people, the next move is cutting expenses and building an emergency fund.

For others, it might finally be time to start looking at stocks, businesses, or real estate.

The important part is knowing what stage you’re actually in — and making the move that makes sense for YOU.

🏠 Wondering if buying a home should be part of your next financial move? Send us a DM and let’s look at the numbers.

FirstTimeHomeBuyer

Address

5598 S Fort Apache Road
Las Vegas, NV
89148

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm

Telephone

+17027932882

Website

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