Aundrea Beach-Greco, Mortgage Lender - NMLS 333739

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Aundrea Beach-Greco, Mortgage Lender - NMLS 333739

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Mortgage Pro, Financer of Dreams, Wealth Teacher, Helping Realtors Save Time and Make More Money. To learn more, visit my website at www.AundreaBeach.com.

It's not about the home loans we do, it's about the families we serve and the lives we impact. I am a licensed mortgage originator, NMLS # 333739, and am licensed to originate mortgage loans in the following state(s): Nevada, California. The Beach-Greco Team's offices are not open to the public on weekends to carry out any substantial business functions. I’m here for you. My goal as a mortgage planner is to provide the best loan product for your needs at the highest level of dedication and customer service. What this means is, I promise to devote my time to getting you the best program, interest rate and terms. I am available to answer your questions, and will never be too busy to sit down and explain the details of our transaction. Buying a house should be an exciting, enjoyable experience. Helping you reach your goals and cutting out the headache of buying your next home is the most fulfilling part of my job! I strive to make your loan process easy and hassle-free. Experience is key in this ever-changing market, and you’ll find I have the skills and knowledge to make your loan process run smoothly. As a testament to efficacy, I have grown my business mainly on trusted referrals from both Real Estate Professionals and clients. I want you and your referrals to have a long term business relationship with me, and will do what it takes to get you exactly what you need and what you want! CMG Home Loans, dba CMG Financial - NMLS 1820 - Branch NMLS 929754
8337 W. Sunset Road, Suite 300
Las Vegas, NV 89113
Office (702) 777-1306
Get Pre-Approved: www.iLendLasVegas.com

11/01/2026

Asked ChatGPT to pick my Halloween costume… apparently 28+ years in mortgages earns you a crown. 👑😂

The otter is clearly in charge of approvals. 🦦🏡

10/31/2026

Happy

10/31/2026

Did you see the Las Vegas house that dropped from $440,000 to $340,000, a $100,000 price cut on a 4 bed, 3 bath home. Nearly half of Vegas listings have slashed prices, reflecting a five-month housing supply.

THe play for buyers: target listings that have been sitting and make aggressive offers while asking for closing cost credits and rate buydowns.

Reach out if you’d like to see the impact of a price cut on your quality of numbers.

10/31/2026

Yea you want to know your numbers … I think a slower mortgage pre-approval is actually better, since quick approvals often skip crucial checks like bank statements and income history. The thorough lenders ask for documents and questions to ensure you can truly afford the home and maintain your lifestyle, distinguishing between lenders focused on closing deals versus those working for YOU.

Ready to start and begin your mortgage plan? 👉

FinancialLiteracy PreApproval HomeOwnership SlowAndSteady

10/31/2026

The Phil Collins story was a nice evening.

If you’re my age you know and love all these songs!

10/31/2026

If you’re considering buying a house, don’t wait! Take the plunge and Make the memories 🏡

No other reason needed!

Life is too short, so enjoy it while you can. I promise you’ll look back and say it was a good decision.

10/23/2026

🎃👻 Which Mortgage Halloween Costume Are YOU This Year? 🏡💀

Forget witches and vampires. The mortgage world has its own kind of scary! 😂

🏡 The Pre-Approved House – Looking good and ready to make moves!

📊 The Credit Score – A little mysterious, but hopefully looking fabulous!

📱 The Loan Officer Call – Scary questions? I've got answers!

📝 The Loan Contract – So many signatures, it's downright spooky! ✍️

🔑 The Closing Day – Because getting those keys is the sweetest treat of all! 🍬🏡

😂 Personally, I'm going with **The Closing Day!** Nothing beats turning a mortgage application into a homeowner holding keys!

👻 YOUR TURN! Which costume are you wearing this Halloween?

👇 Drop your pick in the comments! And tag your favorite Realtor or Loan Officer to see which one they'd choose!

P.S. The only thing scarier than Halloween? House hunting without getting pre-approved first! 😉🎃

07/31/2026

How will the new credit scoring model change whether you qualify for a mortgage? Here is the good news and there is quite a bit of it.

As of this spring lenders can now use newer models like VantageScore 4.0 and for a lot of buyers this is a genuinely meaningful development.

The old system judged your credit on a single snapshot in time. One moment. No context for where you had been or where you were headed. The new models look at a full 24 months of credit history which means they actually reward you for trending in the right direction. If you have been steadily paying down a balance and improving your financial habits over the past two years that progress now counts in a way it simply did not before.

Even better the new models can count things the old model ignored completely. On-time rent payments. On-time utility payments. If you have been consistently meeting these obligations month after month that history can now factor into your credit picture. For people who have been responsible with their money but have a limited traditional credit file this is a significant change.

Estimates suggest this could help around 5 million more people qualify for a mortgage, especially first-time buyers and anyone who has been told their credit file is too thin.

Here is the smartest move you can make right now. Ask your lender which scoring model they are using. The rollout is still expanding and not every lender has full access yet. And ask them specifically what you can do to continue improving your score because the higher your credit score the better the rate and terms you qualify for. Those two things together can save you significant money over the life of your loan.

Reach out if you want to talk through your credit situation and what options are available to you today.

07/29/2026

Should you buy now or keep waiting for rates to come down? Here is the question that actually matters.

After the Fed's June meeting rates ticked up and the signal from the Fed is clear: higher for longer. So instead of trying to guess where rates are headed next, focus on something you can actually control: your negotiating power.

Here is the good news. Cooler competition in today's market means buyers often have real leverage that simply was not on the table a couple of years ago. Price reductions, closing cost credits, and rate buydowns are all being negotiated right now by prepared buyers who know how to use the current environment to their advantage.

The strategy is straightforward. Lock in the right home and a strong deal now. Refinance the rate later when the market shifts in your favor. You capture the asset at today's price with today's seller concessions and you get the rate improvement when it comes.

Trying to time the perfect rate and the perfect price simultaneously is a strategy that rarely works. Controlling what you can control right now is the move that consistently produces results.

Reach out and let's talk through what your negotiating power actually looks like in today's market.

07/28/2026

Some of your buyers may qualify for a zero down loan today even if they did not qualify just a few weeks ago. And this is worth paying attention to right now.

USDA recently announced updated income limits for its Single Family Guaranteed Loan Program with the new limits taking effect on July 13, 2026. In many parts of the country this means more households may now qualify for USDA financing, which offers 100 percent financing with no down payment required for eligible buyers.

This is not a minor adjustment. If you have had buyers sitting on the sidelines because they were just over the income limit before July 13th it is absolutely worth taking another look at their situation right now.

Here is the important detail to keep in mind. USDA income limits are based on the property's county and household size so the exact qualifying thresholds vary depending on where your client is buying. A buyer who did not qualify in one county may qualify in a neighboring one. And a buyer who was just over the limit before the update may now be comfortably under it.

Zero down payment. No private mortgage insurance structured like conventional PMI. Competitive rates. USDA financing is one of the most powerful tools available for buyers purchasing in eligible areas and the updated income limits just expanded who can access it.

If you have a client you are not sure about reach out and I will run the numbers to see if they qualify. No pressure and no obligation.

Address

Las Vegas, NV

Website

http://www.AundreaBeach.com/

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