Michele Nazarek, License Insurance Broker, Senior Benefits Specialist

04/18/2026

Most people don’t think twice about carrying their Social Security card.
But if it’s lost or stolen, it can put your identity at risk.

This National Social Security Month, take a moment to protect yourself!
A few small habits can make a big difference:
🔐Store your card in a safe place.
🤔Question unexpected requests for your personal information.
💻Go directly to trusted sources for answers.

Stay informed: https://ow.ly/zCpM50YHfuv

09/16/2024

Call me with questions about Medicare Supplements (951)442-8030 or go to NazarekInsurance.com

Medicare Supplemental Insurance (Medigap) is extra insurance you can choose to buy from a private company to help pay your costs in Original Medicare (Part A & B). Each Medigap plan has different benefits—you can buy the one that meets your needs. Learn more: https://go.medicare.gov/3Z7u8P9

11/30/2023

Call me to review your 2024 Medicare Health Plan at 951-442-8030.

Only 1 week left to compare 2024 Medicare drug & health coverage options! Take time to review your current coverage and make sure your choice still works for you.

If you're thinking about making any changes, act now: https://go.medicare.gov/47hnDdP

11/03/2023

Don’t forget to enroll. If you’re still exploring your Medicare Advantage plan
options for 2024, contact me today for help. Together, we can find the right
UnitedHealthcare plan for you. 951-442-8030, TTY 711

10/19/2023

Looking for a Medicare plan that meets your needs and budget? I can help. I'm a licensed
sales agent for UnitedHealthcare Medicare Advantage plans based in Las Vegas.
Call me at 951-442-8030, TTY 711.

10/19/2023

The Medicare Advantage plan includes a Part B giveback.* That means it may reduce your monthly Medicare Part B premium. This could be either through a credit to your Social Security check or by reducing the monthly amount you pay directly to Medicare, depending on how you pay your premium. Call me—I’d be happy to go over this with you.
• Part B premium reduction, putting up to $100 back into your Social Security check each month*
• $500 yearly Humana Flex allowance to use toward the plan's covered dental, vision or hearing services†
• Worldwide emergency coverage


Call a licensed independent sales agent
951-442-8030 (TTY: 711)

The Part B Giveback Benefit pays part or all of your Part B premium and the amount may change based on the amount you pay for Part B.
* The Part B Giveback Benefit pays part or all of your Part B premium and the amount may change based on the amount you pay for Part B.
† Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.

10/18/2023

A Humana Medicare Advantage plan could help you buy the things you need to be your healthiest. And it’s included with our Humana Gold Plus SNP-DE H6622-079 (HMO D-SNP) plan. Here’s how it works:
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• You can swipe your card at thousands of participating locations like Walmart, Dollar General, Publix, and more
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Call a licensed independent sales agent
951-442-8030 (TTY: 711)
[email protected]

* Allowance amounts cannot be combined with other benefit allowances, used to purchase Medicare-covered prescriptions or converted to cash. Limitations and restrictions may apply.

10/17/2023

On the day your Humana Gold Plus H6622-056 (HMO) coverage begins, you’ll get access to a Flex allowance of $1000 a year.

It can go towards out-of-pocket costs for your plan’s covered dental, vision and hearing services—including copays. Get flexibility throughout your plan year to purchase dental fillings, extractions, crowns, dentures, frames, lenses, prescription sunglasses, contacts, hearing aids and more.


Call a licensed independent sales agent
951-442-8030 (TTY: 711)
[email protected]

* Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.

10/16/2023

Call me to review your 2024 Medicare options. 951-442-8030