Brent Womble, NMLS#2032286-Barrett Financial Group

Brent Womble, NMLS#2032286-Barrett Financial Group Brent Womble Loan Officer NMLS #2032286 I am happy to assist you with a home purchase or refinance and make your dreams a reality.

Contact me today to get started. 702-449-3992.Brent Womble | NMLS #2032286 | Loans by Brent powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 8485 W Sunset Rd, Suite 202, Las Vegas, NV 89113 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing

Law License | CT ML-181106 | NV 5091 | TX view complaint policy at barrettfinancial.com/texas-complaint | WI 181106BA & 181106BR | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

08/26/2026

Waiting for the “perfect” time to buy can feel like the safe choice.

But waiting has a cost too.

A $500,000 home appreciating just 3% would be $515,000 a year later. And if you're paying $2,500/month in rent while you wait, that's another $30,000 paid in rent over that year.

That doesn't mean everyone should buy a house today.

But if you're financially ready, the payment is comfortable and buying makes sense for your life, don't spend forever waiting for the perfect market.

**At some point, you have to get in the game. You’ll never win from the sidelines.** 🏠

08/25/2026

California buyers may finally have a little more negotiating power 👀

Home sales dropped 6% in July, pending sales fell 6.8%, and the statewide median price declined 1.9% from the previous month.

That doesn’t mean the housing market is crashing. But it could mean fewer bidding wars and more flexibility from certain sellers.

In the right situation, negotiating a seller credit toward closing costs or a rate buydown could make a bigger difference than waiting for a major price drop.

Want to see what buying could look like for your budget? Send me a message and I’ll run the numbers for you.

08/24/2026

The estimated payment you see on Zillow can be a helpful starting point… but don’t assume that’s going to be YOUR payment. 🏠

Your down payment, interest rate, loan program, credit, mortgage insurance, property taxes and homeowners insurance can all change the number.

So when you find a house you like, send it to your lender and have them run the numbers based on your actual situation.

Because you’re not making Zillow’s payment every month.

**You’re making yours.**

08/21/2026

When you go directly to a bank or lender, you get their products, their pricing and their rate sheet.

When you work with a mortgage broker, we can shop multiple lenders to find the best combination of rate, fees and terms for YOUR situation.

And the best lender isn’t always the same for every borrower or every type of loan.

You shop around for just about everything else…

Why wouldn’t you shop around for your mortgage? 🏠

08/19/2026

You don’t need to be ready to buy a house to talk to a lender.

In fact, I’d rather talk to you 6 months too early than 6 days too late.

Maybe you’re self-employed and we need to look at what your tax returns actually show.

Maybe there’s something on your credit you didn’t know about.

Or maybe everything looks great and I tell you, “You’re in good shape. Come back when you’re ready.”

Either way, now you know where you stand and you have a plan.

You don’t need to be ready to buy a house to talk to a lender.

**You need to talk to a lender to be ready to buy a house.** 🏠

08/17/2026

Just because you *could* qualify for a higher purchase price doesn't mean you *should* buy at that price.

If you tell me you're comfortable with a $3,800/month payment, I'm not going to push you toward a $4,500/month payment just because you qualify for it.

There’s **could you** and there’s **should you**.

Your pre-approval should fit your life — not just what you qualify for on paper. 🏠

08/14/2026

Found a house you love? 🏡 The worst time to find out there’s an issue with your financing is AFTER you’re already emotionally attached to it.

Getting pre-approved first helps you understand your buying power, estimated payment, and what you need to do before you start shopping.

Get pre-approved first. Then go find the house.

Questions about getting started? Send me a message.

08/12/2026

Thinking about buying a home? 🏡 Don’t automatically start paying off debt before talking to a lender.

Sometimes paying off debt can help. Other times, that cash may be much more valuable toward your down payment, closing costs, or reserves.

Get pre-approved first. Then make a plan.

08/10/2026

Most first-time homebuyers plan for the down payment… but closing costs can catch them by surprise. 🏡

Knowing what to expect before you start shopping can make the entire homebuying process a lot less stressful.

Questions about getting started? Send me a message.

07/29/2026

🚨 The Federal Reserve held interest rates steady today... but the 9-3 vote was the real story.

While the Fed chose not to change rates, three members voted to raise them, signaling there are still concerns about inflation despite a strong economy.

Here's what that means:
✅ The economy continues to show strength.
✅ Inflation remains above the Fed's 2% target.
✅ Mortgage rates don't move directly with the Fed—they're influenced more by the bond market and investor expectations.

If you're thinking about buying, refinancing, or just wondering how today's decision affects you, feel free to reach out. I'm always happy to help break it down.

Address

2300 W Sahara Suite, 800 Office 806
Las Vegas, NV
89102

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+17024493992

Website

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