Brent Womble, NMLS#2032286-Barrett Financial Group

Brent Womble, NMLS#2032286-Barrett Financial Group Brent Womble Loan Officer NMLS #2032286 I am happy to assist you with a home purchase or refinance and make your dreams a reality.

Contact me today to get started. 702-449-3992.Brent Womble | NMLS #2032286 | Loans by Brent powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 8485 W Sunset Rd, Suite 202, Las Vegas, NV 89113 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing

Law License | CT ML-181106 | NV 5091 | TX view complaint policy at barrettfinancial.com/texas-complaint | WI 181106BA & 181106BR | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

🎉 OFFER ACCEPTED — IN WISCONSIN! 🏡Our very first deal in the Badger State is officially under contract 🙌Huge congrats to...
04/17/2025

🎉 OFFER ACCEPTED — IN WISCONSIN! 🏡
Our very first deal in the Badger State is officially under contract 🙌
Huge congrats to our amazing client.. The agent was able to negotiate an offer below list price. Even 1400 miles away our clients are still winning!!

This is just the beginning... let’s keep it rolling 💪

03/13/2025

Buying a home is exciting, but if you don’t know what lenders are looking for, you could hurt your chances of getting approved. Here’s what I wish every buyer knew BEFORE applying:

✅ Your credit score isn’t everything – Lenders also look at your debt-to-income ratio (DTI).
✅ Don’t make big financial moves – No new credit cards, car loans, or job changes!
✅ Get pre-approved BEFORE house hunting – This is the key to knowing what you can actually afford.

💡 Follow these tips and you’ll avoid unnecessary stress, delays, and surprises.

Thinking about buying? Let’s make sure you’re ready!

03/07/2025

Veterans & active military—did you know you can buy a home with $0 down? 🇺🇸🏡

VA loans are one of the BEST home loan options available, but many military families don’t even know about them! Here’s why they’re a game-changer:

✅ $0 down payment required – You don’t need to save for a huge down payment!
✅ No private mortgage insurance (PMI) – This saves you hundreds per month.
✅ Lower interest rates than conventional loans 💰
✅ Flexible credit & debt-to-income (DTI) requirements – Makes it easier to qualify!

💡 If you’ve served, you earned this benefit—don’t miss out on homeownership with zero down!

Send to a veteran or military family who should know about this! 🇺🇸

03/05/2025

"80% of homebuyers will get one of these loans… but which one is better for YOU? 🤔🏡"

FHA and Conventional loans are two of the most common mortgage options, but they work very differently.

🏡 FHA Loan:
✅ Lower credit score requirement (as low as 580)
✅ 3.5% down payment required
✅ More flexible debt-to-income (DTI) limits
🚨 Requires mortgage insurance (MIP) for the life of the loan

🏡 Conventional Loan:
✅ As low as 3% down (for first-time buyers)
✅ No mortgage insurance if you put 20% down
✅ Best for higher credit scores (720+)
🚨 Stricter DTI limits & tougher approval for lower credit scores

💡 So which one is better? If you need a lower down payment & more flexible approval, FHA might be best. But if you have good credit & want to avoid mortgage insurance, Conventional is the way to go!

03/01/2025

Will getting pre-approved hurt your credit? 🤔 Let’s clear up this common myth!"

I hear this all the time: "I don’t want my credit pulled because it’ll drop my score! But here’s the truth:

✅ A hard inquiry may lower your score by 5 points or less—not a big deal!
✅ Multiple mortgage inquiries within 45 days count as ONE inquiry, so shopping for the best rate won’t hurt your score.
✅ Avoiding a credit pull out of fear could cost you the home you want!

The real risk? NOT getting pre-approved and missing out on your dream home! 🏡

02/27/2025

Fixed or Adjustable? 🤔 Which mortgage is actually better for YOU? Let’s break it down!"

🏡 Fixed-Rate Mortgage:
✅ Same interest rate for the life of the loan.
✅ Great for long-term stability and predictable payments.
✅ Best if you plan to stay in your home for 10+ years.

📉 Adjustable-Rate Mortgage (ARM):
✅ Lower starting rate than a fixed mortgage.
✅ Great if you plan to move or refinance within 5-7 years.
✅ Could save you thousands in interest early on.

💡 The right loan depends on your goals & timeline. If you need stability, go fixed. If you want a lower rate upfront, an ARM might be the better choice!

02/25/2025

Waiting for interest rates to drop before buying? That could actually cost you MORE in the long run! 🤯🏡

Here’s why:
📈 Home prices are still going up, meaning the longer you wait, the more you’ll likely pay.
🔄 If rates drop later, you can always refinance to a lower rate.
🏡 When rates drop, more buyers flood the market, leading to higher competition & bidding wars.

The best time to buy isn’t about chasing interest rates—it’s about buying when YOU’RE financially ready.

02/21/2025

Does credit card debt stop you from buying a home? 🤔 Let’s clear this up!

02/20/2025

🚨 STOP! If you're in contract to buy a home, here are the top 3 mistakes that could ruin your loan approval

02/18/2025

Thinking about buying a home? 🏡 STOP guessing and get pre-approved FIRST!

02/15/2025

How much home can YOU afford? 🤔🏡
A lot of people think lenders look at their total debt, but we actually focus on your monthly debt payments compared to your income (aka Debt-to-Income Ratio – DTI).
Most loan programs allow up to 50% DTI, meaning your new mortgage + existing debts can’t be more than 50% of your gross income.
💳 What counts as debt?�✅ Car payments 🚗�✅ Student loans 🎓�✅ Credit card minimum payments (not your full balance!)�✅ Personal loans
Every situation is different, so the best way to find out what you actually qualify for is to run the numbers based on YOUR finances.

Address

2300 W Sahara Suite, 800 Office 806
Las Vegas, NV
89102

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+17024493992

Website

Alerts

Be the first to know and let us send you an email when Brent Womble, NMLS#2032286-Barrett Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Brent Womble, NMLS#2032286-Barrett Financial Group:

Shortcuts

Share

Category