Butch Harrison, Division Manager Nmls #120494

09/11/2021

"We'll Never Forget 9/11" 🙏 🗽 🇺🇸 💙 ❤

09/08/2021

((55+ Homebuyers is very active))

Florida is no longer the only retirement destination for active adult homebuyers aged 55 and older. According to the Retirement Living list of the best cities in the U.S. to retire, Atlanta ranks at No. 4 in 2021 due to the low cost of living, favorable tax rates and low cost for assisted living compared to the national average.

Great read! Let me know if you need to explore some 55+ communities.

Active adult homebuyers are flocking to metro centers like Atlanta for great amenities and to be closer to family and friends.

09/03/2021

Happy Labor Day! It's Friday and let the long weekend begin. 😉
Enjoy and be safe 🇺🇸🇺🇸

"Pleasure in the job puts perfection in the work."

— Aristotle

08/30/2021

Home is where our personal stories are written and where our memories are made. It is an investment that enables you to grow long-term wealth and even generational wealth. At Alterra Home Loans, we want you to experience the magic of being a homeowner. Let's talk about your options today.

08/23/2021

More Young People Are Buying Homes
ore Young People Are Buying Homes | MyKCM

There’s a common misconception that younger generations aren’t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief.

Odeta Kushi, Deputy Chief Economist for First American, explains why millennials have put off certain milestones linked to homeownership. Those delays led to their homeownership rates trailing slightly behind older generations:

“Historically, millennials have delayed the critical lifestyle choices often linked to buying a first home, including getting married and having children, in order to further their education. This is clear in cross-generational comparisons of homeownership rates which show millennials lagging their generational predecessors.”

So, it’s partially true that some millennials have waited on homeownership to focus on other things in their lives – and that’s impacting certain housing market trends.

Data from the National Association of Realtors (NAR) indicates the average age of a first-time homebuyer is higher today than it’s been over the past 40 years. As the graph below shows, homebuyers today are purchasing their first home an average of 4 years later than people in the 1980s and early 1990s:More Young People Are Buying Homes just because millennials are hitting certain milestones later in life doesn’t mean they’re not interested in becoming homeowners. The recent U.S. Census reveals a significant increase in homeownership rates for millennials and other young homebuyers.More Young People Are Buying Homes, millennials are entering the market in full force, and their share of the market is growing. Based on the data, the belief that younger generations don’t want to buy homes is a misconception. In fact, the recent Capital Market Outlook report from Merrill-Lynch further drives home this point, as it specifically mentions the effect millennials are having on demand:

“Demand is very strong because the biggest demographic cohort in history is moving through the household-formation and peak home-buying stages of its life cycle."

Kushi is following the trend of millennial homeownership and puts it more simply, saying:

“. . . it's clear that younger households (millennials!) are driving homeownership growth.”

As the largest generation, millennials’ impact on the market is growing as more and more people from that generation reach homebuying age – and Generation Z isn’t far behind, either. That means younger generations will likely continue to drive demand in the housing market for years to come.

Bottom Line
If you're a member of a younger generation and interested in purchasing a home, you're not alone. Many of your peers are on their path to homeownership, too. Let's connect today and discuss what you can do to accomplish your homebuying goals.

08/17/2021

((Home Decor Ideas))
The extra time together at home during Covid put the calming aspect of the design to an extreme test, but Simon and Liza found that their family-friendly and clutter-proof home can handle anything.

Designer Jacqueline Schmidt shows how minimalist style and young kids can go hand in hand in a thoroughly-modern family home.

08/12/2021

We're Hiring!
Loan Officers and Branch Managers
Nationwide Lender

Have you been trying to find a company that can really help you grow in your career?

Here are many reasons why you need to join the Alterra Team:

Very Competitive Compensation Plans
Licensed in 50 States
New Technology and Marketing Support
On-going Training Sessions
Awesome Benefit Packages

08/12/2021

We're hiring Mortgage Loan Officers and Branch Managers. Great comp plans, opertation support and marketing resources.
DM me for more information or click here

08/11/2021

Are you looking for fun stuff to do in metro Atlanta?
Check out this link of events happening this month.

✨🎇 I'm looking foward to these events:

– Decatur BBQ, Blues & Bluegrass Festival, August 14 2021
– Piedmont Park Arts Festival, August 21-22 2021
– Festival Peachtree Latino, August 29 2021

What to do in Atlanta in August, with 2021 festival and event dates.

08/09/2021

The Centers for Disease Control and Prevention on Tuesday released a new federal eviction moratorium, just days after the previous ban expired on July 31.

A new eviction moratorium from the CDC has confused some renters. Here's what to know if you're worried about losing your housing.

08/09/2021

- set your week off right! The weekend is over, some of us may have worked this weekend, but it's Monday and it a good day to set the tone for your week. Get organzied, make a move toward your goals and have a positive mindset.

08/01/2021

Are you wondering about buying a home and if you can afford one in this market?
Let's talk about your options today. I'm here to help!

A lack of housing inventory in Atlanta means even first-time homebuyers with higher incomes face challenges in a market that might not cool down anytime soon.