Cathy LaRock New American Funding

10/27/2022

Achieving the American dream of homeownership is the first part. Protecting the home is a close second.

10/20/2022

Call me today and we can discuss all your mortgage options.

Fall in love with your new home. The housing market is cooling off and prices are coming down.

Remember, if you buy low and refinance at a lower rate, your total costs go down! If you buy high, you can't refinance the price you paid for your home. And our current 5-Year Rate Protection Pledge means you have five years to refinance with reduced or no lender fees*

*Terms and conditions apply

10/17/2022

Call me today and we can discuss all your mortgage options.

10/13/2022

Call me today and we can discuss all your mortgage options.

Are you looking into having more financial freedom as you age?

We offer some options to look into! As you picture what life would look like for years to come, consider the peace of mind that cash can bring you through a reverse mortgage!

https://www.newamericanfunding.com/loan-types/reverse-mortgage/

10/10/2022

Call me today and we can discuss all your mortgage options.

So what does this mean for homebuyers?

- If you buy low and refinance at a lower rate, your total costs go down! If you buy high, you can't refinance the price you paid for your home. And our current 5-Year Rate Protection Pledge means you have five years to refinance with reduced or no lender fees**

- Lower home costs also mean lower property taxes.

- Lower home prices also may mean a lower down payment.

- Homes are in lower demand than 2020 and 2021, potentially giving you more inventory and more time to make a decision on a home in this slower market.

- With slower markets, some sellers become more motivated. There is the possibility of seller concessions being a part of the discussion when buying your home.

**Terms and conditions apply

10/06/2022

Call me today and we can discuss all your mortgage options.

BIG NEWS! It’s time to turn “I’m just browsing” into “I’m ready to buy.”

Our 5-Year Rate Protection Pledge is designed to help you buy your home now, and adjust to an even lower rate if rates drop in the next five years.

With this program, you don’t need to be deterred by higher interest rates. You can buy now and refinance to an even lower rate later, if rates drop, with no repeat lender fee or appraisal fee from New American Funding when you tap into this program and refinance with us in the next five years.

Learn more about the program: https://www.newamericanfunding.com/blog/5-year-rate-protection-pledge/

10/03/2022

Is a Mortgage Pre-Approval Letter Necessary To Make An Offer on a House?

Call me today and we can discuss all your mortgage options.

Is mortgage pre-approval necessary to make an offer on a house? No, but if you want to be taken seriously and stand out from any competing bids, it'll help.

09/26/2022

Call me today and we can discuss all your mortgage options.

Let's BeReal, homeownership is a big part of the American dream. Owning your own home has several benefits that will put you on the map to building generational wealth.👇

✅Make it your own, plus more privacy —You have the freedom to do more with your property when you own it.

✅Predictability — Rather than paying rent, which tends to rise over time, you could benefit from a fixed-rate mortgage.

✅Building equity — Paying your mortgage also brings the added benefit of building equity every month

✅Improved credit score — Many first-time home buyers don’t have a very long credit history.

✅Pride — Owning a home makes you part of the neighborhood and can give a strong sense of community.

09/22/2022

Call me today and we can discuss all your mortgage options.

09/19/2022

Call me today and we can discuss all your mortgage options.

Before you even start looking at houses online or drop by that open house, get pre-approved first. This way you will know what price range you qualify for a house in, and you’ll know what to expect. Take a look at our pre-approval checklist to get started!

09/16/2022

Call me today and we can discuss all your mortgage options.