Distinguished Choice Insurance Solutions LLC

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Distinguished Choice Insurance Solutions LLC

We are dedicated to helping people achieve peace of mind when it comes to health insurance decisions. Through every stage of life we've got you covered.

Distinguished Choice Insurance Solutions is here to help you find the right health care coverage that is tailored to your needs, lifestyle, and budget. We are your local specialists with a strong commitment to service and we’re here for you not only through the decision making process, but by your side during your enrollment and as a partner throughout your membership. We are dedicated to helping

people achieve peace of mind when it comes to important insurance decisions. Our services focus on providing a personal touch through superior service, professionalism, and customer satisfaction. We welcome the opportunity to gain your trust and we look forward to serving you.

06/12/2026

Most people on Medicare Part A and B think they're fully covered. Here's what they don't know. 👇 Swipe through.
Parts A and B are a great start, but they were never designed to cover everything. Here's the reality:
➊ Both Part A and Part B have a deductible you pay before coverage even starts.
➋ After that, Medicare covers 80% — you're responsible for the other 20%.
➌ There is NO cap on your 20%. A serious illness could cost you tens of thousands, with no maximum limit.
➍ Neither Part A nor Part B covers prescription drugs, dental, routine vision, or hearing.
The good news? Supplemental Medicare plans are built specifically to close these gaps by capping your costs, adding drug coverage, and including benefits Medicare leaves out.
At Distinguished Choice Insurance Solutions, we help New Mexicans find the right coverage to protect them from exactly these surprises. No jargon. No pressure. Just answers.
📞 Call us today at (575) 652-6585 for a free consultation. Or visit us online! www.distinguishedchoice.com/contact-us

06/10/2026

Have you ever wondered: "What happens to my health coverage if I lose my job after turning 65?"

It's one of the most common fears we hear — and one of the biggest Medicare myths out there.

The truth?
Losing employer-sponsored coverage after 65 actually triggers what's called a Special Enrollment Period (SEP). That means you have 8 full months to enroll in Medicare Part B without facing any late enrollment penalties.
No coverage gap. No panic required.

But here's the catch — you need to act within that window and make sure you're enrolling in the right plan for your situation. Missing the deadline or choosing the wrong coverage can still cost you.

That's exactly what Distinguished Choice Insurance Solutions is here for. Whether you're retiring, changing jobs, or facing an unexpected coverage change, we are here to help you navigate Medicare transitions confidently.

📞 Call us at (575) 652-6585 for a free consultation. We'll make sure you don't miss a beat.

06/09/2026

TIP TUESDAY
𝗖𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝗱𝗲𝗹𝗮𝘆𝗶𝗻𝗴 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗮𝗿𝘁 𝗕
You may be able to postpone Part B – and delay paying the premium – if you have other creditable coverage.
You might be working past 65 and have employer-sponsored health insurance with an employer that has 20 or more employees, for example. Or maybe you have employer coverage from a spouse’s employer, which allows covered dependents to delay Medicare enrollment. Check with the plan benefits administrator before deciding to postpone your Part B enrollment. You need to confirm that you have creditable coverage, ask for written proof (especially for your drug coverage) to ensure you can qualify for a Special Enrollment Period.

Get professional guidance before you delay!
CALL US TODAY - (575) 652-6585

06/08/2026

🔔 Attention New Mexico residents: Are you turning 65 and currently covered through a BeWellnm Marketplace plan?

This is something you need to know. Marketplace plans do not meet Medicare's rules once you become eligible at 65! Staying on your BeWellnm plan after your eligibility ends can result in late enrollment penalties that increase your Medicare premiums for life.

The good news? With the right guidance, the transition from a Marketplace plan to Medicare can be smooth, timely, and stress-free.

At Distinguished Choice Insurance Solutions, we walk you through every step:
✔ Understanding your Medicare enrollment window
✔ Choosing the right Medicare plan for your needs
✔ Timing the transition to avoid any gaps in coverage

Don't wait until it's too late. Reach out to us today for a free, no-pressure consultation. We're here to make turning 65 something to look forward to, not something to stress over.
Call: (575) 652-6585
Or visit us online: www.distinguishedchoice.com/contact-us

06/07/2026

Are you turning 65 soon? Here's something most people don't realize: There's no single Medicare enrollment path. It depends on whether you're retiring or still working.

The Medicare Path is for those stepping away from employer coverage. You'll enroll in Medicare as your primary insurance and choose the plan that fits your health and budget.

The Work Path is for those who are 65+ and still employed. Your employer insurance may stay primary, and Medicare acts as a backup — but the rules vary based on your employer's size.

Getting this wrong can lead to costly late-enrollment penalties or unexpected coverage gaps. That's where we come in.

At Distinguished Choice Insurance Solutions, we help New Mexicans navigate these decisions with confidence — no jargon, no pressure, just answers.
📞 Call us or send a message to schedule your free consultation today!
Call: (575) 652-6585
Or visit our website: www.distinguishedchoice.com/contact-us

06/03/2026

If you currently receive Social Security or Railroad Retirement Board benefits, you’ll be automatically enrolled in Original Medicare (Parts A & B).

- Medicare will mail your Medicare card to you 3 months before your birth month.

- This applies if you are eligible for Medicare due to age or disability.

- Your coverage will go into effect on the first day of your 65th birthday month or the month of your 25th disability check.

We can help verify whether you’re auto-enrolled!

CALL US TODAY: (575) 652-6585

05/31/2026

Still working past 65? Your Medicare decisions can become a lot more important than most people realize.

Keeping employer coverage may allow you to delay Part B — but only in certain situations. Things like employer size, whether the coverage is active employment coverage, and who pays first can all affect your options.

A wrong assumption today could lead to:
• Late enrollment penalties
• Coverage gaps
• Higher costs later on

Before making changes to your Medicare or employer plan, make sure you understand how they work together.

Have questions? DCIS is here to help you review your options and avoid costly mistakes.

📞 (575) 652-6585
💻 distinguishedchoice.com

05/30/2026

A lot of people skip Medicare Part B thinking they’ll “deal with it later.” Unfortunately, later can get expensive.

Unless you have qualifying employer coverage, delaying Part B could lead to:
• Lifetime late enrollment penalties
• Delays in coverage
• Higher monthly premiums down the road

Not every situation is the same. COBRA, retirement coverage, or living outside the U.S. may not protect you from penalties the way people assume.

Before making a decision, make sure you understand the rules first.

📞 Call DCIS: (575) 652-6585
💻 distinguishedchoice.com

05/29/2026

Many people are surprised to learn that Medicare does not typically cover long-term custodial care.

If care mainly involves help with everyday activities like bathing, dressing, eating, or long-term nursing home support, Original Medicare usually does not pay for it.

However, Medicare may help cover certain short-term skilled care situations after a qualifying hospital stay or medical event.

Planning ahead matters. Understanding what Medicare covers — and what it doesn’t — can help protect both your healthcare choices and finances later on.

Questions about long-term care, Medicare coverage, or your options? DCIS is here to help.

📞 (575) 652-6585
💻 distinguishedchoice.com

05/28/2026

Did you know Medicare covers many preventive services at 100% when you meet eligibility guidelines?

From cancer screenings and flu shots to diabetes prevention and wellness counseling, preventive care can play a major role in catching problems early and staying healthier longer.

Coverage may include:
• Mammograms
• Colon cancer screenings
• Bone density tests
• Flu and pneumonia vaccines
• Smoking cessation counseling
• Heart disease screenings
• Diabetes prevention programs
…and more.

Every situation is different, and understanding what applies to your Medicare plan matters.

Questions about your coverage or preventive benefits? DCIS is here to help.

📞 (575) 652-6585
💻 distinguishedchoice.com

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Las Cruces, NM
88001

Website

http://www.distinguishedchoice.com/

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