Sean Murphy nmls#297731

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Larkspur, CA
Sean Murphy nmls#297731

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Sean Murphy
Loan Consultant
NMLS # 297731
New American Funding NMLS # 6066

Loan Consultant, NMLS #297731 | New American Funding, NMLS #6606

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

11/02/2026

The October Market Update is here. Here's what the numbers say.

Home prices dipped 1.4% year-over-year to a median of $419,250. Inventory climbed 5.4% to 1.2 million active listings. Homes are taking 61 days to go under contract. And nearly 1 in 5 listings had a price reduction.

More homes. More time. More room to negotiate. If you've been waiting on the sidelines, it's worth a conversation.

Send me a message and we'll find time to talk.

New American Funding | 1 MacArthur Place, Suite 800, Santa Ana, CA 92707 | NMLS ID #6606 | Equal Housing Opportunity

Source: Realtor.com, September 2026

11/01/2026

5.0 star review received on Experience.com for Sean Murphy by ANDREW S - Sean was fabulous to work with. I am excited to work with him more. I have had the great privilege of working with him before and he just exceeds all expectations for clients.

Read more: https://experience.com/reviews/sean-murphy-409003/ea0eafeb-a49f-4120-8f7e-447774a1a09a?V=1793547201&utm_source=facebook&utm_medium=autopost&utm_content=13801318

10/30/2026

Rent has a way of changing your budget over time. According to the information in this graphic, rent grew at an average annual rate of 5.6% from 2020–2026. That matters because renters have to plan for the possibility that their housing costs may continue changing. With a fixed-rate mortgage, however, your principal and interest payment is generally fixed for the life of the loan, although taxes, insurance, HOA fees, and other costs can change. 🏡 That’s one reason it can be helpful to compare your current rent with what homeownership could realistically look like for your budget. You don't have to figure it out alone. NAF can help you understand mortgage options, estimated payments, down payment requirements, and the steps toward becoming a homeowner. 💬 Curious what buying could look like compared with your current rent? Let’s run the numbers.

10/29/2026

A lot of lenders talk about their culture, but at Guaranteed Rate Affinity, we truly walk the walk.

Our focus on sharing our winning practices is a key part of our culture. We lift each other up and celebrate our successes.

10/28/2026

Helping your clients make a non-contingent offer just got a whole lot easier. NAF Cash Secure, an affiliate of New American Funding, backs their approved Conventional or VA loan and their confidence. Your clients stand out. Sellers say yes. You get the closing.

10/28/2026

Markets are pulling in two directions: inflation is still a concern, but tighter financial conditions could give the Fed reason to stay patient. That makes the next mortgage-rate move hard to call. One of our Loan Officers can help you compare today’s options without building your purchase plan around a prediction.

10/26/2026

Congratulations Tony Gemmell and welcome to the President's Club at Guaranteed Rate Affinity!

10/26/2026

A buydown could be a win-win scenario for all parties. Instead of dropping the price, reduce the rate. Hear it from Christine Wenger on how a rate buydown could be the solution to a listing that's been sitting.

10/26/2026

5.0 star review received on Experience.com for Sean Murphy by Iraj Z - San is an excellwnt knowledgeable mortgage consultant and i will be referring more clients to him

Read more: https://experience.com/reviews/sean-murphy-409003/8843bcd1-59fd-4737-aa02-f84ba3a41adb?V=1793036070&utm_source=facebook&utm_medium=autopost&utm_content=13783528

10/26/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

10/23/2026

A rate buydown could lower the interest rate and monthly payment, creating a more affordability without automatically cutting the list prices. Enda Moore explains exactly how a temporary buydown strategy could work for you. Don't drop the price, reduce the rate.

10/23/2026

NAF Approved goes beyond a basic pre-qualification. Your financials before you ever set foot in a home. Stronger offers, faster closes, less stress. Ready to shop like a pro? Start your pre-approval today.

10/21/2026

A week after the Fed raised its benchmark rate, Treasury yields dipped while mortgage rates were mostly flat. With rates remaining high amid persistent inflation, buyers should focus on their budget, timing and financing options. Your Guaranteed Rate Affinity Loan Officer can run the numbers and help you navigate today’s market.

10/21/2026

House hunting without a strategy is like showing up to a chess match without knowing the rules. ♟️🏠
You deserve a tactical edge — and that's exactly what NAF Cash brings to the table. Get the advantage that helps you move fast, stand out, and win the home you actually want.
Ready to play to win? Let's talk. 🎯

10/20/2026

Congratulations Natasha Robinson and welcome to the President's Club at Guaranteed Rate Affinity!

10/20/2026

Hear from Robin Baran on what makes Guaranteed Rate Affinity the best of the best. Our incredible Events Team is like having a professional event planner by your side at all times, making a huge difference in creating an exceptional guest experience while helping loan officers grow their businesses together. Curious what it’s really like to be part of the team? Hear it straight from Robin and discover what sets Guaranteed Rate Affinity apart!

10/19/2026

If you're looking for a home, don't drop the price, reduce the rate. Do you know what a rate buydown is? Hear it straight from Johnita on a way that you can ease into homeownership.

10/19/2026

Closing on a home isn't magic… but it sure feels like it when you get the keys. 🔑✨
If you've ever wondered what actually happens between "offer accepted" and "keys in hand," we broke it down into 3 simple steps. No jargon, no stress — just the stuff you actually need to know.
Swipe ➡️ to see what really goes down on closing day.
Ready to make your move? Let's talk. 💬

10/16/2026

If a monthly payment is what's holding buyers back, don't drop the price, reduce the rate. Hear from Monica on how a RateReduce buydown lowers payments early so buyers can move in now instead of waiting it out.

10/16/2026

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different.

NAF Cash Secure, an affiliate of New American Funding, backs your approved Conventional or VA financing so that if anything unexpected comes up between approval and closing, your purchase stays on track.

Smart buyers protect their biggest investment. You've got this.

Address

14511 Myford Road, Suite 100
Larkspur, CA
92780

Telephone

+14152935482

Website

http://naf.com/seanmurphy, http://www.nmlsconsumeraccess.org/

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