Jazz Wealth

06/01/2026

Understanding custodial Roth IRAs can help set your kids up for financial success!

04/20/2026

Not sure where to start saving for your kid's future? Here's the truth 👇

So many options — 529s, custodial Roths, joint accounts, savings accounts, prepaid plans... it can feel overwhelming. But here's the thing: the only wrong move is doing nothing.

Start small. Start now. Adjust as life changes.

04/17/2026

Looking to save for education costs? 529 plans are tax-advantaged investment accounts designed for qualified educational expenses — including college, trade schools, K–12 tuition, and even student loan repayment.

This content is for informational purposes only and does not constitute personalized investment, tax, or legal advice. 529 plan rules, contribution limits, and state tax benefits vary. Investing involves risk, including possible loss of principal. Tax-free growth and withdrawals apply only to qualified expenses. The $35,000 Roth IRA rollover provision is subject to IRS requirements and eligibility rules. Please consult a qualified financial or tax professional before making any decisions.

04/15/2026

Chris is 58, retiring this year, and has more than he ever imagined — but there's a hidden tax problem lurking in his $1.6M pre-tax account.

We walked through his full retirement picture and showed him he's on track to never run out of money. Now the real work begins: fixing his tax strategy before it costs him big.

Have you looked at your pre-tax vs. Roth balance lately? It might be time.

Get your dough straight

04/14/2026

Keith's question is one of our favorites — how do I grow my portfolio and maximize what my money earns? Let's unpack it 👇

04/14/2026

🚨 Most people have NO idea they can access their retirement money early — without the 10% penalty.

Whether you have a 401(k), 457, 403(b), or TSP, there are strategies the majority of people never hear about that could save you thousands when it's time to retire.

In this video, Eric breaks down:
✅ Every major employer retirement plan explained
✅ The Rule of 55 — and how to use it correctly
✅ The 457 "bridge plan" and why it's a game changer
✅ How to avoid early withdrawal penalties before age 59½

Watch the full video here 👇

Are you making the most of your employer retirement plan? Whether you have a 401(k), 403(b), 457, TSP, or 401(a), understanding the rules of your specific pl...

04/13/2026

Rich wants better returns and is thinking a rental property is the answer. He's 50, wants to retire at 62, has low expenses, strong liquidity, and has even paused his retirement contributions to make this happen.

So can he do it? Yes — but there's one major blind spot.
Every dollar Rich has saved for retirement is pre-tax. That's going to create a serious tax burden down the road. The fix? When he gets back to saving, mixing in a Roth vehicle could make a world of difference at retirement.

The rental property can work. But so does making sure every dollar is working as hard as possible — in the right accounts, for the right goals.

04/12/2026

Josh wants to buy a home — mostly or all cash. He's saving 22% of his income, sitting 212% ahead of his retirement target, and has strong liquidity. So... can he do it?

The short answer: probably yes — it just depends on the price of the home. And if he needs a little more runway, the fix is simple: redirect some of those retirement contributions he no longer needs to be making at this pace.

The one area to address? His 401k allocation needs a tune-up. Even high performers have room to optimize.

Every dollar deserves a purpose.

This video is for informational and educational purposes only and does not constitute financial, tax, or legal advice. The financial assessment shown reflects one individual's situation and may not be applicable to your own. Retirement projections, liquidity analysis, and investment allocation reviews are based on individual data and assumptions that may change over time. Past savings rates and account performance do not guarantee future results. Consult a qualified financial advisor before making any decisions regarding home purchases, retirement contributions, or investment allocations.

04/11/2026

What does retirement look like when you're not planning to stay in the US?

For Irish and his wife, the dream is building a house in the Philippines for around $40,000 — and retiring there. Lower cost of living, paid-off debt, and a clear vision. So we threw out the standard US retirement playbook and built something that actually fits their life.

Two phases. A Roth IRA for flexibility. A joint account for the house fund and long-term growth. Plus a smart tax loss harvesting strategy that benefits their child's custodial account along the way.

Every financial situation is different — and yours deserves a plan built around YOUR goals. Head to jazzwealth.com to get your dough straight.

This video is for informational and educational purposes only and does not constitute financial, tax, or legal advice. Strategies discussed, including Roth IRA contributions, joint taxable accounts, tax-loss harvesting, and custodial accounts, may not be suitable for your individual situation. International retirement planning involves additional complexities including foreign tax laws, currency risk, and residency regulations not addressed here. Consult a qualified financial advisor and tax professional before making any financial decisions.

04/10/2026

Need access to cash but your money is tied up in a 401k or traditional IRA — and you're not yet 59½?

Before you do anything, watch this.
Early withdrawals and 401k loans work very differently, and making the wrong move could cost you thousands in taxes, penalties, and lost growth.

We break down both options so you know exactly what you're getting into. Have questions? Neither option is ideal — but knowing the difference could save you thousands.