Affordable Benefits Solutions, Inc

10/18/2026

When you are still working, a market decline can be uncomfortable, but you may have years of contributions and recovery ahead. Near or in retirement, the same decline can be more damaging if you are withdrawing at the same time. This is the core of sequence-of-returns risk: the order of gains and losses matters once the portfolio is funding your lifestyle.

For educational purposes only. This information is not tax, legal, financial, or investment advice. Consult a qualified professional for advice specific to your situation.

→Ask yourself: how much of your first 5-10 years of retirement spending depends on market performance?

10/16/2026

A portfolio value tells you what you own today. It does not automatically tell you how much monthly income you can take, how long that income may last, or how much market volatility the plan can absorb. Retirement planning changes when you stop contributing and start depending on the assets. That is why a retirement income plan should be tested before withdrawals become permanent.

For educational purposes only. This information is not tax, legal, financial, or investment advice. Consult a qualified professional for advice specific to your situation.

→Would you rather know your target monthly income first, or start with your account balance?

10/14/2026

A large retirement balance is only one part of the picture. If much of your savings is in tax-deferred accounts, future withdrawals generally become taxable income. The question is not only how much you accumulated, but how efficiently you can turn those assets into spendable retirement income. A Retirement Review can help identify where taxes may be quietly reducing the income your savings can support.

For educational purposes only. This information is not tax, legal, financial, or investment advice. Consult a qualified professional for advice specific to your situation.

→Save this and review where your future retirement income will actually come from.

10/13/2026

Meet the Retirement Window.

10/06/2026

Even if they saved the same amount.

08/29/2026

08/29/2026

Good morning Facebook! This is the day that the Lord has made and let us rejoice and be glad in it! Let us also rejoice and help me congratulate and celebrate Rita Bailey-Roland on her 37th year anniversary in the insurance and financial services business!! Serving, sharing and caring for people that’s what she does and she’s the best at it! 37 years ago you got into this business Rita and you have helped change my life and the lives of many others through your serving, sharing and caring for people! The Butterfly effect in action in real time! Keep moving those wings Bestie…the best is yet to come!! Congratulations!!
And NO she’s not getting ready to retire any time soon! New Chapter loading….get ready!!

07/02/2026

Happy Birthday to our very own Darlene Jenkins 🎉🎂

May God continue to shine His light through you, guide your steps, and bless you abundantly in this new year of life. May His favor, peace, joy, and countless blessings overflow in every area of your life.

Wishing you a day filled with love, laughter, and celebration. Enjoy your special day—you deserve it!

Happy Birthday and God bless! ❤️
Your ABS Team!

06/30/2026

Intentions are great. Outcomes matter. Here's what to know.

06/23/2026

Adding a child to the deed? Read this.