Jonathan Ashkenazy - MORTGAGEinc

Jonathan Ashkenazy - MORTGAGEinc JM Lending Team Consist of Jonathan Ashkenazy NMLS #1993619 and Melainey Gunning NMLS # 1414120 at Ross Mortgage Corporate NMLS # 107716.

Mortgage Lender @ MORTGAGEinc · Helping you navigate home loans with clarity and confidence · Tips · Real talk 🏡 · DM to get started · FL & TX · jonthelo.com · NMLS #1993619 JM Lending Team prides them self in assisting clients in purchasing and refinancing their homes. Residential lending, we specialize in providing mortgage loan solutions. JM Lending Team provides traditional and out of box lendi

ng solutions. Licensed in Florida, Georgia, Michigan, North Carolina, Tennessee, Ohio, and Pennsylvania. https://www.nmlsconsumeraccess.org/
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New 5-Star Review: "Jonathan was a fantastic loan officer! He walked me through the whole process and made sure to expla...
02/05/2024

New 5-Star Review: "Jonathan was a fantastic loan officer! He walked me through the whole process and made sure to explain any question I had in detail! He was always one step ahead of the process and coordinated everything to make sure i had what I needed before I needed it! I highly recommend working with Jonathan."

👍 𝗔𝘀 𝗮 𝗹𝗼𝗰𝗮𝗹 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹, 𝗺𝘆 𝗿𝗲𝗽𝘂𝘁𝗮𝘁𝗶𝗼𝗻 𝗱𝗲𝗽𝗲𝗻𝗱𝘀 𝗼𝗻 𝗽𝗿𝗼𝘃𝗶𝗱𝗶𝗻𝗴 𝗮 𝗯𝗲𝘁𝘁𝗲𝗿 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲 𝘁𝗵𝗮𝗻 𝘁𝗵𝗼𝘀𝗲 𝗯𝗶𝗴 𝗯𝗮𝗻𝗸𝘀 𝗮𝗻𝗱 𝗼𝗻𝗹𝗶...
09/08/2023

👍 𝗔𝘀 𝗮 𝗹𝗼𝗰𝗮𝗹 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹, 𝗺𝘆 𝗿𝗲𝗽𝘂𝘁𝗮𝘁𝗶𝗼𝗻 𝗱𝗲𝗽𝗲𝗻𝗱𝘀 𝗼𝗻 𝗽𝗿𝗼𝘃𝗶𝗱𝗶𝗻𝗴 𝗮 𝗯𝗲𝘁𝘁𝗲𝗿 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲 𝘁𝗵𝗮𝗻 𝘁𝗵𝗼𝘀𝗲 𝗯𝗶𝗴 𝗯𝗮𝗻𝗸𝘀 𝗮𝗻𝗱 𝗼𝗻𝗹𝗶𝗻𝗲 𝗹𝗲𝗻𝗱𝗲𝗿𝘀.

Getting a mortgage doesn't have to be frustrating and confusing. 😠 If you have the right person guiding you through the process, it can be easy and more convenient! 😀

𝗜𝗳 𝘆𝗼𝘂'𝗿𝗲 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲, 𝗼𝗿 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝘁𝗵𝗲 𝗵𝗼𝗺𝗲 𝘆𝗼𝘂 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗼𝘄𝗻, 𝗹𝗲𝘁 𝗺𝗲 𝗯𝗲 𝘆𝗼𝘂𝗿 𝗴𝘂𝗶𝗱𝗲.

There's never any obligation or fees when we talk. I can help you get a great low rate, find out how much home you can comfortably afford, and also help you get pre qualified or pre approved (ask me about the difference!).

I hope to hear from you soon!

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟱, 𝟮𝟬𝟮𝟯𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗹𝗼𝘄𝗲𝗿 👍Mortgage rates moved lower for th...
09/05/2023

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟱, 𝟮𝟬𝟮𝟯

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗹𝗼𝘄𝗲𝗿 👍
Mortgage rates moved lower for the first time in a few weeks, as data showed the labor market is still strong but is normalizing and unemployment moved higher.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝗺𝗼𝘃𝗲 𝗵𝗶𝗴𝗵𝗲𝗿 👎
This week we could see mortgage rates move off of the best levels seen last week, although we aren't likely to see them move too high too quickly. There is little in the way of economic data this week to set a direction, and rates are likely to move at least slightly day-to-day and could show some volatility during the day. Rates are likely near the lower end of the current range, and it may be a good idea to discuss locking in with your mortgage professional if you are in the process of obtaining a mortgage.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Inflation data: Markets will speculate what next week's CPI consumer inflation data will show, and how it will affect future Fed rate hikes.
- Economic data: There is little in the way of data this week that will affect mortgage rates.
- The Fed: Markets are starting to price in one more Fed rate hike to come in November, which puts pressure on mortgage rates to move higher.

😎 🍉 𝗛𝗮𝘃𝗲 𝗳𝘂𝗻 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸𝗲𝗻𝗱! 🚤 🍦
09/01/2023

😎 🍉 𝗛𝗮𝘃𝗲 𝗳𝘂𝗻 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸𝗲𝗻𝗱! 🚤 🍦

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟮𝟴, 𝟮𝟬𝟮𝟯𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗵𝗶𝗴𝗵𝗲𝗿 👎Mortgage rates hit new hi...
08/28/2023

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟮𝟴, 𝟮𝟬𝟮𝟯

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Mortgage rates hit new highs early in the week before falling back to end the week only slightly higher. Fed Chair Jerome Powell's speech on Friday didn't contain any surprises, so basically left mortgage rates unaffected.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 ⚠️
This week will see mortgage rates react to lots of economic data, most of it about the labor market. If the data shows the labor market is beginning to soften, it could help mortgage rates take a break from recent increases. However, if markets see signs of further labor market strength, we could see mortgage rates creep higher. Rates are not likely to move much lower from here though.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Labor market data: This week has lots of reports on the labor market, starting with Tuesday's Job Opening and Labor Turnover Survey, then Wednesday's ADP private payrolls report, Thursday's unemployment claims, and on Friday the data most likely to push mortgage rates higher or lower... non-farm payrolls and wage data.
- The Fed: Markets are starting to price in one more Fed rate hike to come in November, which puts pressure on mortgage rates to move higher.

Close more transactions with more options!Attend on Zoom! August 30th - 10AM
08/22/2023

Close more transactions with more options!
Attend on Zoom! August 30th - 10AM

New 5.0-star Review: "Jonathan was very helpful during the purchase of my new home Very professional.Could call him any ...
08/22/2023

New 5.0-star Review: "Jonathan was very helpful during the purchase of my new home Very professional.Could call him any time of day n he would take the time to make sure my needs were met. Thanks so much,I wouldn’t hesitate to recommend him to my family n friends."

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟮𝟭, 𝟮𝟬𝟮𝟯𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎Mortgage rates continued to rise l...
08/21/2023

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟮𝟭, 𝟮𝟬𝟮𝟯

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Mortgage rates continued to rise last week and hit the highest levels of the year, without any signs of a weakening economy or a softening jobs market. Talk of a recession, which would have helped bring mortgage rates back down, has all but disappeared and has been replaced with talk of a soft landing... the term used for seeing cooling inflation while maintaining a strong labor market and economy.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗴𝗲𝘁 𝘄𝗼𝗿𝘀𝗲 👎
The outlook right now is that rates could continue higher, and may not see improvement without some help from next month's labor and inflation reports. Rates already starting this week out higher than last week, as bond yields rise and mortgage bonds lose ground.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- The Fed: Mortgage rates will not move much lower until expectations for future Fed rate cuts start to grow. Instead of cuts though, we could see markets price in another Fed rate hike before the end of the year, which would pressure mortgage rates even higher.
- Jackson Hole Symposium: Fed Chair Powell will speak about the outlook of the economy on Friday morning, and we could see mortgage rates affected by his speech.

📈 ⚠️ 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿... 𝗡𝗢𝗪 𝗶𝘀 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗯𝘂𝘆! 🏠WHAT? 🤯Seriously... and 𝗵𝗲𝗿𝗲 𝗶𝘀 𝘄𝗵𝘆:👉 𝗪𝗵𝗲𝗻 𝗿𝗮𝘁𝗲𝘀 𝗮𝗿𝗲 𝗵𝗶𝗴𝗵𝗲𝗿...
08/18/2023

📈 ⚠️ 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿... 𝗡𝗢𝗪 𝗶𝘀 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗯𝘂𝘆! 🏠

WHAT? 🤯

Seriously... and 𝗵𝗲𝗿𝗲 𝗶𝘀 𝘄𝗵𝘆:

👉 𝗪𝗵𝗲𝗻 𝗿𝗮𝘁𝗲𝘀 𝗮𝗿𝗲 𝗵𝗶𝗴𝗵𝗲𝗿, 𝘁𝗵𝗲𝗿𝗲 𝗶𝘀 𝗹𝗲𝘀𝘀 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝗼𝗻, resulting in a wider selection and a better price. It's no secret that inventory is low, and it's hard to find a home in this market that doesn't turn into a bidding war. Higher rates help reduce the number of home shoppers and offers, resulting in less competition for homes and a better price.

👉 𝗜𝘁'𝘀 𝗹𝗶𝗸𝗲 𝗽𝘂𝘁𝘁𝗶𝗻𝗴 𝗺𝗼𝗻𝗲𝘆 𝗶𝗻 𝘁𝗵𝗲 𝗯𝗮𝗻𝗸. Rates have moved higher, but so are home prices. Although you'll be paying more in interest, you'll be building equity as home prices rise as well as paying down your loan. While there is no guarantee that home prices will continue to move higher, tight inventory makes it likely.

👉 𝗚𝗲𝘁 𝘁𝗵𝗲 𝗵𝗼𝘂𝘀𝗲 𝗮𝘁 𝗮 𝗹𝗼𝘄𝗲𝗿 𝗽𝗿𝗶𝗰𝗲 𝗻𝗼𝘄 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗴𝗲𝘁 𝗹𝗼𝘄𝗲𝗿 𝗿𝗮𝘁𝗲 𝗹𝗮𝘁𝗲𝗿. When rates fall, home prices usually move higher as demand drives up the offers. Waiting for rates to fall means you may not be saving anything at all, and could possibly end up with a higher payment instead. If you buy now, you can always look into refinancing when rates fall, and you'll have the lower purchase price AND the lower rate!

Give me a call, email, text, or DM me to talk more about how I can help you own a home, since these rates are not going lower anytime soon.

New 5.0-star Review: "As a Realtor, it is extremely important to have a trusted lender by your side. The JM Lending Team...
08/16/2023

New 5.0-star Review: "As a Realtor, it is extremely important to have a trusted lender by your side. The JM Lending Team has been a true lifesaver for me and my clients. They make my everyone feel at ease during the entire process and if an opportunity should arise, they are there to present solutions. Additionally, their level of communication is top notch which is extremely helpful when negotiating or closing large deals."

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟭𝟰, 𝟮𝟬𝟮𝟯𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎Mortgage rates moved higher last w...
08/14/2023

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟭𝟰, 𝟮𝟬𝟮𝟯

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Mortgage rates moved higher last week, despite consumer inflation data coming in at or better than expectations. Rates started the day Thursday improved, but most lenders repriced to worse rates as the day progressed and markets lost ground. Friday was another bad day for rates.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗺𝗼𝘃𝗲 𝗵𝗶𝗴𝗵𝗲𝗿 👎
This week doesn't show any signs that rates may improve, and there isn't a lot of economic data to look to for help. The outlook right now is that rates may move to the highest levels of the year this week, and are not likely to improve much from here in the foreseeable future.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: Not much on the calendar this week that will affect rates, but markets will be watching Tuesday's retail sales data and Thursday's unemployment claims. Signs of a strong economy are not good for mortgage rates.
- The Fed: Mortgage rates will struggle to improve if markets increase expectations that the Fed could raise its policy rate again this year. Mortgage rates will not move much lower until the Fed begins cutting its policy rate, which isn't expected to happen until sometime next year at the earliest.

New 5.0-star Review: "The entire JM Lending Team was amazing to work with. Super timely in communication and very transp...
08/12/2023

New 5.0-star Review: "The entire JM Lending Team was amazing to work with. Super timely in communication and very transparent about the process! Would work with them again and highly recommend them!"

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